Holiday Lets

Holiday Let Finance

Holiday Let Finance - Holiday let finance refers to individuals seeking finance for their holiday let property within the UK. Holiday let finance has become increasingly difficult to obtain. Many banks and building societies throughout the UK are often unwilling to lend to individuals seeking holiday let finance. High Street providers of holiday let finance are often more reluctant and risk averse to lend to individuals.This is where we can assist. We offer a bespoke and holistic service to all clients seeking holiday let finance to suit their particular needs. Our role is to obtain the optimum financial result for you.

As a specialist holiday let mortgage broker, we can obtain holiday let finance at a package to meet your individual needs and requirements. Using our comprehensive panel holiday let finance mortgage base, we can source a number of products available on the market to find the deal which suits your bespoke needs best.

All clients will be guided and assisted throughout their application from their initial enquiry until completion of their application and beyond. Our holiday let finance team are experts in placing our clients at the right time with the right lender and importantly at the right rate.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Holiday let finance is a niche product and will often require specialist advice. Is today for specialist advice.

Holiday Let Loans

Holiday Let Loans - Holiday let loans are property loans for holiday let properties within the UK. Holiday let loans are generally only available from specialist providers and differ from standard buy-to-let mortgages in a number of respects. Whilst buy-to-let mortgages often contain an assured shorthold tenancy (AST) term of six months or more, holiday let homes generally allow much shorter tenancies. As a result, holiday let property owners generally require specialist holiday let loans to avoid breaching their mortgage terms.

There are some addition considerations to consider before applying for holiday let loans. Some holiday let loans may restrict property occupation to tenants. These packages must be avoided if you would like to occupy the holiday let property during certain periods. Furthermore, it is worth undertaking preliminary investigations into expected rental income, as some lenders use this as the basis for their mortgage application assessments.

To make the most of your holiday let property purchase, it is important to secure the best possible holiday let loan. This is where we can assist.

Our specialist holiday let loans advisers are experts at matching the right rate from the right lender to the right client. We offer bespoke advice to ensure that the holiday let loans we recommended are suited to your individual circumstances. In addition, we analyse holiday let loans for overall cost effectiveness, beyond the headline rate.

As a comprehensive panel of lenders mortgage broker, we are not tied to any one lender and put our customers first. Our well established industry contacts give us access to some holiday let loans that are not available on the open market.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

For personalised and professional holiday let loans advice, call us today.

Holiday Let Mortgage Broker

Holiday Let Mortgage Broker - Capital Fortune have years of experience in assisting clients obtain Holiday Let Mortgages from lenders across the whole of the UK market. When instructed by our Client as their Holiday Let Mortgage Broker our main objective is to obtain the most appropriate and cost effective finance for the proposed holiday let property.

Using our comprehensive panel mortgage base, our holiday let mortgage brokers can search the available holiday let mortgages on the market without prejudice to secure the holiday let mortgage solution which meets your individual needs and requirements. Over a number of years our holiday let mortgage broker team have built up excellent relationships with a number of providers of holiday let mortgages.

We can assist with usually any style of property, whether it be a standard holiday cottage, a large shared property, bed and breakfast. holiday park properties, properties subject to restrictions and also wooden as well as brick/stone construction.

If you need any assistance why not speak to one of our Holiday Let Mortgage Brokers by calling 020 77 100 400 or Enquire Online.

Our Holiday Let Mortgage Brokers are experts in finding the best available holiday let mortgages on the market. Contact us today.

 

Holiday Let Mortgage Rates

Holiday Let Mortgage Rates - Holiday let mortgage rates are available from a number of mortgage providers, however, the number of available holiday let mortgage rates on offer has declined in recent years. To obtain the best available holiday let mortgage rates on the market, specialist assistance may be required. This is where we can assist.

Using our comprehensive panel mortgage base, our team can search the available holiday let mortgage rates on the market without prejudice to secure the holiday let mortgage rate solution which meets your individual needs and requirements. Over a number of years our team have built up excellent relationships with a number of providers of holiday let mortgage rates and can advise and arrange the most suitable, affordable and appropriate holiday let mortgage rates.

We will scour holiday let mortgage rates from a range of UK and international banks, private providers of holiday buy to let mortgages and local building societies to find the best deal available to you. After quickly finding the most suitable holiday let mortgage rates for your circumstances, we ensure to complete all the relevant paperwork required to secure your transaction.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Our team are experts in finding the best available holiday let mortgage rates on the market. Contact us today for the optimum financial result.

Holiday Let Mortgages

Holiday Let Mortgages - Holiday let mortgages are available from a number of lenders. Holiday let mortgages refers to the obtaining of a holiday home on a buy to let property basis. Holiday let mortgages can be difficult to obtain and there is often a complex process involved. To obtain holiday let mortgages, specialist advice is often required. This is where Capital Fortune can assist.

The market for holiday let mortgages is a niche area of the overall UK buy to let housing market. There are few lenders willing to offer suitable and affordable holiday let mortgages to individuals, with many providers often rejecting applications. As a specialist holiday let mortgages broker, Capital Fortune have built up outstanding relationships with a number of lenders offering holiday let mortgages. Using these links and contacts, we can increase your chance of securing an application often at a favourable deal not available to individuals on the High Street.

Our holiday let mortgages clients will be guided and assisted throughout their application from their initial enquiry until the completion of their application and beyond. Capital Fortune are experts in placing our clients seeking holiday let mortgages with the right lender at the right rate but importantly at the right time.

Call our mortgage broker team now on 020 77 100 400 or complete the Mortgage Enquiry Online. As part of our service, we will call you back..

The Financial Conduct Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.

Holiday Let Mortgages UK

Holiday Let Mortgages UK - Holiday let mortgages UK refers to individuals seeking finance for their holiday let property within the UK. Holiday let mortgages, UK and internationally, have become increasingly difficult to acquire for individuals. Many banks and building societies throughout the UK are often unwilling to lend to individuals seeking holiday let mortgages. UK High Street providers of holiday let mortgages are often more reluctant and risk averse to lend to individuals. This is where we can assist.

We offer a bespoke and holistic service to all clients seeking holiday let mortgages, UK and internationally, to suit their particular needs. Our role is to obtain the optimum financial result for you. We will guide and assist you throughout your application, ensuring the deal we find for you is the best available on the market.

Our holiday let mortgages UK team will use our knowledge and experience to scour a comprehensive panel of lenders in finding the best available deal for you. We have established excellent relationships with a number of providers of holiday let mortgages UK wide, utilising these links to often obtain favourable deals for our clients.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Our holiday let mortgages UK team look forward to taking your call. Contact us today

Holiday Letting Mortgages

Holiday Letting Mortgages - Holiday letting mortgages are mortgages which are specifically designed for properties purchased for holiday letting. Holiday letting mortgages are a niche product within the wider buy-to-let mortgage market. There are a range of holiday letting mortgages available, although providers may be relatively limited. Holiday letting mortgages may restrict use of the property to tenants. If you are looking to purchase a holiday letting property for your own use, as well as to receive rental income, ensure that you only consider holiday letting mortgages which allow combined use.

It is important to secure a specialised holiday letting mortgages package, as a standard buy-to-let mortgage is unlikely to be appropriate for a holiday letting property. Many standard buy-to-let mortgages specify a minimum tenancy period of six months or a year. This is unlikely to be suitable for most holiday letting properties.

As a specialist mortgage broker, our advisers have extensive experience advising clients on the ideal holiday letting mortgages for their particular needs. We offer a professional and impartial service, sourcing holiday letting mortgages from a variety of lenders and putting our customers first.

Our personalised advice is designed around your individual circumstances. In addition, we take into account the cost effectiveness of holiday letting mortgages, beyond the headline rate. This ensures we can recommend the most suitable and affordable products for you.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

For expert holiday letting mortgages advice, call us today. We look forward to taking your call.

Holiday Property Buy To Let Mortgages

Holiday Property Buy To Let Mortgages - Holiday property buy to let mortgages are a specialist area of the buy to let mortgage market. Many buy to let mortgages from mainstream lenders cannot be used to purchase holiday property. Holiday property buy to let mortgages are intended for shorter letting periods as low as one day. Niche lenders offering holiday property buy to let mortgages may be reluctant to offer a package due to the risks attached to holiday property. Holiday property may be difficult to occupy throughout the year and the wear and tear can be high due to number of different people residing throughout the year.

As a specialist mortgage broker we offer advice and assistance to help you obtain the best holiday property buy to let mortgages. We have links to a range of niche lenders enabling us to improve your chances of a successful application. We can assess your personal income and the potential rental income of your holiday property to enable us to secure the right holiday property buy to let mortgage for you. Our personalised and holistic approach will respond to your individual needs and requirements and any necessary paperwork can be completed within your time constraints.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Contact a member of our advisory team for help securing your holiday property buy to let mortgages.

Holiday To Let Mortgage

Holiday To Let Mortgage - Holiday to let mortgage refers to a mortgage obtained when buying a holiday home to generate rental income. The holiday to let mortgage market is a specialist market with few lenders offering solutions to property buyers. Holiday to let properties are normally let out on shorter terms making justifying potential rental income difficult. Also, holiday to let property owners may incur significant costs when repairing and renovating any damage associated with the property. For these reasons, holiday to let mortgage lenders are often reluctant to assist mortgage seekers as their income streams can be stretched.

Our mortgage advisers have established links with a number of holiday to let mortgage lenders. As such we can assist you to obtain a suitable and affordable holiday to let mortgage package. Our brokers have the skill, experience and resources to arrange a holiday to let mortgage tailored to your circumstances. We will use our comprehensive panel base to source a wide range of deals and only offer you the best value holiday to let mortgage in terms of interest rates and monthly mortgage payments. Our mortgage brokers will also check each mortgage rate to ensure there are no hidden costs such as valuation fees or high legal conveyancing expenses. This leaves us in a confident position to obtain the optimum financial result for you

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

To secure a holiday to let mortgage, contact a member of our advisory team today.

Mortgage For Holiday Let

Mortgage For Holiday Let - Mortgage for holiday let refers to the obtaining of a mortgage for a holiday let property within the UK. A mortgage for holiday let product can come in various forms on a tracker, fixed or capped basis. In addition, mortgage for holiday let packages are available for a number of different uses. Certain deals will forbid the landlord from staying at the property at any one time, always renting the property out. Alternatively, other properties will allow the landlord to stay in the property for a certain period and offer the landlord the ability to let the property when he chooses.

The mortgage for holiday let market is considered a niche market within the wider buy to let market. Products are often scarce and specialist advice and assistance may be required to obtain the optimum mortgage for holiday let result. This is where we can assist. We offer a bespoke and holistic service for all clients seeking a mortgage for holiday let property. Our role is to obtain the most suitable and affordable package for your individual needs and requirements.

Our mortgage for holiday let team are experts in placing our clients at the right rate and the right time, importantly at the right lender. Our team will quickly advise which mortgage for holiday let lender will be best equipped for their specific circumstances, before filling in all the required documentation needed to complete your mortgage for holiday let transaction.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

A mortgage for holiday let property can be found using our help and assistance. Contact us today for specialist advice.

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Selected Holiday Let Mortgages

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeIntial
Rate
Mortgage
Type
For /
Until
Subsequent
Rate
APRCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes
001 2.10% Discount 2 Years 5.99% 5.19% 3% of loan to be paid within first year, Then 2% of loan to be paid for next year, 10% capital repayments allowed per year without penalty. £199 None

Max 60% loan to value

Min personal income of £40,000

Max Loan £500,000

002 2.10% Fixed 30/04/2018 4.99% 4.73% 3% of loan to be paid until 30/04/2018 £994 None

Max 60% loan to value

Min personal income of £20,000

Max Loan £250,000

003 2.80% Fixed 30/04/2018 4.99% 4.85% 3% of loan to be paid until 30/04/2018 £895 None

Max 75% loan to value

Min personal income of £20,000

Max Loan £250,000

004 4.49% Discount 2 Years 5.49% 5.5% 2% None 0.75%

Max 70% loan to value

Min personal income of £25,000

Loans to £1M