Buy To Let Holiday Home

Buy To Let Holiday Home

Buy To Let Holiday Home - Buy to let holiday home mortgage refers to a mortgage used to purchase a holiday home for rental purposes. A buy to let holiday home may be located on a lakeside, resorts or close to tourist attractions. A buy to let holiday home can be let out to holiday makers on very short term contracts including for as little as a day. Therefore for homeowners to ensure they can generate enough rental income to cover mortgage payments, the buy to let holiday home should be located in a desirable location. However there may still be occasions where the buy to let holiday home may be unoccupied thereby generating no rental income. Most buy to let holiday home mortgage lenders realise this and are often reluctant to offer solutions to clients.

As a comprehensive panel of lenders mortgage broker specialising in buy to let holiday home mortgages, we can assist you. Each buy to let holiday home mortgage lender in this specialist market has their unique lending criteria and our brokers will match you with the right lender based on your individual circumstances. We are able to source competitive buy to let holiday home rates for clients. Our buy to let holiday home advisers can offer the advice and support that you require to help make your application successful. We offer a personalised and holistic service to all our clients and will complete any required paperwork within your time constraints.

To secure a buy to let holiday home mortgage, call one of our advisers today.

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Mortgage For Holiday Lets

Mortgage for holiday lets refers to the available mortgage options sought by individuals seeking to purchase a holiday home on a buy to let basis within the UK. A mortgage for holiday lets is available from a number of providers yet stringent criteria are often attached. Certain providers only offer a mortgage for holiday lets which are rented for 100% of the time, with the landlord unable to live in the property at any one time. Alternatively, a mortgage for holiday lets can be arranged where the landlord is allowed to live in the property and is able to rent out the property whenever he wishes.

Due to the complexities and potential difficulties attached to each mortgage for holiday lets, it could be essential to obtain specialist advice and assistance if looking for the most suitable mortgage for holiday lets deal on the market. This is where we can assist. Our expert team offer a customised and bespoke service to all clients seeking a mortgage for holiday lets without prejudice. Our role is to put you, the client, first.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquiry Online.

How to get in touch

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Selected Holiday Let Mortgages

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeIntial
Rate
Mortgage
Type
For /
Until
Subsequent
Rate
APRCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes
001 2.10% Discount 2 Years 5.99% 5.19% 3% of loan to be paid within first year, Then 2% of loan to be paid for next year, 10% capital repayments allowed per year without penalty. £199 None

Max 60% loan to value

Min personal income of £40,000

Max Loan £500,000

002 2.10% Fixed 30/04/2018 4.99% 4.73% 3% of loan to be paid until 30/04/2018 £994 None

Max 60% loan to value

Min personal income of £20,000

Max Loan £250,000

003 2.80% Fixed 30/04/2018 4.99% 4.85% 3% of loan to be paid until 30/04/2018 £895 None

Max 75% loan to value

Min personal income of £20,000

Max Loan £250,000

004 4.49% Discount 2 Years 5.49% 5.5% 2% None 0.75%

Max 70% loan to value

Min personal income of £25,000

Loans to £1M