Guarantors

Guarantor Remortgage

Guarantor Remortgage - Guarantor remortgage products allow a close relative the guarantor to guarantee remortgage payments. Although guarantor mortgages are often sought by first time buyers with parental support, guarantor remortgages may be relevant to borrowers who are older. In this case, the guarantor is most likely to be offspring. A guarantor remortgage is a serious undertaking for the guarantor, as they are legally bound to cover arrears.

Alternatively, a guarantor remortgage can refer to a remortgage of a guaranteed finance package. In this case, an individual who originally secured their mortgage with a parental guarantee may want to remortgage to find a better rate. The parent(s) may guarantee the remortgage to allow continued access to favourable rates. It may also increase the chances of securing a remortgage with lenders still risk averse since the credit crunch.

We recognise that there are a variety of needs and requirements for our guarantor remortgage clients. As a result, we offer bespoke advice that is designed around your financial circumstances. Our brokers’ substantial experience in helping our clients secure guarantor remortgage packages means we have the knowledge and experience needed to secure the best deal for you. We are a comprehensive panel of lenders broker and have industry contacts at a range of lenders. This allows us to put you, the customer, first and obtain deals that may not be available on the High Street. We can also help reduce the potential stress caused by your guarantor remortgage.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

If you would like to save time, money and hassle when securing your guarantor mortgage, call us today.

Mortgage for Children

Mortgage for Children - are simply mortgages aimed at parents who are looking to help their children onto the property ladder. 

Capital  Fortune can arrange family mortgages to assist both the parent and the child. Mortgages for children can allow the parent to help with obtaining the mortgage loan by utilising their parental income to purchase the property jointly or simply use their own income to guarantee the mortgage loan.


In order to undertake a parental mortgage the parent will require sufficient monthly income to satisfy the mortgage lender that coupled with the child’s income, the mortgage is both suitable and affordable. The lender will look at the total income to ensure the mortgage is then affordable. In some circumstances, when the child is at University or has limited income, Capital Fortune can still arrange the loan to include both applicants.  If the child is under 16, we may advise on a Trust mortgage with a minor child listed as the stated beneficiary.

The parental income will however, need to be sufficient to cover any new mortgage loan.

Mortgages for children – Guarantor mortgages

A number of lenders will offer a guarantor mortgage allowing the parent to guarantee any shortfall in the child’s mortgage payments. In the UK, mortgages for children, parent and guarantor mortgages are becoming more common as the prices of property have risen and the rate of wage inflation has not followed suit. In contrast, in Japan for example, mortgages for children are the norm, with often three generations of families, including children, parents and grandparents all being party to the family mortgage.

Children mortgages can provide much needed help to first time buyers and those on a modest income as if the combined income is sufficient, it will enable a mortgage borrower to take out a mortgage they would not be able to do otherwise.

In utilising the good will of a parent, the parent will need to be clear that whilst the child may be the home owner, both applicants are jointly and severally liable for the whole of the mortgage debt and this is a big commitment for someone entering into this form of arrangement.


Parent Mortgages – Capital Fortune Service

All of our Mortgages for children can be dealt with over the telephone or in certain circumstances we may be able to visit at home or work. We will strive to take the difficulty and time element out of the mortgage application.

We will obtain all the necessary documentation from you after our first discussion and will avoid cascading you with a range of further information during the internet mortgage application. We will contact you via email, text message or mobile telephone at convenient times agreed by you.

Once the children mortgage application has completed, the mortgage and mortgage protection needs of both the parent and child will be constantly reviewed and in the event that new products become available, we will look to continually switch you to those products in order to increase the savings in a hassle free manner.

For more information on our mortgages for children, call us today on 020 77 100 400 or Enquire Online.

Mortgage For Daughter

Mortgage For Daughter - Mortgage for daughter can be defined as a mortgage sought by a parent for their daughter on a guarantor basis. Mortgage for daughter packages may be the most suitable and affordable solution for parents looking to help their daughter climb on the property ladder. Acting as a guarantor can secure favourable and affordable packages for your daughter when seeking a mortgage. Many lenders offer mortgage for daughter solutions and can offer some good rates, welcoming the fact that a parent is willing to support their daughter and reducing the risk to the provider.

Mortgage for daughter deals may range from a sixty percent loan to a guarantee over the entire mortgage debt. It is worth bearing in mind that a higher level of guarantee can affect your ability to remortgage or secure a mortgage on a new property.

We offer a bespoke and holistic service to all clients seeking mortgage for daughter solutions. Using our comprehensive panel international guarantor mortgage base, you will be speedily advised which lender offering mortgage for daughter solutions will be best equipped to your individual application. In addition, all the relevant documentation will be completed towards your mortgage for daughter application, ensuring your transaction is secured.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Looking for mortgage for daughter solutions? Call us today.

Mortgage For Guarantor

Mortgage For Guarantor - Mortgage for guarantor refers to a mortgage product which has the debt guaranteed by a close relative, known as the guarantor. Mortgage for guarantor products can allow the borrower to obtain a larger mortgage than they otherwise would, based on their future earnings and capital. This is because the guarantor must demonstrate that they can cover a fixed percentage of the mortgage debts if the primary borrower is unable to pay. As a result, mortgage for guarantor packages are popular among recent graduates, who may have a high earning potential but a relatively low current income. As a result, guarantors are often the parents of the purchaser. It is, however, worth noting that these finance arrangements can be utilised by individuals of any age who are struggling to obtain a mortgage.

Another potential advantage of mortgage for guarantor deals may be favourable interest rates on the outstanding mortgage. For guarantors, this means that their risk is reduced as the child’s repayments will be lower. Parents in the financial position to become a guarantor are also more likely to cover mortgage payments for their offspring if they are struggling financially, even without a legal obligation.

We are a specialist mortgage broker with substantial experience in obtaining mortgage for guarantor packages for clients. As a comprehensive panel of lenders broker, we are not tied to any particular lender of mortgage for guarantor products. This enables us to put our customers first.

We have a holistic approach and take into account long term costs and hidden charges of deals we recommend. Our bespoke advice is tailored to your individual mortgage for guarantor needs and requirements. Our experience and industry contacts mean we have the tools to find the best possible deal for you.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

To secure your ideal mortgage for guarantor package with the minimum of hassle, call us today.

Mortgage For Guarantors

Mortgage For Guarantors - Mortgage for guarantors refers to a mortgage obtained by an applicant with a guarantor to boost their affordability. Mortgage for guarantors ensure that the guarantor is liable for repayments if the applicant defaults. A guarantor will usually be a parent or close relative who trusts the applicant enough to accept responsibility. Lenders offering a mortgage for guarantors finance solutions may require proof that the guarantors have sufficient finances to cover their own expenses as well as any repayments. Mortgage for guarantors packages give guarantors the option of either 100% liability or limited liability depending on each applicant and the guarantor’s financial situation and requirements.

As a mortgage broker specialising in mortgage for guarantors products, we understand the importance of securing a good mortgage for guarantors package. In this current economic climate mortgages for guarantors can be beneficial to young people, particularly those with high earning prospects that wish to get on the property ladder, but we realize the risks and responsibility involved for guarantors. Our personalised, holistic service will enable us to find you the right deal available.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call a member of our advisory team to find the best mortgage for guarantors’ package for you.

Mortgage for Parents

Mortgage for Parents - are simply mortgages aimed at parents who are looking to help their children onto the property ladder. Capital  Fortune can arrange family mortgages to assist both the parent and the child. Mortgages for parents can allow the parent to help with obtaining the mortgage loan by utilizing their parental income to purchase the property jointly or simply use their own income to guarantee the mortgage loan.


In order to undertake a parental mortgage the parent will require sufficient monthly income to satisfy the mortgage lender that coupled with the child’s income, the mortgage is both suitable and affordable. The lender will look at both salaries to ensure the mortgage is affordable for both parties. In some circumstances, when the child is at college, University or has limited income, Capital  Fortune can still arrange the loan for both applicants.  The parental income will however, need to be sufficient to cover the new mortgage loan.

Mortgages for parents – Guarantor mortgages

A number of lenders will offer a guarantor mortgage allowing the parent to guarantee any shortfall in the mortgage payments. In the UK, mortgages for parents and guarantor mortgages are becoming more common as the prices of property have risen and the rate of wage inflation has not followed suit. In contrast, in Japan for example, parent mortgages are the norm, with often three generations of families, including children, parents and grandparents all being party to the guarantor mortgage.

Parent mortgages can provide much needed help to first time buyers and those on a modest income as if the combined income is sufficient, it will enable a mortgage borrower to take out a mortgage they would not be able to do otherwise.

In utilizing the good will of a parent, the parent will need to be clear that whilst the buyer is the home owner, both applicants are jointly and severally liable for the whole of the mortgage debt and this is a big commitment for someone entering into this form of arrangement.


Parent Mortgages – Capital  Fortune Service

All Parent Mortgages can be dealt with over the telephone or in certain circumstances we may be able to visit at home or work. We will strive to take the difficulty and time element out of the parental mortgage application.

We will obtain all the necessary documentation from you after our first discussion and will avoid cascading you with a range of further information during the internet mortgage application. We will contact you via email, text message or mobile telephone at convenient times agreed by you.

Once the parent mortgage application has completed, your mortgage and mortgage protection needs will be constantly reviewed and in the event that new products become available, we will look to continually switch you to those products in order to increase the savings in a hassle free manner.

For more information on our mortgages for parents, call us today on  020 77 100 400 or Enquire Online.

Mortgage For Son

Mortgage For Son - Mortgage for son packages can be obtained by parents acting as guarantors to enable their son to receive a mortgage and start to climb the property ladder. Mortgage for son solutions will use parents to boost their affordability, by ensuring that if the son defaults on any payments the parents are liable. Lenders offering mortgage for son solutions will assess the parent’s or guarantor’s income, current mortgage and other financial commitments to ensure that they can cover the loan amount.

There are a variety of mortgage for son options available. Limited guarantor mortgage for son packages ensure that parents are only liable for a limited percentage of the mortgage, whereas a100% guarantee mortgage for son package ensure that parents are liable for the full loan.

As a mortgage broker specialising in mortgage for son solutions we can offer the advice and assistance you and your son may require. We understand that with expensive house prices and large deposits required, it can be difficult for many young individuals to purchase their first property. Our expertise and links to existing lenders offering mortgage for son solutions ensure that we can access the best deals available. We offer a personalised service and understand that there is a range of mortgage for son options which we can discuss to match your individual circumstances.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call a member of out advisory team for advice and assistance on your mortgage for son solutions.

Mortgage Guarantees

Mortgage Guarantees - Mortgage guarantees are mortgage products where a close relative of the borrower contractually guarantees payment of outstanding mortgage debt. The proportion of the mortgage guaranteed is can be between approximately 60% and 100%. Lenders generally consider mortgage guarantees’ exposure to debt in broadly the same way as if they have a standard mortgage. As a result, the income of the guarantor may not support a guarantee of a high percentage of the mortgage. However, mortgage guarantees covering a high proportion of potential outstanding debts are more likely to attract favourable interest rates. Lenders may also be more inclined to lend an above average amount to the property purchaser in this case. Mortgage guarantees may also be structured around the difference between the size of the mortgage and the amount that would normally be leant to a purchaser of a given income.

Mortgage guarantees can be vital for young and old individuals when trying to secure a home loan. Unfortunately, the complexity of deals available and the significant undertaking involved by the guarantor may put some individuals off mortgage guarantees. This is where we can help.

As an established UK mortgage broker, our substantial experience assisting individuals arranging a mortgage, guarantees we are well placed to find the best product for you. Our outstanding relationships with underwriters at a range of lenders help us negotiate and obtain access to deals which may not be available on the High Street. We analyse available packages, taking into account hidden charges and costs. This enables us to find a product that suits your long term financial needs and requirements.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Mortgage guarantees may enable you to secure home financing where you otherwise might not. Call us today for premium guarantor mortgage advice.

Mortgage Guarantors

Mortgage Guarantors - Mortgage guarantors are often parents or close relatives who act as a guarantor on a mortgage, boosting an applicant’s affordability. There is a large amount of responsibility and trust associated with these packages as mortgage guarantors’ become liable in the event that an applicant defaults their payments. Mortgage guarantors may need to prove to lenders that they are able to afford their own expenses along with any repayments. Mortgage guarantors can be beneficial for children or young professionals who wish to get on the property ladder early, those with high earning potential or even the elderly who do not receive regular income and require financial assistance. Mortgage guarantors have the option of becoming 100% liable for repayments or having limited liability depending on the applicant’s financial circumstances

As a specialist mortgage broker we are able to offer mortgage guarantors the advice and assistance required. We understand that there is a large amount of responsibility and risk involved for mortgage guarantors. Using our expertise and links to existing mortgage lenders we can find the best packages for mortgage guarantors seeking a suitable financial solution. Our personalised service responds to the needs of each individual guarantor and applicant, enabling us to find the right deal for you.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

For mortgage guarantors seeking advice and mortgage solutions, contact a member of our advisory team today.

Mortgage Parent Guarantor

Mortgage Parent Guarantor - Mortgage parent guarantor deals are products which allow a parent to guarantee payments for their child’s mortgage to obtain a benefit. The parent is known as the guarantor. The benefits of this type of mortgage may include an ability to secure a loan where this would otherwise not be possible and potentially lower rates on the mortgage. Parent guarantors may expose themselves to the potential risk of their offspring defaulting on the loan. However, children may require some form of monetary support if they encounter financial difficulties in the future. A mortgage parent guarantor is one method of offering support, whilst saving money for your child.

Mortgage parent guarantor arrangements require trust between the parties involved. For example, the borrower will be responsible for communicating any financial difficulties in good time, as the parent will not find out until the guarantee is called in. Without adequate warning, this could be an unwelcome financial shock. Mortgage parent guarantor arrangements may also expose the guarantor to taxes if their name is on the deed, though this is not necessarily the case. The range of parent guarantor mortgages available means that it can be difficult to work out which product is most suitable for you. This is where we can help.

Our advisers have substantial experience in arranging mortgage parent guarantor deals. We advise clients with a variety of financial arrangements and offer individually tailored advice to suit your individual needs and requirements. As a well established UK broker, we have built up strong relationships with underwriters at many of the high street lenders, as well as private lenders and niche practices. This combination gives us the tools to locate, analyse and negotiate the optimum mortgage parent guarantor deal for you.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

If you would like to secure a mortgage, parent guarantor packages can help you become a home owner. Call us today to secure the best deal for you.

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Residential - Purchase - Best Buys


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Barclays Bank 2 Year Tracker £1999 Fee Purchase No ERC BWO0.99%Tracker2 years 3.74%3.4%APRC £199960%
Product Code: 001D4T
Product Name: 2 Year Tracker £1999 Fee Purchase No ERC
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 0.99
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 459.23
Monthly Payment After Initial Period: 612.73
Fees Total: 2114.00
True Cost: 0.00
True Cost Over Initial Period: 11136.52
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 126.00
Lender Product Reference: AR50
Detail
Skipton BS 2 Year Tracker £995 Fee SBS0.99%Tracker2 years 4.74%4%APRC £99560%
Product Code: 002ETH
Product Name: 2 Year Tracker £995 Fee
Lender Code: SBS
Lender Name: Skipton BS
Initial Pay Rate: 0.99
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.74
Apr Lenders: 4
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 455.47
Monthly Payment After Initial Period: 669.43
Fees Total: 1061.00
True Cost: 0.00
True Cost Over Initial Period: 10991.28
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 6
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 60.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 105.00
Lender Product Reference: TR470
Detail
Tipton & Coseley BS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.04%DiscountJan-20204.74%3.8%APRC31-Jan-2020 £99965%
Product Code: 002BN9
Product Name: Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.04
Mortgage Class: Discount
Initial Rate Period: Jan-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.74
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 457.83
Monthly Payment After Initial Period: 666.76
Fees Total: 1124.00
True Cost: 0.00
True Cost Over Initial Period: 12585.41
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD002
Detail
Tipton & Coseley BS ATOM Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.04%DiscountJan-20204.74%3.8%APRC31-Jan-2020 £99965%
Product Code: 002BNA
Product Name: ATOM Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.04
Mortgage Class: Discount
Initial Rate Period: Jan-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.74
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 457.83
Monthly Payment After Initial Period: 666.76
Fees Total: 1323.00
True Cost: 0.00
True Cost Over Initial Period: 12585.41
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD002
Detail
Tipton & Coseley BS Complete FS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.04%DiscountJan-20204.74%3.8%APRC31-Jan-2020 £99965%
Product Code: 002BNB
Product Name: Complete FS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.04
Mortgage Class: Discount
Initial Rate Period: Jan-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.74
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 457.83
Monthly Payment After Initial Period: 666.76
Fees Total: 1124.00
True Cost: 0.00
True Cost Over Initial Period: 12585.41
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD002
Detail
Tipton & Coseley BS Positive Lending Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.04%DiscountJan-20204.74%3.8%APRC31-Jan-2020 £99965%
Product Code: 002BNC
Product Name: Positive Lending Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.04
Mortgage Class: Discount
Initial Rate Period: Jan-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.74
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 457.83
Monthly Payment After Initial Period: 666.76
Fees Total: 1419.00
True Cost: 0.00
True Cost Over Initial Period: 12585.41
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD002
Detail
Barclays Bank 2 Year Tracker £999 Fee Purchase BWO1.04%Tracker2 years 3.74%3.4%APRC2 years £99960%
Product Code: HZQ
Product Name: 2 Year Tracker £999 Fee Purchase
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.04
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1437
Initial Monthly Payment: 458.21
Monthly Payment After Initial Period: 607.99
Fees Total: 1114.00
True Cost: 0.00
True Cost Over Initial Period: 11112.04
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 126.00
Lender Product Reference: AR41
Detail
Tipton & Coseley BS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.09%DiscountNov-20194.74%3.9%APRC30-Nov-2019 £99975%
Product Code: 002BNH
Product Name: Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.09
Mortgage Class: Discount
Initial Rate Period: Nov-2019
Initial Rate Period Months: 25
Standard Variable Rate: 4.74
Apr Lenders: 3.9
Early Repayment Charge Applies Until: 30-Nov-2019
Early Repayment Charge Period Sort Field: 1438
Initial Monthly Payment: 460.58
Monthly Payment After Initial Period: 668.69
Fees Total: 1124.00
True Cost: 0.00
True Cost Over Initial Period: 11738.50
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD004
Detail
Tipton & Coseley BS ATOM Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.09%DiscountNov-20194.74%3.9%APRC30-Nov-2019 £99975%
Product Code: 002BNI
Product Name: ATOM Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.09
Mortgage Class: Discount
Initial Rate Period: Nov-2019
Initial Rate Period Months: 25
Standard Variable Rate: 4.74
Apr Lenders: 3.9
Early Repayment Charge Applies Until: 30-Nov-2019
Early Repayment Charge Period Sort Field: 1438
Initial Monthly Payment: 460.58
Monthly Payment After Initial Period: 668.69
Fees Total: 1323.00
True Cost: 0.00
True Cost Over Initial Period: 11738.50
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD004
Detail
Tipton & Coseley BS Complete FS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.09%DiscountNov-20194.74%3.9%APRC30-Nov-2019 £99975%
Product Code: 002BNJ
Product Name: Complete FS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.09
Mortgage Class: Discount
Initial Rate Period: Nov-2019
Initial Rate Period Months: 25
Standard Variable Rate: 4.74
Apr Lenders: 3.9
Early Repayment Charge Applies Until: 30-Nov-2019
Early Repayment Charge Period Sort Field: 1438
Initial Monthly Payment: 460.58
Monthly Payment After Initial Period: 668.69
Fees Total: 1124.00
True Cost: 0.00
True Cost Over Initial Period: 11738.50
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD004
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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