Tier 1 Visa Mortgage

Tier 1 Visa Mortgage

Tier 1 Visa Mortgage - Tier 1 visa mortgage solutions are available to individuals living in the UK on a tier 1 visa. Tier 1 visa mortgage providers require that applicants have a minimum of 3 years employment within the UK and at least 2 years left on an applicant’s tier 1 visa. Furthermore, the increasingly risk averse UK lending institutions are unwilling to lend to UK citizens with good credit ratings, let alone non UK applicants in the UK on a tier 1 visa. The economic downturn has seen this trend likely to continue for some time, making it more necessary for individuals seeking a tier 1 visa mortgage to require the services of a quality mortgage broker.

This is where we can assist. Our team have years of experience helping foreign national clients obtain mortgages and individuals seeking a tier 1 visa mortgage. We have years of experience and the knowledge and expertise required to obtain a tier 1 visa mortgage in the UK, building up established relationships with a number of mortgage institutions to obtain favourable tier 1 visa mortgage deals for our clients.

Aware of any time constraints, as well as the complexity of the tier 1 visa mortgage market, our team will guide and assist you throughout your tier 1 visa mortgage application from your initial enquiry until the completion of your application and beyond. We will speedily yet carefully advise you as to which provider of tier 1 visa mortgages suits your individual needs and requirements best, before filling in all the required documentation to complete your application, all within your given timescales.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Our tier 1 visa mortgage team look forward to taking your call. Contact us today.

How to get in touch

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Selected UK Mortgages for Foreign Nationals

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeInitial
Rate
Mortgage
Type
For /
Until
Subsequent
Rate
APRCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes
001 1.24% Tracker 30/06/2018 3.99% 3.72%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.

002 1.44% Tracker 30/06/2018 4.00% 3.72% 1% of loan to be paid until 30/06/2017, Then 0.5% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

003 3.29% Fixed 30/06/2018 3.99% 4.03%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 90% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.
004 2.50% Fixed

30/06/2018

4.00% 3.86% 2% of loan to be paid until 30/06/2017, Then 1% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 90% Residential

Tier 1 visa only. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

005 2.59%

Buy to Let Fixed

30/05/2018 5.35% 5.23%

 

3% of loan to be paid until 31/05/2017, Then 2% of loan to be paid until 31/05/2018, 10% capital repayments allowed per year without penalty.

 

£1999 None

Buy to Let max 60%

Tier 1 visa required