Foreign Nationals

Mortgage For Foreign Residents

Mortgage For Foreign Residents - Mortgage for foreign residents and mortgages obtained by foreign residents are increasingly difficult to secure. Banks and building societies nationwide are seemingly now more reluctant than ever to lend large amounts and sometimes with apparent lending prejudice towards non UK nationals. Those seeking a mortgage for foreign residents are increasingly requiring the services of a quality mortgage broker.

Clients looking to secure a mortgage for foreign residents with an EU passport should find less difficulty when completing their mortgage for foreign residents application. Nevertheless, foreign nationals outside of the European Union will be expected to provide certain documentation to obtain a successful package A UK work permit or visa with sufficient permission to live in the UK is essential for a mortgage to be obtained. The applicant will also find better rates and higher chances of a successful application if they have lived in the UK previously or have funds in a UK bank account.

Using our comprehensive panel base, we offer a specialised and bespoke service to all our clients seeking mortgage for foreign residents. Our outstanding relationships with many lenders of mortgage for foreign residents finance allow us to obtain the best available rate for your mortgage package.

In addition, our team of advisers also guarantee to fill in all the necessary documentation required to complete your mortgage for foreign residents transaction and all within your required timeframes.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Contact a member of our mortgage for foreign residents team today. Our advisers look forward to taking your call.

Mortgage For Foreigner

Mortgage For Foreigner - Mortgage for foreigner refers to the available mortgage solutions sought by foreign nationals seeking to purchase a buy to let or residential property within the UK having been granted sufficient open ended permission to live and work within the UK. A mortgage for foreigners has often been difficult for individuals to obtain, however, since the recent economic downturn, more stringent criteria has seen it become increasingly difficult and sometimes impossible for a mortgage for foreigners to be obtained. To obtain a mortgage for foreign nationals which suits their individual needs and requirements, specialist advice and assistance may be required. This is where we can assist.

Our team have years of experience in obtaining a mortgage for foreigners from a range of nationalities, guiding and assisting all clients from their initial enquiry until the securing of their mortgage transaction. Over a number of years we have established excellent relationships with a number of providers offering a mortgage for foreigners, often utilising these links to obtain the most suitable and affordable deals on the market, often not available to individuals on the open market.

Seekers of a mortgage for foreigner package living within the EEA legally have the right to work and within the UK without having to overcome any difficulty in jurisdiction. On the other hand, for non EEA residents, documentation must be obtained to secure their finance. Our customers looking for a mortgage living outside the EEA must have a visa or work permit and sufficient open ended permission to live in the UK. In addition, it would be of benefit to our customers were they to have a UK bank account or have lived in the UK previously. However, even with all the required paperwork, securing a mortgage for foreigner deal for the individual can be problematic. This is where we are here to help.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Our team have years of experience in obtaining a mortgage for foreigners. Contact us today.

Mortgage Foreign Nationals

Mortgage Foreign Nationals - Mortgage foreign nationals refers to non UK residents looking to obtain a mortgage for their residential or buy to let property within the UK. For individuals seeking a mortgage, foreign nationals or otherwise, it has become increasingly difficult for individuals to obtain the finance they require. Since the economic downturn, a number of individuals have been unwilling to offer a mortgage to foreign nationals, often choosing to be risk averse and more reluctant to lend to individuals seeking a mortgage. Foreign nationals may require specialist advice and assistance to obtain the finance they require. This is where we can assist.

Seekers of a mortgage who are foreign nationals living within the EU have the right to live and work within the UK without jurisdiction difficulty. However, for non EU residents, there is certain documentation that must be obtained to secure a mortgage. Foreign nationals and our clients seeking a mortgage living outside the EU must have a visa or work permit and sufficient open ended permission to live in the UK. Furthermore, there will be greater benefits for clients who have had residence in the UK previously for 2 years or longer or have funds in a UK bank account.

Our expert team know the ins and outs of obtaining a mortgage for foreign nationals, using our expertise and outstanding relationships with a number of lending institutions to often obtain favourable rates not available to individuals on the High Street. We will guide and assist you throughout your application, ensuring all the documentation required to secure your mortgage transaction is completed, all within your given timescales.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Seeking a mortgage? Foreign nationals can contact our expert team today for the optimum financial result

Mortgage Foreigner

Mortgage Foreigner - Mortgage foreigner mortgage products are the available mortgages sought by non UK nationals, seeking to purchase a buy to let or residential property within the UK. For individuals seeking a mortgage foreigner deal, specialist advice and assistance may be required to achieve the optimum financial result. Since the recent economic downturn, a number of High Street banks and building societies within the UK and internationally have been unwilling to offer mortgage foreigner packages for clients, becoming more risk averse and often rejecting applications. We offer a bespoke and customised service for all individuals seeking a mortgage foreigner deal.

Clients looking to secure a mortgage foreigner deal with an EU passport should find less difficulty when completing their mortgage foreigner application. Nevertheless, foreign nationals outside of the European Union will be expected to provide certain documentation to obtain a successful package A UK work permit or visa with sufficient permission to live in the UK is essential for a mortgage to be obtained.

Our team understand the complexity and difficulty of the mortgage options available for foreign nationals and will guide you throughout your application to ensure success. We will quickly advise you as to whether a UK or international bank, private bank or local building society will be most suited to your application, completing all the paperword required.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Our mortgage foreigner team look forward to taking your call. Contact us today

Mortgage Immigrant

Mortgage Immigrant - Mortgage immigrant refers to an UK immigrant obtaining a mortgage and seeking to purchase a residential or buy to let property within the British Isles. It is becoming increasingly problematic for individuals seeking to secure a mortgage immigrant application. Many non-UK nationals are often surprised by the state of the UK housing market and the reluctance of many providers to lend,

We offer a specialised and holistic service for our mortgage immigrant clients using our comprehensive panel base and built relations with many mortgage immigrant providers. Our advisory team’s associations with many leading underwriters for these providers increase our clientele’s chances of success and obtaining of a suitable and affordable result for their immigrant mortgage.

Our team of advisers appreciate how difficult it can be for mortgage immigrant applicants with little previous experience of the UK mortgage market to secure the best available rate for their individual needs and requirements. In light of this, we will take you all the way through your mortgage immigrant application. As well as advising our clients of which mortgage immigrant provider is best suited to their enquiry, we will complete all the necessary documentation for your transaction as quickly as possible, saving you time and hassle.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call us today and contact a member of our mortgage immigrant team. We look forward to taking your call.

Mortgage Non Resident

Mortgage Non Resident - Mortgage non resident refers to the individual obtaining a residential or buy to let mortgage when seeking a property to live within the United Kingdom. The mortgage non resident seeker is a non UK citizen, but can be either an EU or foreign national. It has been tough for the individual especially those from outside the UK to navigate the mortgage market since the credit crunch. Banks and building societies have been increasingly reluctant to lend to mortgage non resident seekers and despite profits being made by providers, their attitude towards lending seems unlikely to change.

We offer our mortgage non resident clientele a holistic and specialised service using our comprehensive panel base to increase your chances of a successful mortgage outcome at the best available rate.

EU applicants have the legal right to work and live without restriction in the UK but non EU residents and foreign nationals have to obtain certain paperwork in order to secure a successful application. Documentation required includes a work permit or visa and adequate permission to live and work within the United Kingdom. Our client’s mortgage non resident application will also be further enhanced were they to have a UK bank account or have lived within the jurisdiction previously.

Our team of advisers will seek to obtain you the best deal for your mortgage non resident finance and banking solutions. We will briskly advise you as to whether your application will be best suited through a UK bank or building society, private lender or international mortgage non resident provider. Furthermore, our brokers will complete all the necessary documentation required for a successful transaction, all within your requested timescales.

The mortgage non resident advisory team aim to find our clients the right rate at the right time but most importantly with the right lender.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Seeking mortgage non resident and finance solutions? Call us today.

Mortgage Non UK Citizen

Mortgage Non UK Citizen - Mortgage non UK citizen refers to a mortgage undertaken by a citizen not from the UK. This could be either an EU or non EU citizen but a ‘mortgage non UK citizen’ is simply a citizen with non UK residential status. We offer a bespoke and specialised service for all non UK citizen clients requiring finance.

A non UK citizen living within the EU has the legal right to live and work within the UK without jurisdiction difficulty. Nevertheless, for non EU residents, certain documentation must be provided for a €˜mortgage non UK citizen’ application to proceed. Our clients seeking a UK mortgage living outside the EU must have a visa or work permit and sufficient open ended permission to live in the UK. Furthermore, there will be greater benefits for clients who have had residence in the UK previously and/or have funds in a UK bank account. However, even with all the necessary documentation, securing a mortgage for non UK citizens individually can be difficult.

Our expert team of mortgage non UK citizen’ advisers can secure you the right rate with the right lender but importantly at the right time. Using our comprehensive panel base nationally and internationally, we will seek to obtain our customers the optimum deal for their application. We also guarantee to complete all the necessary documentation and paperwork for you too, according to your required timescales.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

To contact one of our mortgage non UK citizens€™ advisers, call us today.

Mortgage Non UK National

Mortgage Non UK National - Mortgage non UK national refers to a non UK national seeking a mortgage with a view to purchasing a property within the UK. Applicants often need the help of a broker specialising in mortgage non UK national deals, even if they have been granted indefinite leave to remain or are an EU resident. We offer a specialised and customised service to our mortgage non UK national clients. It is our role to obtain you the most competitive and cost effective rate for your mortgage non UK national application.

For the individual, the securing of a suitable mortgage non UK national transaction can be time consuming. Furthermore, non UK nationals can often be overwhelmed in the UK housing market, with a lack of previous can result in obtaining a more expensive solution than without the assistance of a mortgage non UK national broker.

It has been increasingly difficult for individual mortgage non UK resident applicants to obtain a successful and cost effective rate for their needs in recent years. Increasing reluctance from high street building societies and banks to lend even to UK nationals has left many mortgage non UK resident seekers requiring the services of a mortgage broker.

Our team over the years have built up strong and established relations with many mortgage non UK national providers globally. We have developed relations with senior underwriting staff at national and international banks and private lenders. This increases our mortgage non UK national customers a greater chance of success to their application.

In addition, our mortgage non UK national team promise to complete all the critical details of your documentation and paperwork all within your required timescales.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

To contact a member of our mortgage non UK national advisory team, call us today.

Mortgage Non UK Resident

Mortgage Non UK Resident - Mortgage non UK resident refers to a non UK resident, either within the EU or outside looking to obtain permanent residence within the United Kingdom. Banks and building societies have become increasingly reluctant to lend to UK residents applying for a mortgage. Non UK residents are having even greater difficulty when processing their mortgage non UK resident application individually. We offer a customised and holistic service to all of our mortgage non UK resident clients, seeking to obtain the right rate, with the right lender but importantly at the right time for your non UK resident mortgage.

For non EU residents, there is certain documentation which must be obtained to complete a ‘mortgage non UK resident’ transaction. Our non UK resident clients seeking a mortgage in the UK who live outside the EU must have a visa or work permit and sufficient open ended permission to live in the UK. Furthermore, there will be greater benefits for clients who have had residence in the UK previously for 2 years or have funds in a UK bank account. EU nationals can apply for a mortgage in the UK without any prejudice or jurisdiction difficulties.

Our team of expert mortgage non UK resident advisors have built up outstanding relations with many €˜mortgage non UK resident’ lenders nationally and internationally. It is with these relationships and direct access to senior underwriting staff which often see an increased chance of success in your mortgage non UK resident’ application. We also guarantee to complete all the vital forms necessary for your documentation to be completed, all within your specific timeframes too.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call us today to speak to one of our mortgage non UK residential€™ advisory experts

Mortgage Tier 2 Visa

Mortgage Tier 2 Visa - Mortgage tier 2 visa refers to a tier 2 visa holder looking to purchase a mortgage. A tier 2 visa is a visa for skilled workers outside the EU looking to gain residency within the UK. It can be extremely problematic for the individual holding a tier 2 visa trying to find a mortgage. Lenders are reluctant to offer mortgages for skilled migrants on the basis that permanent residency is not established. Tier 2 visa mortgage seekers nationwide may be on contracts tied to their employment contract or other conditions. However, we offer our mortgage tier 2 visa clients a specialised and bespoke service, processing their application and using our comprehensive panel base to gain our mortgage tier 2 visa customers the optimum financial result.

Our specialist mortgage tier 2 visa advisory team seek to obtain the most suitable and affordable mortgages for our clients. We particularly work with clients in the financial services industry, the legal and medical profession, accountancy, optometrists and tier 2 visa staff working in the National Health Service. We have built up excellent relationships with many mortgage tier 2 visa providers and their underwriting staff increasing the chances of a mortgage tier 2 visa application succeeding.

Obtaining a mortgage tier 2 visa can be a complex process. Our specialist mortgage advisory team will be able to advise as to whether your transaction should be arranged through an international or UK based company, assessing your individual needs and circumstances. Furthermore, our mortgage tier 2 visa team can guarantee to complete all the critical details of the documentation required for your mortgage tier 2 visa application.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

To contact a member of our mortgage tier 2 visa advisory team, call us today.

How to get in touch

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Selected UK Mortgages for Foreign Nationals

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeInitial
Rate
Mortgage
Type
For /
Until
Subsequent
Rate
APRCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes
001 1.24% Tracker 30/06/2018 3.99% 3.72%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.

002 1.44% Tracker 30/06/2018 4.00% 3.72% 1% of loan to be paid until 30/06/2017, Then 0.5% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

003 3.29% Fixed 30/06/2018 3.99% 4.03%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 90% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.
004 2.50% Fixed

30/06/2018

4.00% 3.86% 2% of loan to be paid until 30/06/2017, Then 1% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 90% Residential

Tier 1 visa only. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

005 2.59%

Buy to Let Fixed

30/05/2018 5.35% 5.23%

 

3% of loan to be paid until 31/05/2017, Then 2% of loan to be paid until 31/05/2018, 10% capital repayments allowed per year without penalty.

 

£1999 None

Buy to Let max 60%

Tier 1 visa required