Mortgages Holiday Buy To Let

Mortgages Holiday Buy To Let

Mortgages Holiday Buy To Let - Mortgages holiday buy to let refers to mortgages for holiday properties that are subsequently let out. Mortgages holiday buy to let packages vary from typical buy to let packages due to the minimum letting time period each type of mortgage allows. Mortgages holiday buy to let deals enable property to be let out for shorter periods of time, sometimes as short as one day. There are more risks associated with mortgages holiday buy to let as these properties can be difficult to occupy throughout the year, particularly during off-peak periods. Furthermore the wear and tear of holiday homes is greater than other buy to let properties due to the large number of people moving in and out over the year. Lenders offering mortgages holiday buy to let will calculate an applicant’s personal income along with the potential rental income of their property to ensure they will be able to afford repayments.

As a specialist mortgage broker we offer advice and assistance to those seeking the best mortgages. Holiday buy to let properties are a niche market dealt with by our specialist advisors. We offer a personalised service and will assess each applicant’s financial circumstances and commitments to ensure we find the most suitable mortgages for your holiday buy to let property. Our knowledge and links to a range of niche lenders can increase your chances of successfully obtaining holiday buy to let mortgages

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Looking for the best mortgages? Holiday buy to let property can be purchased with the best mortgage rates. Contact a member of our advisory team today.

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Selected Holiday Let Mortgages

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeIntial
Rate
Mortgage
Type
For /
Until
Subsequent
Rate
APRCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes
001 2.10% Discount 2 Years 5.99% 5.19% 3% of loan to be paid within first year, Then 2% of loan to be paid for next year, 10% capital repayments allowed per year without penalty. £199 None

Max 60% loan to value

Min personal income of £40,000

Max Loan £500,000

002 2.10% Fixed 30/04/2018 4.99% 4.73% 3% of loan to be paid until 30/04/2018 £994 None

Max 60% loan to value

Min personal income of £20,000

Max Loan £250,000

003 2.80% Fixed 30/04/2018 4.99% 4.85% 3% of loan to be paid until 30/04/2018 £895 None

Max 75% loan to value

Min personal income of £20,000

Max Loan £250,000

004 4.49% Discount 2 Years 5.49% 5.5% 2% None 0.75%

Max 70% loan to value

Min personal income of £25,000

Loans to £1M