HMO Mortgages

Up to 85% LTV

No Minimum Income

Interest Only or Repayment

First Time or Portfolio Landlords

Multi-Let Including Bedsits Considered

STEP 1

Enquire online

 

STEP 2

Speak to an Advisor

 

STEP 3

Get a Mortgage

 

HMO Mortgages

 
It was quite an easy decision to make….the run of the mill mortgage brokers really were not going to be able to help me on this one. I would recommend Capital Fortune to any one asking and I do so too.
Joe Crosby, Golders Green

HMO Mortgages are mortgages for houses with multiple occupants and have become a niche area of mortgage lending. The definition of a HMO is problematic as certain Local Authorities such as Oxford deem a house of multiple occupancy to be three unrelated tenants living in one property whilst other Councils may have definitions of four, five or more. HMO lender requirements may or may not require the property to be registered and specific lending criteria is essential to fully understand in order to prevent disappointment.

HMO mortgages range from a house of sharing tenants to properties with multiple kitchens, bedsits and several self contained flats under a single legal title.

We appreciate that the structure and complexity of HMO mortgages are generally misunderstood by the majority of lenders or brokers.

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STEP 1: Online Enquiry

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