Professional MortgagesProfessional Mortgages are available to any professional seeking one of our home mortgages UK loans. To obtain one of our professional mortgages you will need to be a professional member of one of the listed professional categories and have been granted professional status from your professional body. A number of home mortgage lenders offer professional mortgages to the following professions: Some mortgage lenders will also offer professional mortgages to certain categories of nursing and other medical staff, for example midwifery, intensive care practitioners and radiologists. Mortgage lenders operate professional mortgage schemes, the most notable being Scottish Widows bank who have had a professional mortgage for some years However, mortgages for professionals are also available from many of our home mortgage UK lenders under standard criteria and these mortgage products may be more suitable and affordable for you. Once we have assessed your needs and circumstances, we will be able to advice what is the most suitable and affordable mortgage from all products featured in our online mortgage service. Professional Mortgages Schemes assess each mortgage application individually. The lenders operating professional mortgage schemes pride themselves on not sticking to a rigid formula. They appreciate that newly qualified professionals will wish to take out mortgages that are affordable as their professional status and experience increases. Mortgage lenders appreciate that with time professionals can and do command higher than average salaries with which to service the mortgage debt. They can therefore be slightly more flexible under their professional mortgages schemes and this is particularly helpful when Applicants are at the early stages of their professional career. Professional Mortgages schemes can offer higher income multipliers to you as a professional mortgage borrower. This may mean that you can borrow more than a non-professional mortgage borrower who would be assessed on standard mortgage income multipliers. Mortgage lenders also have professional mortgages for first time buyers and can demonstrate flexibility allowing professional mortgages to be taken out on an interest only basis initially with a conversion to a repayment mortgage once salary has increased It important however, before taking on a mortgage debt to assess how much you can afford to pay each month and to do this you can use our mortgage repayment calculator. This can be used in conjunction with our mortgage budget calculator and mortgage size calculator. We are happy to discuss your needs and requirements and as well as professional mortgages we would look at all the best value mortgages we have available in order to recommend the most affordable and suitable product for you. If you need any assistance why not speak to one of our Mortgage Advisers by calling 0845 3 630 430 or Enquire Online. | 
