Contents Only InsuranceContents only insurance cover includes the belongings within a property such as furniture and clothing. The contents insurance cover can be provided for flood, fire and theft and with rising crime in some areas, contents only insurance can give real piece of mind. The cost of contents only insurance can be relatively inexpensive and can be further reduced by taking preventative measures such as having five –lever mortice locks on doors, using key operated window locks and also by purchasing a lockable safe in which to store valuable contents. Costs of contents only insurance can also be brought down significantly by paying an excess. This is a sum of money you will pay to the insurer or have deducted by the insurer on any claim. The greater the excess the lower the premiums as contents insurers tend to feel large excesses reduce the wish to claim for smaller items. In the event of not claiming on a policy providers often award what is called a no-claims bonus which is effectively a discount. This further reduces the monthly or annual premium. A further discount can also be obtained if your combine your sepeartae buildings insurance with your contents only insurance so the same provider deals with both your building and contents insurance. We have created a helpful tool for assessing the amount of your required contents only insurance cover. Start with our contents only insurance property checker and walk through each room, one by one assessing how much it would cost to replace at today’s prices each item and then secondly assess what you feel they would be at their current value. At the end of the content only property check, you should be left with a full list of contents, the room in which they are in, a current replacement cost and current value. You can then use the contents property checker to assess whether you want to take out a new for old contents only insurance policy which would be at a slightly more expensive premium or whether you would be happy with receiving a cash sum only for the second hand value of each of the contents. The whole exercise takes around 30 minutes but it is a useful tool to ascertain the value of the contents you actually have in your home. You can then make an informed choice as to the cost of the contents only insurance and the value this policy would pay out in order to fully protect your assets. Compare Home Contents InsuranceCompare home contents insurance is a new service we can undertake for you. We will compare your existing home contents insurance with the price and comparable cover offered by our home contents insurance providers. We will not only compare the level of home cover, but also will compare excesses payable on the home contents insurance policy as well as then items it includes. We will compare home contents insurance cover only once we have assessed your full needs and requirements for home contents insurance. If you need any assistance why not speak to one of our Mortgage Advisers by calling 0845 3 630 430 or Enquire Online. | 
