Holiday To Let Mortgage

Holiday To Let Mortgage

Holiday To Let Mortgage - Holiday to let mortgage refers to a mortgage obtained when buying a holiday home to generate rental income. The holiday to let mortgage market is a specialist market with few lenders offering solutions to property buyers. Holiday to let properties are normally let out on shorter terms making justifying potential rental income difficult. Also, holiday to let property owners may incur significant costs when repairing and renovating any damage associated with the property. For these reasons, holiday to let mortgage lenders are often reluctant to assist mortgage seekers as their income streams can be stretched.

Our mortgage advisers have established links with a number of holiday to let mortgage lenders. As such we can assist you to obtain a suitable and affordable holiday to let mortgage package. Our brokers have the skill, experience and resources to arrange a holiday to let mortgage tailored to your circumstances. We will use our comprehensive panel base to source a wide range of deals and only offer you the best value holiday to let mortgage in terms of interest rates and monthly mortgage payments. Our mortgage brokers will also check each mortgage rate to ensure there are no hidden costs such as valuation fees or high legal conveyancing expenses. This leaves us in a confident position to obtain the optimum financial result for you

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

To secure a holiday to let mortgage, contact a member of our advisory team today.

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Selected Holiday Let Mortgages

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeIntial
Rate
Mortgage
Type
For /
Until
Subsequent
Rate
APRCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes
001 2.10% Discount 2 Years 5.99% 5.19% 3% of loan to be paid within first year, Then 2% of loan to be paid for next year, 10% capital repayments allowed per year without penalty. £199 None

Max 60% loan to value

Min personal income of £40,000

Max Loan £500,000

002 2.10% Fixed 30/04/2018 4.99% 4.73% 3% of loan to be paid until 30/04/2018 £994 None

Max 60% loan to value

Min personal income of £20,000

Max Loan £250,000

003 2.80% Fixed 30/04/2018 4.99% 4.85% 3% of loan to be paid until 30/04/2018 £895 None

Max 75% loan to value

Min personal income of £20,000

Max Loan £250,000

004 4.49% Discount 2 Years 5.49% 5.5% 2% None 0.75%

Max 70% loan to value

Min personal income of £25,000

Loans to £1M