Foreign Nationals

Buy To Let Mortgages For Foreign Nationals

Buy To Let Mortgages For Foreign Nationals - Buy to let mortgages for Foreign nationals are often difficult for individuals to obtain. Buy to let mortgages for foreign nationals are finance solutions sought by foreign nationals for their buy to let property within the UK. Since the economic downturn, it has become increasingly difficult for buy to let mortgages for foreign nationals to be obtained. Many High Street lending institutions have become unwilling to lend to individuals and specialist advice and assistance may be required to obtain the best available buy to let mortgages for foreign nationals on the market. This is where we can help

Our expert team have years of experience obtaining and acquiring the best available buy to let mortgages for foreign nationals on the market. Using our comprehensive panel buy to let mortgage base, we are able to search through a range of products to find the buy to let mortgage deal which suits your individual needs and requirements best. We are an unbiased mortgage broker that puts you, the client, first.

There are a number of stringent criteria attached to many buy to let mortgages for foreign nationals and our team will guide and assist you throughout your application from your initial enquiry until the completion of your application and beyond. All clients seeking buy to let mortgages for foreign nationals must have sufficient open ended permission to live and work within the United Kingdom. All applicants from nations in the European Union will be eligible.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquiry Online.

Buy to let mortgages for foreign nationals can be found through our specialist advisory service. Contact us today.

Diplomat Mortgages

Diplomat Mortgages - are surprsingly more complex and difficult to obtain and the number of mortgages granted to diplomats is relatively small.

Home mortgage UK lenders are concerned that in the event the mortgage payments on the home are not maintianed, they would need to repossess the property. In doing so, a diplomat may invoke their rights to diplomatic immunity.

The view of lenders is in stark contrast to UK landlords who welcome diplomats as tenants given the security of their employment. Diplomats often have the upper hand on reputation. Landlords know they will get their money, know the tenancy is usually a long-term lease, and they’ve been happy with how diplomats take care of homes. Lenders however, fear that the concept of diplomatic immunity can be invoked against them obtaining an order for possession and if an order is made, the taking of possession by court officials.

Diplomat mortgage applications therefore need to be handled sensitively and a range of reassurances can be given to the mortgage lenders to allay their fears.

The mortgage process for diplomats can be a complex area and a member of our specialised team will be able to assist and advise you on the most suitable and affordable mortgage for you. This may be on a home mortgage UK or may be through one of our international mortgage solutions.

We will be able to fully advise you once we have taken you through a detailed fact find ascertaining your needs and requirements.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Foreign Citizen

Foreign Citizen mortgages are surprisingly complex and difficult to obtain. Foreign nationals with the right to enter, live and work in the UK still face difficulty in the mortgage market. Foreign Citizen mortgages are available but the mortgage lenders will have to be fully satisfied that the Applicant has sufficient income to support the mortgage repayments.

Capital Fortune are experts when dealing with Foreign Citizen mortgages. Our specialist team understand the difficulties faced by foreign nationals in the mortgage process. We are here to help and through our specialist Foreign Citizen online mortgage service. Once we have ascertained your full needs and requirements, we will know exactly which home mortgage lender to place the case with.

Foreign Citizen mortgage applicants will need their passport or national identity card for us to establish the entitlement to live and work in the UK. Foreign nationals of countries in the European Economic Area (EEA) have the right to live and work in the UK without restriction.

There is no reason why a mortgage lender, if satisfied as to the applicant’s ability to repay the loan, will not be willing to offer a Foreign Citizen mortgage.

For non-EEA nationals, specific authority to enter and work in the UK is required and in order to succeed with a mortgage application, we would need sufficiently open-ended permission to stay in the UK. This often can be that you have been in the UK for a few years and have a few years left on your visa.

We will succeed in the application if we can reassure the mortgage lender about the permanency of your residential circumstances and your intentions to remain here in the UK..

The immigration process and right of residency is a complex area when it comes to mortgage applications and a member of our specialised team will be able to assist and advise you on the most suitable and affordable mortgage for you. This may be on a home mortgage UK or may be through one of international mortgage solutions.

Call us today on 020 3 216 2037 or Enquiry Online.

Foreign National Mortgage

Foreign National Mortgage - Foreign national mortgage and mortgages available for foreign nationals are difficult to obtain. Applicants for a foreign national mortgage must meet certain criteria and rates given by UK banks and building societies to foreign nationals are perhaps higher than they should be. We offer a bespoke and holistic service to our clients applying for a foreign national mortgage, seeking to obtain the optimum financial result for your residency in the UK.

Seekers of a foreign national mortgage living within the EU have the right to live and work within the UK without jurisdiction difficulty. However, for non EU residents, there is certain documentation that must be obtained to secure a foreign national mortgage. Our clients seeking a foreign national mortgage living outside the EU must have a visa or work permit and sufficient open ended permission to live in the UK. Furthermore, there will be greater benefits for clients who have had residence in the UK previously for 2 years or longer or have funds in a UK bank account. However, even with all the necessary documentation, securing a foreign national mortgage for the individual can be problematic.

Foreign National Mortgages

Foreign National Mortgages - Foreign national mortgages are mortgages sought by individuals who are foreign nationals. In recent years, many UK banks and building societies have become increasingly reluctant to offer foreign national mortgages. Loans have been capped by many lenders at a maximum of £500,000 and those who seek foreign national mortgages have often had their application rejected by the increasingly risk averse providers.

Those seeking to secure foreign national mortgages with an EU passport should find less difficulty when completing their foreign national mortgages application. Nevertheless, those outside the EU will require certain documentation to be provided. A UK work permit or visa with sufficient open ended permission to live in the UK is essential for a mortgage to be obtained. The applicant will also find better rates and higher chances of a successful application if they have lived in the UK previously or have funds in a UK bank account.

On the other hand, even with the necessary documentation it can be problematic for an individual to secure a mortgage for foreign nationals at a suitable and affordable rate. This is where Capital Fortune can help. Our role is to obtain the optimum financial result for you.

Our advisers have substantial experience in obtaining foreign national mortgages for clients with a variety of needs. We offer bespoke advice to allow you to secure a foreign national mortgage which is suitable for your particular circumstances. As a comprehensive panel of lenders mortgage broker, we carry out a comparison of the available foreign nationals mortgage and consider a range of providers when recommending a package. We will not recommend a product unless it suits your individual needs and requirements. Importantly, we will inform you of any hidden charges or conditions to ensure the foreign national mortgage we recommend is right for you, beyond the headline rate.

Call our mortgage broker team now on 020 3 216 2037 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.

Foreign Nationals & Expats

Foreign Nationals & Expats - Capital Fortune offer specialist advice to foreign nationals and british expatriates looking to purchase property in the UK.

We can advise and arrange mortgages if you live abroad, are planning to move to the UK or currently live in the UK.

Feel free to browse our foreign nationals and expat section.

If you require any assistance call us today on 020 77 100 400 or Enquire Online.

Foreign Nationals and Expats

Foreign Nationals & Expats - Capital Fortune offer specialist advice to foreign nationals and british expatriates looking to purchase property in the UK.

We can advise and arrange mortgages if you live abroad, are planning to move to the UK or currently live in the UK.

Feel free to browse our foreign nationals and expat section.

If you require any assistance call us today on 020 77 100 400 or Enquiry Online.

Foreign Nationals Mortgage

Foreign Nationals Mortgage - Foreign nationals mortgage refers to the available mortgage solutions for foreign nationals seeking to purchase buy to let or residential property within the UK. A foreign nationals mortgage can often be difficult to obtain for individuals on the High Street and since the recent economic downturn a number of Banks and Building societies within the UK have been unwilling to lend to individuals. Foreign nationals mortgage advice and assistance may be required to obtain the optimum financial result.

For non EU residents, there is certain documentation which must be obtained to complete a foreign nationals mortgage transaction. Our foreign national clients seeking a foreign nationals mortgage in the UK who live outside the EU must have a visa or work permit and sufficient open ended permission to live in the UK. Furthermore, there will be greater benefits for clients who have had residence in the UK previously for 2 years or have funds in a UK bank account. EU nationals can apply for a mortgage in the UK without any prejudice or jurisdiction difficulties.

We offer a bespoke and customised service for all clients seeking a foreign nationals mortgage. We will guide and assist you throughout your application, using our knowledge and expertise of the UK mortgage market to find and obtain the best available foreign nationals mortgage deal on the market for your individual needs and requirements. As well as quickly advising as to which provider most fits your circumstances, our team also ensure to complete all the relevant documentation to ensure your mortgage is secured.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Foreign nationals seeking a mortgage can contact our specialist foreign nationals mortgage team today for the best mortgage products on the market.

Foreigner Mortgage

Foreigner Mortgage - Foreigner mortgage refers to a mortgage sought by a foreigner looking to purchase a property within the UK. Foreigner mortgage applicants have been less fortunate in recent years since the credit crunch. High street banks and building societies are increasingly been risk averse and reluctant to lend generally and this is not for when it comes to those seeking a foreigner mortgage. The UK housing market can often be difficult to navigate and for foreigner mortgage applicants, the arranging of a competitive rate for their foreigner mortgage is often requiring the services of a mortgage broker.

We offer a specialised service for our foreigner mortgage applicants, using our relationships with senior underwriters to increase the chances of a mortgage being secured for our clients.

Foreigner mortgage seekers living within the EEA legally have the right to work and within the UK without having to overcome any difficulty in jurisdiction. On the other hand, for non EEA residents, documentation must be obtained to secure a foreign national mortgage. Our customers looking for a foreigner mortgage living outside the EEA must have a visa or work permit and sufficient open ended permission to live in the UK. In addition, it would be of benefit to our customers were they to have a UK bank account or have lived in the UK previously. However, even with all the required paperwork, securing a foreigner mortgage for the individual can be problematic. This is where we are here to help.

Our team throughout our existence have built up established and stable relations with many lenders providing a foreigner mortgage. We have developed a number of strong relationships at international banks, building societies and private lenders. Our specialists know how to find our customers the right rate at the right time, but and with the right lender.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

To contact a member of our foreigner mortgage team, call us today.

Foreigner’s Mortgages

Foreigner’s Mortgages - Foreigner’s mortgages are marketed to foreigners who currently reside in the UK and wish to apply for a mortgage. Foreigners residing in the UK may have various permissions to remain in the country such as Tier 1 Visas, Tier 2 Visas, Spouse Visas and Work Visas.

Since the credit crunch it has become generally more difficult to secure a mortgage. As a result Foreigners now sometimes seek the help of a broker specialising in foreigner’s mortgages to assist in arranging their finance, even if they have been granted indefinite leave to remain or an EU resident.

We offer a customised, holistic service to all our foreigners mortgages clients to advise and arrange on their mortgage and insurance requirements

Our expert team of foreigner’s mortgage advisers have built up established relations with many of the leading providers of foreigner’s mortgages. We can advise our clients whether their foreign mortgage application will be best suited through a UK or international bank, building society or private lender of foreigner’s mortgages. In addition, our relations with senior underwriting staff of major lenders increasing our client’s chances of success in their application.

Foreigner’s mortgages can be time consuming and lengthy for the individual. We can guarantee to complete all the critical and necessary details of our foreigner’s mortgages applications for our clients. Our role is to seek to find our customers the best rate for their foreigner’s mortgages.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

To contact a member of our advisory team for foreigner’s mortgages, call us today.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

How to get in touch

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Selected UK Mortgages for Foreign Nationals

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeInitial
Rate
Mortgage
Type
For /
Until
Subsequent
Rate
APRCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes
001 1.24% Tracker 30/06/2018 3.99% 3.72%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.

002 1.44% Tracker 30/06/2018 4.00% 3.72% 1% of loan to be paid until 30/06/2017, Then 0.5% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

003 3.29% Fixed 30/06/2018 3.99% 4.03%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 90% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.
004 2.50% Fixed

30/06/2018

4.00% 3.86% 2% of loan to be paid until 30/06/2017, Then 1% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 90% Residential

Tier 1 visa only. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

005 2.59%

Buy to Let Fixed

30/05/2018 5.35% 5.23%

 

3% of loan to be paid until 31/05/2017, Then 2% of loan to be paid until 31/05/2018, 10% capital repayments allowed per year without penalty.

 

£1999 None

Buy to Let max 60%

Tier 1 visa required