GAY MORTGAGES

Up to 95% LTV

Confidential Service

Gay Run & Gay Friendly

No Lifestyle Questionaires

comprehensive panel Mainstream Lenders

STEP 1

Enquire online

 

STEP 2

Speak to an Advisor

 

STEP 3

Get a Mortgage

 

Gay Mortgages

Typically, clients we successfully assist tell us of the difficulty they have experienced in trying to arrange the most competitive mortgage finance as a gay or lesbian. They may have concerns regarding the types of questions to be asked on a mortgage application and often express their frustration in finding an appropriate broker or lender, who will not make assumptions regarding lifestyle. They may just want someone they can trust to be open about their home situation. They usually have seen the wide array of products and come to us having undertaken their own detailed homework but are sometimes left unsure how to conclude their mortgage search.

As a gay owned mortgage broker, we understand the issues affecting the gay community. We also know that lenders and insurers are no longer able to discriminate on grounds of sexual orientation.

Clients we help in similar situations, typically tell us of their annoyance at the different lending criteria and wish to understand whether they qualify for a specific deal. They just want the overall best mortgage but appreciate the risks faced by anyone, in being declined by a lender.

They usually have a healthy deposit for a purchase or significant equity to undertake a re-mortgage. They find it difficult to understand why many lenders may not consider their individual circumstances and they want to ensure when choosing a mortgage they get it right.

They may have spoken to a number of brokers without success, before making contact with us.

“It was quite an easy decision to make….the run of the mill mortgage brokers really were not going to be able to help me on this one. I would recommend Capital Fortune to any one asking and I do so too.” Joe Crosby, Golders Green

Our mortgage advice service is based not only on knowing all the mainstream UK lender’s criteria but also our ability to access available interest only products from private banks and bespoke lending solutions. Such lenders can often provide more competitive deals and are willing to take a more holistic approach to the finance rather than just relying on computers to make lending decisions.

As a comprehensive panel of lenders national mortgage broker we know our lenders and importantly understand the details of their lending criteria. Importantly, we appreciate the ambiguities and difficulties in obtaining finance and work independently to obtain a tailor made solution individually for you. We regularly assist clients with mainstream and more complex financial needs and we are a UK mortgage specialist.
Interest only mortgages only repay the interest on the mortgage and the size of the mortgage itself does not decrease and equity is not built up in the property unless property prices increase or overpayments are made. Interest only mortgage are cheaper than a capital repayment mortgage and do minimise the amount payable each month, however, it is often sensible to have some form of plan to repay the mortgage at the end of the term.

Our Advisers will take you through all the options available and all the relevant fee structures. You can then decide whether we are right for you.  You can call us on our national number or a request a call back online, using the general enquiry form or call back request.

“Capital Fortune are a blessing...I feel like I’ve got the best rate on the market and a very personable and friendly service.” Reuben, South London, SE27

We have been voted the Overall Adviser of the Year for the largest UK mortgage and protection network, two years in a row and have recently won a national industry award for Excellence in Treating Customers Fairly. A number of our clients watched us on BBC TV Newsnight and supported our shortlist nomination for Best Broker Prime and Best UK Mortgage Adviser at the prestigious Money Marketing Financial Services Awards and British Mortgage Awards respectively.

“They arranged a re-mortgage for us…. which was unusual and certainly must have been difficult. It went through smoothly, more smoothly than any other mortgage I've taken out.” RH, Stanmore

For help and assistance, call us today on 020 77 100 400 to speak to one of our Mortgage Advisers.

STEP 1: Online Enquiry

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