HM Forces

HM Forces Mortgages

HM Forces Mortgages - HM Forces mortgages are mortgages that are specially designed for those serving in HM Armed Forces. Due to the unusual circumstances of many in HM Forces who may be posted away from their home for extended periods, HM Forces mortgages generally offer a greater level of flexibility than standard residential or buy to let products. HM Forces mortgages usually allow borrowers to change their residential property to a buy-to-let or visa-versa without remortgaging. This can allow HM Forces borrowers to let out their home when posted abroad or purchase a buy-to-let property with a view to living in the property on return to the UK.

HM Forces mortgages are usually residential mortgages with terms that are adapted for those in HM Forces. As a result, they are available from a selection of mainstream lenders but are still considered niche products. Some lenders will offer HM Forces mortgages versions of all standard residential deals, whilst others restrict the available HM Forces mortgages packages.

Due to the niche nature of HM Forces mortgages, professional advice can be of real assistance when seeking to secure the most suitable and affordable deal.

At Capital Fortune, we have the knowledge and expertise to help you obtain your ideal HM Forces mortgages. As a comprehensive panel of lenders mortgage broker, we are not tied to any one lender of HM Forces mortgages and put your needs first.

We offer bespoke advice and carefully analyse the available deals to ensure maximum compatibility with your individual financial circumstances. Our advisers take a holistic view of HM Forces mortgages and recommend packages based on their overall affordability, beyond the headline rate.

Call our mortgage broker team now on 020 77 100 400 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.

Mortgage For Army

Mortgage For Army - Mortgage for army personnel is a mortgage package which offers special advantages to members of the army. To qualify for a mortgage for army personnel, you must serve in the armed forces. When looking for a mortgage for army personnel, it is important to bear in mind that lenders’ policies may vary. Some may allow for the minimum deposit to be placed in all circumstances, and some may allow a Long Service Advance of Pay to be used as funding for the deposit. A mortgage for army members is a niche product and the best deals can be difficult to secure. A mortgage for army personnel is not necessarily being complex to understand, but there may be a range of terms and conditions on the mortgages.

Through the utilising of our mortgage brokerage services, the hassle and stress of applying for a mortgage for army members can be reduced. With years of experience as an impartial mortgage broker, we have a range of contacts in the industry. As a result of this, we can arrange mortgage for army members that are cost effective. We realise that each person has different requirements so we aim to secure packages that are tailored to our clients’ needs.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

If you are looking for a mortgage for army members, call one of our expert advisers today.

Mortgages For Armed Forces

Mortgages For Armed Forces - Mortgages for armed forces offer special conditions on mortgages for armed forces members. Some of these conditions include the flexibility to let your property out to a tenant if posted abroad, whilst maintaining a residential mortgage rate. Some lenders allow members of the armed forces to use their Long Term Advance of Payments (LSAP) to cover a portion of deposits for mortgages for armed forces.

Due to the technicalities, formalities and differing conditions of mortgages for armed forces, finding the most suitable deal through mortgage calculators and comparison tables can be cumbersome. The hassle and stress involved in scrutinising numerous packages of mortgages for armed forces may be minimised through the use of a mortgage broker.

Mortgages for armed forces are one of our areas of expertise and our advisers offer an impartial and holistic service. As a comprehensive panel of lenders broker, we are able to source mortgage products across the UK market for our armed forces clients. Including some that may not be available on the open market. We are dedicated in finding mortgages for armed forces members that are well suited to your individual requirements.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Looking for mortgages for armed forces? A member of our advisory team is available to take your call, so call us today.

Mortgages For Army

Mortgages For Army - Mortgages for army members are special products offered by lenders for those serving in the army. Lenders that offer mortgages for army members appreciate the unique nature of service in the forces and provide packages to suit these needs. Some deals on mortgages for army members allow them to let out their property while posted abroad, keeping a residential mortgage. Other mortgages for army members, allow the acquisition of a domestic mortgage while posted abroad.

As there are a range of mortgages for army members, it can be difficult to navigate the available deals. The specialist nature of the mortgages can also make searching for the best deals as quite time consuming and stressful. A mortgage broker may have the expertise necessary to reduce the time and stress associated with finding mortgages for army members.

As a comprehensive panel of lenders mortgage broker, we are in contact with a number of lenders across the market. This allows us access to deals which may not be available on the open market. Our advisers are experienced in sifting through mortgages for army members, and are able to help clients find packages that are tailored to their individual requirements. We give a holistic view of the packages available on the market, looking beyond the headline rates and critically assessing which package is most suited to your individual needs.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

For exceptional deals on mortgages for army members, get in touch with one of our advisers today.

Navy Mortgages

Navy Mortgages - are simply mortgages for the Royal Navy’s personnel whether deployed on a UK naval ship or establishment at home or abroad. Royal Navy mortgages are available to serving seaman and officers as well as Navy civilian support staff. 

Navy Personnel wishing to mortgage outside of the UK can be accommodated through our bespoke international mortgage solutions team. Royal Navy mortgages and mortgages for the armed services including the Army, Royal Marines and Air Force are a specialist area within Capital  Fortune .

At Capital  Fortune, we understand the Royal Navy and the challenges it poses on professional and family life. We also understand the difficulty experienced by Royal Navy personnel when it comes to obtaining a mortgage, particularly when stationed outside of the UK.

We have dealt with a number of armed services staff and well understand how the Royal Navy is remunerated.  British naval pay is based on civilian earnings for comparable work but levels of pay and wage structures are difficult to determine as no civilian occupation can be directly compared to serving in the Royal Navy.

Your rank or rating in the Royal Navy will determine pay scales from OR1 – 9 and once we have determined your service, your level of experience and long term career progression, we will be able to ascertain how much you can borrow and place it with a lender who understands service personnel.

Royal Navy staff looking to arrange Royal Navy mortgages will be dealt with personally as part of our Capital Fortune premier service. You can be dealt with over the telephone or if it suits you, we can arrange a meeting to discuss your needs at our London based offices. In light of you serving in the armed services, we will strive to take the difficulty and time element out of the mortgage application.

We will obtain all the necessary documentation from you after our first discussion and will avoid cascading you with a range of further information during the internet mortgage application. We will contact you via email, text message or mobile telephone at convenient times agreed with you.

We will obtain the most suitable and affordable mortgage product using a mortgage lender from our online mortgage service list of providers.

Once the mortgage has completed, your mortgage and mortgage protection needs will be constantly reviewed and in the event that new products become available, we will look to continually switch you to those products in order to increase the savings in a hassle free manner.

Call us today on 020 77 100 400 or Enquire Online.

How to get in touch

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Residential - Purchase - Best Buys


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Saffron BS 3MC 2 Year Discount £999 Fee Cashback BSA1.15%Discount2 years 5.39%4.4%APRC2 years £99960%
Product Code: 001SNV
Product Name: 3MC 2 Year Discount £999 Fee Cashback
Product Availability: Intermediaries Only
Lender Code: BSA
Lender Name: Saffron BS
Initial Pay Rate: 1.15
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.39
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1439
Initial Monthly Payment: 464.41
Monthly Payment After Initial Period: 712.49
Fees Total: 1509.00
True Cost: 0.00
True Cost Over Initial Period: 10820.84
Cashback: 800.00
Valuation Fee: 395.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 500.00
Lender Product Reference: DR0517
Detail
Saffron BS ATOM 2 Year Discount £999 Fee Cashback BSA1.15%Discount2 years 5.39%4.4%APRC2 years £99960%
Product Code: 001SNW
Product Name: ATOM 2 Year Discount £999 Fee Cashback
Product Availability: Intermediaries Only
Lender Code: BSA
Lender Name: Saffron BS
Initial Pay Rate: 1.15
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.39
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1439
Initial Monthly Payment: 464.41
Monthly Payment After Initial Period: 712.49
Fees Total: 1509.00
True Cost: 0.00
True Cost Over Initial Period: 10820.84
Cashback: 800.00
Valuation Fee: 395.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 500.00
Lender Product Reference: DR0517
Detail
Saffron BS Brightstar 2 Year Discount £999 Fee Cashback BSA1.15%Discount2 years 5.39%4.4%APRC2 years £99960%
Product Code: 001SNX
Product Name: Brightstar 2 Year Discount £999 Fee Cashback
Product Availability: Intermediaries Only
Lender Code: BSA
Lender Name: Saffron BS
Initial Pay Rate: 1.15
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.39
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1439
Initial Monthly Payment: 464.41
Monthly Payment After Initial Period: 712.49
Fees Total: 1509.00
True Cost: 0.00
True Cost Over Initial Period: 10820.84
Cashback: 800.00
Valuation Fee: 395.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 500.00
Lender Product Reference: DR0517
Detail
Saffron BS Complete FS 2 Year Discount £999 Fee Cashback BSA1.15%Discount2 years 5.39%4.4%APRC2 years £99960%
Product Code: 001SNY
Product Name: Complete FS 2 Year Discount £999 Fee Cashback
Product Availability: Intermediaries Only
Lender Code: BSA
Lender Name: Saffron BS
Initial Pay Rate: 1.15
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.39
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1439
Initial Monthly Payment: 464.41
Monthly Payment After Initial Period: 712.49
Fees Total: 1509.00
True Cost: 0.00
True Cost Over Initial Period: 10820.84
Cashback: 800.00
Valuation Fee: 395.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 500.00
Lender Product Reference: DR0517
Detail
Saffron BS Vantage 2 Year Discount £999 Fee Cashback BSA1.15%Discount2 years 5.39%4.4%APRC2 years £99960%
Product Code: 001SNZ
Product Name: Vantage 2 Year Discount £999 Fee Cashback
Product Availability: Intermediaries Only
Lender Code: BSA
Lender Name: Saffron BS
Initial Pay Rate: 1.15
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.39
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1439
Initial Monthly Payment: 464.41
Monthly Payment After Initial Period: 712.49
Fees Total: 1509.00
True Cost: 0.00
True Cost Over Initial Period: 10820.84
Cashback: 800.00
Valuation Fee: 395.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 500.00
Lender Product Reference: DR0517
Detail
Saffron BS 2 Year Discount £999 Fee Cashback BSA1.15%Discount2 years 5.39%4.4%APRC2 years £99960%
Product Code: A9D
Product Name: 2 Year Discount £999 Fee Cashback
Product Availability: Intermediaries Only
Lender Code: BSA
Lender Name: Saffron BS
Initial Pay Rate: 1.15
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.39
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1439
Initial Monthly Payment: 464.41
Monthly Payment After Initial Period: 712.49
Fees Total: 1509.00
True Cost: 0.00
True Cost Over Initial Period: 10820.84
Cashback: 800.00
Valuation Fee: 395.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 500.00
Lender Product Reference: DR0517
Detail
Progressive BS 2 Year Discount No Fee Purchase BPG1.22%Discount2 years 4.75%4.28%APRC2 years £060%
Product Code: 37N
Product Name: 2 Year Discount No Fee Purchase
Lender Code: BPG
Lender Name: Progressive BS
Initial Pay Rate: 1.22
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.75
Apr Lenders: 4.28
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1439
Initial Monthly Payment: 464.30
Monthly Payment After Initial Period: 665.91
Fees Total: 170.00
True Cost: 0.00
True Cost Over Initial Period: 11313.20
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 0.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 85.00
Deeds Release Fee: 85.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 117.50
Detail
Barclays Bank 2 Year Tracker £1999 Fee Purchase No ERC BWO1.24%Tracker2 years 3.99%3.6%APRC £199960%
Product Code: 001D4T
Product Name: 2 Year Tracker £1999 Fee Purchase No ERC
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.24
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.99
Apr Lenders: 3.6
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 473.16
Monthly Payment After Initial Period: 629.41
Fees Total: 2114.00
True Cost: 0.00
True Cost Over Initial Period: 11470.84
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 126.00
Lender Product Reference: AR50
Detail
Platform Intermediary 2 Year Tracker £999 Fee CTS1.24%Tracker2 years 4.74%4.3%APRC2 years £99960%
Product Code: 0023CB
Product Name: Intermediary 2 Year Tracker £999 Fee
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.24
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.74
Apr Lenders: 4.3
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1437
Initial Monthly Payment: 469.28
Monthly Payment After Initial Period: 670.94
Fees Total: 1159.00
True Cost: 0.00
True Cost Over Initial Period: 11422.72
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 0.00
Lender Product Reference: M1244
Detail
Furness BS 2 Year Discount £999 Fee (Scottish) BFU1.24%Discount2 years 5.54%4.8%APRC2 years £99975%
Product Code: 002BU2
Product Name: 2 Year Discount £999 Fee (Scottish)
Lender Code: BFU
Lender Name: Furness BS
Initial Pay Rate: 1.24
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.54
Apr Lenders: 4.8
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1424
Initial Monthly Payment: 469.36
Monthly Payment After Initial Period: 722.84
Fees Total: 1434.00
True Cost: 0.00
True Cost Over Initial Period: 11679.64
Cashback: 0.00
Valuation Fee: 270.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 120.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 105.00
Lender Product Reference: DS303
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.