Holiday Letting Mortgages

Holiday Letting Mortgages

Holiday Letting Mortgages - Holiday letting mortgages are mortgages which are specifically designed for properties purchased for holiday letting. Holiday letting mortgages are a niche product within the wider buy-to-let mortgage market. There are a range of holiday letting mortgages available, although providers may be relatively limited. Holiday letting mortgages may restrict use of the property to tenants. If you are looking to purchase a holiday letting property for your own use, as well as to receive rental income, ensure that you only consider holiday letting mortgages which allow combined use.

It is important to secure a specialised holiday letting mortgages package, as a standard buy-to-let mortgage is unlikely to be appropriate for a holiday letting property. Many standard buy-to-let mortgages specify a minimum tenancy period of six months or a year. This is unlikely to be suitable for most holiday letting properties.

As a specialist mortgage broker, our advisers have extensive experience advising clients on the ideal holiday letting mortgages for their particular needs. We offer a professional and impartial service, sourcing holiday letting mortgages from a variety of lenders and putting our customers first.

Our personalised advice is designed around your individual circumstances. In addition, we take into account the cost effectiveness of holiday letting mortgages, beyond the headline rate. This ensures we can recommend the most suitable and affordable products for you.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

For expert holiday letting mortgages advice, call us today. We look forward to taking your call.

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Selected Holiday Let Mortgages

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeIntial
Rate
Mortgage
Type
For /
Until
Subsequent
Rate
APRCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes
001 2.10% Discount 2 Years 5.99% 5.19% 3% of loan to be paid within first year, Then 2% of loan to be paid for next year, 10% capital repayments allowed per year without penalty. £199 None

Max 60% loan to value

Min personal income of £40,000

Max Loan £500,000

002 2.10% Fixed 30/04/2018 4.99% 4.73% 3% of loan to be paid until 30/04/2018 £994 None

Max 60% loan to value

Min personal income of £20,000

Max Loan £250,000

003 2.80% Fixed 30/04/2018 4.99% 4.85% 3% of loan to be paid until 30/04/2018 £895 None

Max 75% loan to value

Min personal income of £20,000

Max Loan £250,000

004 4.49% Discount 2 Years 5.49% 5.5% 2% None 0.75%

Max 70% loan to value

Min personal income of £25,000

Loans to £1M