Director Mortgages

Director Mortgages - are simply mortgages for Company Directors who have a registered Company with Companies House in the UK. To obtain a Company Director mortgage the Company Director must also work and reside in the UK.

In the current climate, lenders are cautious regarding the remuneration packages paid to Company Directors and have shown reluctance in underwriting these cases given that income can be taken by way of salary draw downs, dividends and share options

This coupled with the changes to rules such as IR35 and the ambiguities around whether a Company Director is technically employed or self employed have caused us to deem Mortgages for Company Directors as a specialist area within Capital Fortune.

In light of the way many Company Directors are remunerated, we are able to package their cases appropriately and we are experts in placing them on the most suitable product, with the most suitable lender.

As well as mainstream lenders, we will look at financing your Company Director mortgage through a range of private banking both in the UK, through the Channel Islands as well as looking, if necessary, at bespoke international mortgage solutions.

At Capital  Fortune , we understand the difficulties in obtaining finance for a Company Director and the challenges of the self employed operation. We particularly understand the remuneration structure of Company Directors and we work closely with your accountants and if necessary, our accountants to obtain the best deal.

We have worked with a number of Company Directors with long established profitable companies and those with new-start operations. Many of our Company Director clients will be more than happy to give a testimonial to our bespoke services.

As a Company Director seeking a mortgage you will receive our premier service.

We understand the pressures of running your own business and understand that when arranging a mortgage deal our Company Directors want to be sure in the knowledge that their mortgage will not only save them money, but also save them time and inconvenience.

All Company Directors as part of or our Capital  Fortune  premier service can be dealt with over the telephone, visited at home or work. We will strive to take the difficulty and time element out of the mortgage application.

We will obtain all the necessary documentation from you after our first discussion and will avoid cascading you with a range of further information during the internet mortgage application. We will contact you via email, text message or mobile telephone at convenient times agreed by you.

Once the mortgage has completed, your mortgage and mortgage protection needs will be constantly reviewed and in the event that new products become available, we will look to continually switch you to those products in order to increase the savings in a hassle free manner.

Call us today on 0845 3 630 430 or Enquire Online.