Mortgages For Non UK Residents

Mortgages For Non UK Residents

Mortgages For Non UK Residents - Mortgages for non UK residents are often difficult for individuals to obtain. There are a number of different jurisdiction difficulties potentially attached to mortgages for non UK residents. Banks and building societies throughout the UK have become increasingly reluctant and unwilling to offer suitable and affordable mortgages for non UK residents, with many left to require the services of a proficient mortgage broker. This is where we can assist.

Seekers of mortgages for non UK residents living within the EEA legally have the right to work and live within the UK without having to overcome any difficulty in jurisdiction. On the other hand, for non EEA residents, documentation must be obtained to secure a foreign national mortgage. Clients seeking mortgages for non UK residents living outside the EEA must have a visa or work permit and sufficient open ended permission to live in the UK. In addition, it would be of benefit to our customers were they to have a UK bank account or have lived in the UK previously. However, even with all the required paperwork, securing mortgages for non UK residents can be problematic for individuals.

We will guide and assists all our clients seeking mortgages for non UK residents from our comprehensive panel mortgage base. We are not tied to any one lender and put you, the client, first. Our team fully appreciate the difficulties and complexities of mortgages for non UK residents, vowing to complete all the relevant paperwork to ensure that your transaction is secured.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Mortgages for non UK residents can be found through our specialist team. Contact us today.

How to get in touch

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Selected UK Mortgages for Foreign Nationals

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeInitial
Rate
Mortgage
Type
For /
Until
Subsequent
Rate
APRCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes
001 1.24% Tracker 30/06/2018 3.99% 3.72%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.

002 1.44% Tracker 30/06/2018 4.00% 3.72% 1% of loan to be paid until 30/06/2017, Then 0.5% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

003 3.29% Fixed 30/06/2018 3.99% 4.03%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 90% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.
004 2.50% Fixed

30/06/2018

4.00% 3.86% 2% of loan to be paid until 30/06/2017, Then 1% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 90% Residential

Tier 1 visa only. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

005 2.59%

Buy to Let Fixed

30/05/2018 5.35% 5.23%

 

3% of loan to be paid until 31/05/2017, Then 2% of loan to be paid until 31/05/2018, 10% capital repayments allowed per year without penalty.

 

£1999 None

Buy to Let max 60%

Tier 1 visa required