Non Resident Mortgage

Non Resident Mortgage

Non Resident Mortgage - Non resident mortgage refers to an EU or foreign national non resident looking to purchase a property within the United Kingdom. Individuals seeking a non resident mortgage are often surprised by the complexity of the UK mortgage market. Those seeking a non resident mortgage are increasingly requiring the services of a quality mortgage broker with significant experience in the non resident mortgage market.

Our non resident mortgage team are experts in placing our clients with the right lender at the right time, but importantly at the right rate. Using our comprehensive panel base we are not tied to any non resident mortgage lender. We are comprehensive panel brokers and we can seal the best non resident mortgage deals for you. We offer an advice service to ensure that our customers gain the most suitable and affordable package for their finance and banking solutions.

Those seeking to secure non resident mortgage finance with an EU passport should not find difficulty when completing their non resident mortgage application with us. On the other hand, foreign nationals must obtain certain documentation. A UK visa or work permit with open ended permission to live in the UK is essential for a non resident mortgage to be secured. The applicant could also find better rates and higher chances of a successful application if they have lived in the UK previously or have funds in a UK bank account.

Our advisory role allows us to recommend whether a private non resident mortgage lender, UK or international bank or building society will be most suited to your individual needs and requirements. Furthermore, using our established and stable relationships with many senior underwriting staff at leading lenders of non resident mortgage deals, we are able to offer our customers the most competitive and cost effective mortgage package for their transaction.

We will complete all the necessary documentation required for your non resident mortgage all within your given timescales.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call a member of our non resident mortgage team today. Our advisers await your call.

How to get in touch

Feefo logo

Selected UK Mortgages for Foreign Nationals

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeInitial
Rate
Mortgage
Type
For /
Until
Subsequent
Rate
APRCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes
001 1.24% Tracker 30/06/2018 3.99% 3.72%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.

002 1.44% Tracker 30/06/2018 4.00% 3.72% 1% of loan to be paid until 30/06/2017, Then 0.5% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

003 3.29% Fixed 30/06/2018 3.99% 4.03%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 90% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.
004 2.50% Fixed

30/06/2018

4.00% 3.86% 2% of loan to be paid until 30/06/2017, Then 1% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 90% Residential

Tier 1 visa only. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

005 2.59%

Buy to Let Fixed

30/05/2018 5.35% 5.23%

 

3% of loan to be paid until 31/05/2017, Then 2% of loan to be paid until 31/05/2018, 10% capital repayments allowed per year without penalty.

 

£1999 None

Buy to Let max 60%

Tier 1 visa required