Tier 1 Visa UK Mortgage

Tier 1 Visa UK Mortgage

Tier 1 Visa UK Mortgage - Tier 1 visa UK mortgage refers to those with a tier 1 visa looking to buy or remortgage a property in the UK. It is becoming increasingly tricky for the individual to secure a tier 1 visa UK mortgage. Many providers of these mortgages require that applicants have a minimum of 3 years employment within the UK and at least 2 years left on your tier 1 visa. Furthermore, the increasingly reluctant and risk averse high street banks and building societies are unwilling to lend to UK citizens with good credit ratings, let alone tier 1 visa non UK applicant individuals. The credit crunch has seen this trend likely to continue for some time, making it more necessary for the tier 1 visa UK mortgage applicant to require the services of a quality mortgage broker.

We offer a specialised and holistic service to our customers seeking a tier 1 visa UK mortgage. Our advisory team have built up outstanding relationships with senior underwriters at many providers nationally and internationally of a tier 1 visa UK mortgage. As well as obtaining our clients the most efficient and cost effective rates possible, we will further enhance our client’s chances of a successful transaction through tough economic times.

Furthermore, our tier 1 visa UK mortgage team appreciate the stress and time constraints the individual has when aiming to obtain a successful application. Apart from quickly advising our customers whether a UK or international bank, building society or private firm will be best suited for their individual needs and circumstances, we can fundamentally guarantee that all the required documentation and paperwork of your application will be filled in for you, according to your tier 1 visa UK mortgage timescales.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

To contact a member of our tier 1 visa UK mortgage advisory team, call us today.

How to get in touch

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Selected UK Mortgages for Foreign Nationals

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeInitial
Rate
Mortgage
Type
For /
Until
Subsequent
Rate
APRCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes
001 1.24% Tracker 30/06/2018 3.99% 3.72%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.

002 1.44% Tracker 30/06/2018 4.00% 3.72% 1% of loan to be paid until 30/06/2017, Then 0.5% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

003 3.29% Fixed 30/06/2018 3.99% 4.03%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 90% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.
004 2.50% Fixed

30/06/2018

4.00% 3.86% 2% of loan to be paid until 30/06/2017, Then 1% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 90% Residential

Tier 1 visa only. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

005 2.59%

Buy to Let Fixed

30/05/2018 5.35% 5.23%

 

3% of loan to be paid until 31/05/2017, Then 2% of loan to be paid until 31/05/2018, 10% capital repayments allowed per year without penalty.

 

£1999 None

Buy to Let max 60%

Tier 1 visa required