Guarantors

Buying Property for Parents

Buying Property for Parents – Buying property for Parents refers to buying a property for your Parents, (or indeed your parents’ current house) usually through the use of a mortgage. Buying property for parents may not always be for residential purposes; in some instances individuals buy property in the name of their parents as an investment, generally as a supplement income as parents reach retirement age. Applying for a mortgage with the purpose of buying property for parents can be a cost-effective way of housing your parents in their old age, while maintaining a property portfolio. In some instances, it may be a cost-effective investment to buy your parents home, especially if they are still paying their mortgage and are struggling on a low pension income, or if you do not want the complications that come with private rental or care-homes.

We understand that buying property for parents is always in-part a personal decision, so using a mortgage broker with a personal approach that understands your individual needs and circumstance is important. We promise to make any application through our team of expert advisers at Capital Fortune as easy as possible, filling in all the paperwork and making sure the terms and conditions of any mortgage we may recommend are appropriate to your circumstance. Whatever your reason for buying property for parents, our years of experience in finding the right mortgages for our clients mean that we have the expertise to search the market, while putting you first.

Call our mortgage broker team now on 020 3 216 2037 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.

Children Mortgage

Children Mortgage - Children mortgage deals are deals that are available for children seeking a mortgage that may not have sufficient finances to afford one individually. Children mortgage packages will use a guarantor, typically a parent or relative, who becomes liable for repayments in the event that the child defaults. Using a guarantor can boost a child’s affordability making them a lower risk to lenders offering children mortgage solutions. The guarantor must prove that they can afford to repay the loan despite any other mortgage payments remaining or other expenditure. A children mortgage may be ideal for graduates or young professionals with the prospect of a rising income. However, solutions can be found for young individuals in other financial circumstances.

There are various types of children mortgage deals available with a range of risks attached. Limited children mortgage deals ensure that the guarantor is only liable for a limited percentage of the mortgage, whereas a100% guarantee children mortgage ensures that the guarantor is liable for the full loan.

As a mortgage broker specialising in children mortgage solutions, we are able to offer borrowers and their guarantors any advice and assistance required. We can discuss the various options available based on our individual client’s circumstances. Our expertise and links to existing lenders offering children mortgage solutions can enable us to find the best deals available. We aim to secure the right deal for you.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquiry Online.

Are you seeking a children mortgage solution? Contact a member of our advisory team today.

Guarantee Mortgage

Guarantee Mortgage - Guarantee mortgage products are those where a close family member, often a parent, places a guarantee on mortgage repayments. Guarantee mortgage deals are generally designed for younger borrowers who can show a likelihood of future career progression. A guarantee mortgage can have two primary advantages over a standard mortgage. The first is that some borrowers may not be able to secure a mortgage without their relative’s guarantee, due to a lack of credit rating or a relatively low income for the property value. Secondly, even if a mortgage could have been secured otherwise, a guarantee mortgage may allow a more favourable rate to be secured.

Guarantee mortgage deals can range from a guarantee of around sixty percent to the entire mortgage debt. The rate will generally improve as the proportion of guaranteed debt increases. However, it is worth bearing in mind that a higher level of exposure can affect the guarantor’s ability to remortgage or secure a mortgage on a new property.

A guarantee mortgage may allow you to secure financing for your home if you would otherwise have difficulty. The variety of products available means that expert advice can help you secure a deal which suits your particular circumstances. This is where we can help.

Our expert advisers have substantial experience in helping clients obtain their ideal guarantee mortgage. We analyse the available products for their long term financial viability. We can recommend a deal that best suits your individual needs and requirements. As we are a comprehensive panel of lenders broker, we use a range of providers and put you, the customer first.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Obtaining a guarantee mortgage need not be a stressful experience. If you would like to save time, money and hassle, call us today.

Guarantor For A Mortgage

Guarantor For A Mortgage - Guarantor for a mortgage refers to the use of a guarantor to boost the affordability of an applicant. This could be a graduate or elderly person seeking extra financial help. A guarantor for a mortgage may be required for a number of reasons. Using a guarantor for a mortgage could be a great idea if one does have parents or a close family member who is willing and able to act as a guarantor for the mortgage for any payments which are missed by the initial borrower. Furthermore, there is considerable potential when seeking a guarantor for the borrower to obtain larger finance, with the risk associated passed on to the parent.

Acting as a guarantor for a mortgage is a significant responsibility and should only be sought if the guarantor would be able to provide the finance associated with potentially running two mortgages at once. Many lenders will indeed welcome those who seek to become a guarantor for a mortgage, as risk will be spread for the application and there will be a smaller chance of default. Nevertheless, to obtain the most suitable and affordable rates on the market, those seeking to become a guarantor for a mortgage may require the services of a mortgage broker. This is where we can assist.

As a comprehensive panel of lenders mortgage broker, specialising in guarantor mortgages, we are not tied to any one particular lender. As a guarantor for a mortgage, we can speedily advise you whether a UK or international bank, private lender offering guarantor mortgages or a local building society will be most suited to your individual application. In addition, our team guarantee to assist in the completion of all the necessary documentation required to complete your transaction, enabling you to become a guarantor for a mortgage in your child’s or parent’s name.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Looking to become a guarantor for a mortgage? Contact us today.

Guarantor Mortgage

Guarantor Mortgage – Guarantor mortgage refers to a mortgage where the guarantors are usually parents or close relatives who accept liability in the event that the applicant defaults on their payments. Lenders may ensure that guarantor mortgage applicants earn sufficient income to afford their own expenses as well as the mortgage repayments before offering a package to the individual. With such expensive house prices and large compulsory deposits, guarantor’s may be able to assist young people, often those with high earning prospects, to purchase their first property in this economic climate. Alternatively, guarantor mortgage solutions can be found for those looking to support parents or elderly members of their family. Guarantors for a mortgage are able to accept either full liability for the mortgage or partial liability depending on their financial situation

As mortgage brokers, Capital Fortune specialise in guarantor mortgage solutions. We are able to offer you the advice and assistance required to secure the optimum financial result. It is important that our guarantors are aware of their options to enable use to find the right solution based on their individual circumstances. Our expertise and links to existing lenders will facilitate the process and help us secure a great deal for you.

Capital Fortune are experts in finding guarantor mortgage packages for our clients at with the right lender at the right time and importantly with the right rate.

Call our mortgage broker team now on 020 3 216 2037 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.

Guarantor Mortgage Deals

Guarantor Mortgage Deals - Guarantor mortgage deals can be obtained to boost affordability for those purchasing a property. Using a guarantor mortgage deal may enable borrowers to receive a larger mortgage than they would potentially be entitled to alone. Guarantor mortgage deals ensure that in the event of financial difficulties the guarantor is responsible for any repayments. Guarantor mortgage deals could be obtained by students, young professionals, graduates, the elderly or anyone requiring financial help to buy a property. The guarantor will usually be a parent or close relative due to the level of responsibility and trust involved.

A variety of guarantor mortgage deals are available which have different levels of risk and liability and from the guarantor. Limited guarantor mortgage deals make the guarantor responsible for a percentage of the mortgage whereas a 100% loan guarantor mortgage deal makes the guarantor liable for the full loan. In order to obtain a guarantor mortgage deal, lenders will assess their income, current mortgage and other financial commitments to ensure they are able to cover the loan.

As mortgage brokers specialising in guarantor mortgage deals we are aware of the various options available. We are able to offer the advice and assistance required to find the right guarantor mortgage deals for our clients based on their individual circumstances. Our expertise and relationships with existing lenders offering guarantor mortgage deals can enable us to facilitate the process and find the best rate for you.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Contact a member of our advisory team to find a guarantor mortgage deal for you.

Guarantor Mortgage Lenders

Guarantor Mortgage Lenders - Guarantor mortgage lenders are mortgage lenders who specialise in offering guarantor mortgage packages. Guarantor mortgage lenders throughout the country have become more reluctant to lend to individuals seeking to take out a mortgage for their children or parents in recent years. Those seeking guarantor mortgage solutions can be assisted by seeking specialist guarantor mortgage advice from specialist mortgage brokers. This is where we can assist.

There are many reasons why one may wish to take out a guarantor mortgage. For example, as first time buyers increasingly struggle to obtain a suitable mortgage on the housing market, acting as a guarantor to a property can increase your child’s/parent’s chances of securing their application. Guarantor mortgage lenders are often willing to offer good rates to clients, welcoming the fact that applicants have someone with experience of the mortgage market supporting you.

Nevertheless, many guarantor mortgage lenders can still be unwilling to lend to individuals, even if they have good credit. As a comprehensive panel of lenders mortgage broker, we hold no tie to any one particular guarantor mortgage lender. Our role is to obtain the optimum financial result for you. We have built up outstanding relationships with guarantor mortgage lenders and their senior underwriters over a number of years and will speak to them directly help your mortgage application progress smoothly.

We have a team who will guide you throughout your application from your initial enquiry until completion and beyond. As well as speedily advising you which guarantor mortgage lenders will be most suited to your needs and requirements, our team will also complete all the relevant documentation required to secure your transaction.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Guarantor mortgage lenders internationally have a strong and established history of dealing with our advisers. Contact us today.

Guarantor Mortgages

Guarantor Mortgages - are mortgages taken out by a mortgage applicant who uses a guarantor to guarantee the mortgage repayments. In the UK, guarantor mortgages are becoming more common as the prices of property have risen and the rate of wage inflation has not followed suit. In contrast, in Japan for example, Guarantor mortgages are the norm, with often three generations of families, including children, parents and grandparents all being party to the guarantor mortgage.

With first-time buyers finding increasing difficulty to get on the housing ladder, many lenders are able to use Guarantors or ‘enhanced parental affordability” to guarantee the mortgage payments.

As a result, Mortgages for Guarantors is a specialist area within Capital Fortune. As well as mainstream guarantor mortgage lenders, we will look at financing your guarantor mortgage needs through a range of private banking both in the UK and if advantageous, offshore. Our ability to contact senior underwriters dealing with guarantor mortgages is also useful.

Capital Fortune guarantor mortgages are available to home buyers who have a guarantor willing and agreeable to guarantee the mortgage payments to the mortgage lender.

In looking at the suitability and affordability of a guarantor mortgage, your Capital Fortune Adviser will assess whether the use of a nominated guarantor will assist the mortgage application.

As well as looking at income and expenditure for the home purchaser, we will also need to look at the income and expenditure of the guarantor to ensure they have sufficient disposable income to cover their own outgoings, including their own residential mortgage payments in addition to the proposed new mortgage in the event of default.

For more information on our Guarantor mortgages, call us today on 020 3 216 2037 or Enquire Online.

Guarantor Mortgages – Assessment of Guarantor
UK Mortgage lenders which offer guarantor mortgages will look at the financial background and credit rating of a guarantor. In addition, they will look at the level of their disposable income and for the duration that this income will be sustained. If a guarantor is near or close to retirement they are unlikely to be accepted as a guarantor unless they can demonstrate they will benefit from significant pension income post retirement.
A number of lenders do offer guarantor mortgages. Often guarantor mortgages can be placed on the same rates and products as mainstream mortgage deals. Some lenders are more secure since a guarantor mortgage can provide them with the additional security of knowing there are two parties with two incomes on the mortgage, rather than just one.
Guarantor Mortgages – Student Mortgages

Guarantor mortgages are often used for students who take out a student mortgage. Many students have parents who wish to assist them in purchasing appropriate university accommodation which can then be occupied and rented by fellow students if desired.

Guarantor mortgages are also used for young graduates and professionals seeking to get a foot up onto the property ladder.

Guarantor Mortgages – Dependent Parent Mortgages

In light of the aging population, whilst unusual we have also arranged Guarantor mortgages for working children who seek to purchase a property for their retired parents. It may be that the parents, now in retirement, wish to move closer to their children in order to assist with childcare or to simply be closer. These forms of guarantor mortgages are also known as dependent parent mortgages and a number of lenders will consider these arrangements on favourable residential rates.
Guarantor mortgages are useful if your guarantor has spare disposable income and is willing to pledge that income to support the mortgage if necessary.  Your guarantor will however, become responsible for the mortgage payments.
For more information on our Guarantor mortgages, call us today on 020 3 216 2037 or Enquire Online.

Guarantor Mortgages – Capital Fortune Service
All Guarantor Mortgages can be dealt with over the telephone or in certain circumstances we may be able to visit at home or work. We will strive to take the difficulty and time element out of the guarantor mortgage application.

We will obtain all the necessary documentation from you after our first discussion and will avoid cascading you with a range of further information during the internet mortgage application. We will contact you via email, text message or mobile telephone at convenient times agreed by you.

Once the guarantor mortgage application has completed, your mortgage and mortgage protection needs will be constantly reviewed and in the event that new products become available, we will look to continually switch you to those products in order to increase the savings in a hassle free manner.

For more information on our Guarantor mortgages, call us today on 020 77 100 400 or Enquire Online.

Guarantor Mortgages UK

Guarantor Mortgages UK - Guarantor mortgages UK are mortgages in the UK which have the value of any outstanding debt covered by a guarantor. There are some common advantages and disadvantages to guarantor mortgages. UK lenders are likely to offer much better rates for guarantor mortgages and the proportion of debt covered will affect the rate. However, if the guarantor covers a high proportion of debt this may be taken into account when they try and secure a mortgage for themselves. Another disadvantage may be that more detailed information is needed to secure a guarantor mortgage. UK economic and credit conditions, however, mean that many first time buyers may not be able afford a mortgage and providers are more wary of lending than in the past.

As a premium guarantor mortgages UK broker, we can help you utilise the advantages of a guarantor mortgage and avoid the associated pitfalls. Our advisers are able to arrange guarantee mortgages or finance packages which have the same effect without some of the disadvantages. We also have well established contacts at a range of providers. As a result, we may be able to arrange a more advantageous guarantor mortgages UK deal than would be available to you on the open market. In addition, we look beyond the headline rate to find a deal to suit your long term financial needs and requirements.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

For specialise guarantor mortgages UK advice, call us today.

Guarantor On Mortgage

Guarantor On Mortgage - Guarantor on mortgage refers to a mortgage where any outstanding payments are guaranteed by a close relative of the borrower. The relative is known as the guarantor. A common scenario is where a young, first time buyer may not currently have the necessary finances to secure their desired mortgage but is likely to progress in their career, to a salary which corresponds to the value of the mortgage. In this case, the parent may be a guarantor on the mortgage. Guarantor on mortgage scenarios also exist where an elderly parent has their mortgage guaranteed by their offspring. This is because of the difficulties involved in securing a mortgage for the elderly.

As a general rule, the higher the proportion of debt covered, the cheaper the rates offered by the lender. If the mortgage is a particularly high multiple of the borrower’s income, a hundred percent guarantee may be necessary from the guarantor. On mortgage packages of a lower multiple of income this value is likely to be more flexible. It is worth considering the potential financial strain the guarantor when considering the property purchase, particularly if they are offering to help provide the deposit.

As an established UK broker specialising in guarantor on mortgage packages, we offer bespoke advice tailored for your individual needs and requirements. Our advisors look at your mortgage application holistically and take into account the long term financial health of you and your guarantor when considering guarantor on mortgage deals. As a comprehensive panel of lenders broker, we are not tied to any one lender. You can have confidence that we will put your interests first.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call us today. Our advisers specialising in guarantor on mortgage deals look forward to taking your call.

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Residential - Purchase - Best Buys


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Barclays Bank 2 Year Tracker £1999 Fee Purchase No ERC BWO0.99%Tracker2 years 3.74%3.4%APRC £199960%
Product Code: 001D4T
Product Name: 2 Year Tracker £1999 Fee Purchase No ERC
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 0.99
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 459.23
Monthly Payment After Initial Period: 612.73
Fees Total: 2114.00
True Cost: 0.00
True Cost Over Initial Period: 11136.52
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 126.00
Lender Product Reference: AR50
Detail
Skipton BS 2 Year Tracker £995 Fee SBS0.99%Tracker2 years 4.74%4%APRC £99560%
Product Code: 002ETH
Product Name: 2 Year Tracker £995 Fee
Lender Code: SBS
Lender Name: Skipton BS
Initial Pay Rate: 0.99
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.74
Apr Lenders: 4
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 455.47
Monthly Payment After Initial Period: 669.43
Fees Total: 1061.00
True Cost: 0.00
True Cost Over Initial Period: 10991.28
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 6
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 60.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 105.00
Lender Product Reference: TR470
Detail
Tipton & Coseley BS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.04%DiscountJan-20204.74%3.8%APRC31-Jan-2020 £99965%
Product Code: 002BN9
Product Name: Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.04
Mortgage Class: Discount
Initial Rate Period: Jan-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.74
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 457.83
Monthly Payment After Initial Period: 666.76
Fees Total: 1124.00
True Cost: 0.00
True Cost Over Initial Period: 12585.41
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD002
Detail
Tipton & Coseley BS ATOM Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.04%DiscountJan-20204.74%3.8%APRC31-Jan-2020 £99965%
Product Code: 002BNA
Product Name: ATOM Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.04
Mortgage Class: Discount
Initial Rate Period: Jan-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.74
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 457.83
Monthly Payment After Initial Period: 666.76
Fees Total: 1323.00
True Cost: 0.00
True Cost Over Initial Period: 12585.41
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD002
Detail
Tipton & Coseley BS Complete FS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.04%DiscountJan-20204.74%3.8%APRC31-Jan-2020 £99965%
Product Code: 002BNB
Product Name: Complete FS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.04
Mortgage Class: Discount
Initial Rate Period: Jan-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.74
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 457.83
Monthly Payment After Initial Period: 666.76
Fees Total: 1124.00
True Cost: 0.00
True Cost Over Initial Period: 12585.41
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD002
Detail
Tipton & Coseley BS Positive Lending Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.04%DiscountJan-20204.74%3.8%APRC31-Jan-2020 £99965%
Product Code: 002BNC
Product Name: Positive Lending Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.04
Mortgage Class: Discount
Initial Rate Period: Jan-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.74
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 457.83
Monthly Payment After Initial Period: 666.76
Fees Total: 1419.00
True Cost: 0.00
True Cost Over Initial Period: 12585.41
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD002
Detail
Barclays Bank 2 Year Tracker £999 Fee Purchase BWO1.04%Tracker2 years 3.74%3.4%APRC2 years £99960%
Product Code: HZQ
Product Name: 2 Year Tracker £999 Fee Purchase
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.04
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1437
Initial Monthly Payment: 458.21
Monthly Payment After Initial Period: 607.99
Fees Total: 1114.00
True Cost: 0.00
True Cost Over Initial Period: 11112.04
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 126.00
Lender Product Reference: AR41
Detail
Tipton & Coseley BS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.09%DiscountNov-20194.74%3.9%APRC30-Nov-2019 £99975%
Product Code: 002BNH
Product Name: Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.09
Mortgage Class: Discount
Initial Rate Period: Nov-2019
Initial Rate Period Months: 25
Standard Variable Rate: 4.74
Apr Lenders: 3.9
Early Repayment Charge Applies Until: 30-Nov-2019
Early Repayment Charge Period Sort Field: 1438
Initial Monthly Payment: 460.58
Monthly Payment After Initial Period: 668.69
Fees Total: 1124.00
True Cost: 0.00
True Cost Over Initial Period: 11738.50
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD004
Detail
Tipton & Coseley BS ATOM Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.09%DiscountNov-20194.74%3.9%APRC30-Nov-2019 £99975%
Product Code: 002BNI
Product Name: ATOM Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.09
Mortgage Class: Discount
Initial Rate Period: Nov-2019
Initial Rate Period Months: 25
Standard Variable Rate: 4.74
Apr Lenders: 3.9
Early Repayment Charge Applies Until: 30-Nov-2019
Early Repayment Charge Period Sort Field: 1438
Initial Monthly Payment: 460.58
Monthly Payment After Initial Period: 668.69
Fees Total: 1323.00
True Cost: 0.00
True Cost Over Initial Period: 11738.50
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD004
Detail
Tipton & Coseley BS Complete FS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.09%DiscountNov-20194.74%3.9%APRC30-Nov-2019 £99975%
Product Code: 002BNJ
Product Name: Complete FS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.09
Mortgage Class: Discount
Initial Rate Period: Nov-2019
Initial Rate Period Months: 25
Standard Variable Rate: 4.74
Apr Lenders: 3.9
Early Repayment Charge Applies Until: 30-Nov-2019
Early Repayment Charge Period Sort Field: 1438
Initial Monthly Payment: 460.58
Monthly Payment After Initial Period: 668.69
Fees Total: 1124.00
True Cost: 0.00
True Cost Over Initial Period: 11738.50
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD004
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.