Self Employed Mortgage

Capital Fortune Self Employed Mortgage - are available to self employed people employed in their own business or whose business is responsible for the finance of themself by way of dividends or profit. Self employed finance & mortgages are less easy to obtain than in the past and lenders are more reluctant to provide finance & mortgages to the self employed due to current economic circumstance. 

Those seeking self employed finance do not necessarily to undertake mortgage self certification. The process of mortgage self certification has to be on a strict basis and those seeking self employed finance may still be able to demonstrate full evidence of their self employed income by a range of means.

Home mortgage UK lenders do not necessarily require full audited accounts from those seeking self employed finance but in order to undertake mortgage self certification both the authorised online mortgage broker or offline mortgage broker, and the lender need to be satisfied that the mortgage is affordable and suitable for the borrower’s needs.

At Capital Fortune, we are self employed finance specialists. If necessary we can arrange mortgage self certification but often affordability of the mortgage can be demonstrated in a number of ways. We appreciate, as do lenders that certain trades undertaken by the self employed can make this difficult. We also understand that those requiring self employed finance may not have been in self employment for the requisite two years or they may need to carry out a mortgage self certification given they are employed in one job but received income from a second occupation which is self employed.

In order to obtain the best value mortgages for you, as part of our online mortgage service, we would take your through a full fact find to ascertain your needs and requirements. This would determine the amount and type of self employed finance required and would also determine whether you meet the criteria to undertake mortgage self certification.

Self Employed Services

Why not take a look at some of the other services Capital Fortune provide for the self employed:

Best Self Employed Finance Mortgages

Sickness Insurance Self Employed

Self Employed Medical Insurance

If you need any assistance why not speak to one of our Mortgage Advisers by calling 0845 3 630 430 or Enquire Online.