Teacher Mortgages – Mortgages for Teachers

Teacher Mortgages are simply mortgages for Teachers. Teacher mortgages are available to qualified and practicing Teachers in England, Wales and Northern Ireland. Teachers wishing to mortgage outside of the jurisdiction can be accommodated through our bespoke international mortgage solutions team. Mortgages for Teachers are a specialist area within Capital  Fortune.

At Capital  Fortune, we understand the Teaching profession and the challenges of practice. We particularly understand the remuneration structure of Teachers

Mortgages for Teachers – Employed Practice

Teachers are often paid according to ‘banded earnings’ and mortgage lenders can often misinterpret these bands as being overtime or non guaranteed income. We work with lenders across the whole of market and are able to speak directly to senior underwriters on your behalf.

We can work with the Local Education Authority and the Local Authority or private organization’s HR Department to obtain clarity and confirm the salary detail and breakdown without the need to get you involved. We work with lenders across the whole of market and are able to speak directly to senior underwriters on your behalf to obtain an indication as to how they will treat the application. We appreciate that time is a premium to professionals and our role is to simplify the mortgage process, liaise with lenders and obtain a smooth conclusion to the mortgage transaction.

Our ability to contact senior underwriters on your behalf is also useful if you have changed address or employers during the last 6 years as whilst unusual for other professions, it is not for Teachers who may have moved practice.

Capital  Fortune deal with of significant number of Teachers in both employed and private practice. We have made mortgages for Teachers is a specialist area within the Company and as a Teacher seeking a mortgage you will receive our premier service.

We understand the pressures of the profession and understand that when arranging a mortgage deal our Teachers want to be sure in the knowledge that their mortgage will not only save them money, but also save them time and inconvenience.

All Teachers as part of or our Capital  Fortune premier service can be dealt with over the telephone or visited at home. We will strive to take the difficulty and time element out of the mortgage application.

We will obtain all the necessary documentation from you after our first discussion and will avoid cascading you with a range of further information during the internet mortgage application. We will contact you via email, text message or mobile telephone at convenient times agreed by you.

We will obtain the most suitable and affordable mortgage product using a home mortgage lender from our online mortgage service list of providers. We can also obtain our best value mortgages specifically only offered to Teachers, which are not available on the High Street or through banks.

Once the mortgage has completed, your mortgage and mortgage protection needs will be constantly reviewed and in the event that new products become available, we will look to continually switch you to those products in order to increase the savings in a hassle free manner.

For more information on our Teacher mortgage premier service, call us today on 0845 3 630 430 or Enquire Online.