Buy To Holiday Let

Buy To Holiday Let

Buy To Holiday Let - Buy to holiday let refers to individuals obtaining a mortgage on their holiday buy to let property within the UK. Buy to holiday let mortgages can come in various forms and are not too dissimilar from the typical buy to let mortgage. Fixed, tracker and flexible buy to holiday let mortgage options can all be obtained. However, buy to holiday let mortgages are seen as a niche product in the buy to let market, with only a few lenders offering packages to meet the needs and requirements of the buy to holiday let mortgage seeker.

Buy to holiday let mortgages are available in different forms and different packages are available. For example, some lenders will require the buy to holiday let property to be occupied by tenants for 100% of the time, with the landlord unable to live in the property. Nevertheless, other lenders will offer packages where the landlord can live in the property yet has the option to rent the buy to holiday let property when the landlord chooses to.

As a specialist buy to holiday let mortgage broker, we can obtain the ideal buy to holiday let mortgage to meet your individual needs and requirements. Using our comprehensive panel base, we can find the most suitable and cost effective product for your circumstances, not tied to any one particular lender. Our team will advise and assist all clients throughout their buy to holiday let application from their initial enquiry until the completion of their application and beyond. We will assist with all paperwork saving you time, money and hassle.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquiry Online.

Seeking a buy to holiday let mortgage? Contact our specialist advisers today.

How to get in touch

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Selected Holiday Let Mortgages

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeIntial
Rate
Mortgage
Type
For /
Until
Subsequent
Rate
APRCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes
001 2.10% Discount 2 Years 5.99% 5.19% 3% of loan to be paid within first year, Then 2% of loan to be paid for next year, 10% capital repayments allowed per year without penalty. £199 None

Max 60% loan to value

Min personal income of £40,000

Max Loan £500,000

002 2.10% Fixed 30/04/2018 4.99% 4.73% 3% of loan to be paid until 30/04/2018 £994 None

Max 60% loan to value

Min personal income of £20,000

Max Loan £250,000

003 2.80% Fixed 30/04/2018 4.99% 4.85% 3% of loan to be paid until 30/04/2018 £895 None

Max 75% loan to value

Min personal income of £20,000

Max Loan £250,000

004 4.49% Discount 2 Years 5.49% 5.5% 2% None 0.75%

Max 70% loan to value

Min personal income of £25,000

Loans to £1M