Mortgage for Foreign Nationals

Capital Fortune Mortgage for Foreign Nationals - are surprisingly more complex and difficult to obtain. Foreign nationals with the right to enter, live and work in the UK still face difficulty in the mortgage market. Foreign national mortgages are available but the mortgage lender will have to be fully satisfied that the Applicant has sufficient income to support the mortgage repayments.

Capital Fortune are experts when dealing with foreign national mortgages. Our specialist team understand the difficulties faced by foreign nationals in the mortgage process. We are here to help and through our specialist foreign national online mortgage service, on ascertaining your full needs and requirements we will know exactly which home mortgage lender to place the case with.

Depending on your circumstances we may be able to advise and arrange mortgages:

Up to 90% loan to value

For all visa types including Tier 1 and Tier 2

No minimum time requirements for residence in the UK

No minimum time remaining on your visa

Foreign national mortgage applicants will need their passport or national identity card for us to establish the entitlement to live and work in the UK. Foreign nationals of countries in the European Economic Area  (EEA) have the right to live and work in the UK without restriction.

There is no reason why a mortgage lender, if satisfied as to the applicant’s ability to repay the loan, will not be willing to offer a foreign national mortgage. 

For non-EEA nationals, specific authority to enter and work in the UK is required and in order to succeed with a mortgage application, we would need  sufficiently open-ended permission to stay in the UK. This often can be that you have been in the UK for a few years and have a few years left on your visa.

We will succeed in the application if we can reassure the mortgage lender about the permanency of your residential circumstances and your intentions to remain here in the UK.. 

The immigration process and right of residency is a complex area when it comes to mortgage applications and a member of our specialised team will be able to assist and advise you on the most suitable and affordable mortgage for you. This may be on a home mortgage UK or may be through one of international mortgage solutions.

For assistance on our mortgages for foreign nationals, call us today on 0845 3 630 430 or Enquire Online.