HMO Mortgages

Up to 85% LTV

No Minimum Income

Interest Only or Repayment

First Time or Portfolio Landlords

Multi-Let Including Bedsits Considered

STEP 1

Enquire online

 

STEP 2

Speak to an Advisor

 

STEP 3

Get a Mortgage

 

 

HMO Mortgages

Purchase

Service:++
Our experience with Capital Fortune was nothing short of outstanding.

After being recommended by a friend who works in the same field (Film and TV Production) I contacted James Drury at Capital Fortune and within an hour he gave me a ballpark of what sort of Mortgage I could attain and also suggested some other avenues (more complex) I could pursue if I required more.

Despite having a number of changes to my circumstance over the course of my house purchase James, Fowzia, Anna and Stephen were always incredibly quick to come back with what options the new circumstances left me with, as well as reminding me about paperwork due and supporting me with its completion.

This was my first property purchase and with that came a lot of questions from and a lot of exploration of possibilities. Every single question I had was dealt with quickly and in a way that I fully understood the process.

I have already recommended their services to a number of friends and will continue to do so.
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On 13-Dec-2017 the supplier responded:
Fantastic feedback and thanks for the 5 stars. We've passed your comments on James Drury, Anna, Stephen and his Team.

Purchase

Service:+
Capital Fortune were exceptional in responding to our complaint and resolved the issues quickly and satisfactorily. All staff were friendly and very helpful and we would recommend their services.
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On 13-Dec-2017 the supplier responded:
Great feedback thank you!

 
It was quite an easy decision to make….the run of the mill mortgage brokers really were not going to be able to help me on this one. I would recommend Capital Fortune to any one asking and I do so too.
Joe Crosby, Golders Green

HMO Mortgages are mortgages for houses with multiple occupants and have become a niche area of mortgage lending. The definition of a HMO is problematic as certain Local Authorities such as Oxford deem a house of multiple occupancy to be three unrelated tenants living in one property whilst other Councils may have definitions of four, five or more. HMO lender requirements may or may not require the property to be registered and specific lending criteria is essential to fully understand in order to prevent disappointment.

HMO mortgages range from a house of sharing tenants to properties with multiple kitchens, bedsits and several self contained flats under a single legal title.

We appreciate that the structure and complexity of HMO mortgages are generally misunderstood by the majority of lenders or brokers.

 

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STEP 1: Online Enquiry

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