Mortgages For Non UK Citizens

Mortgages For Non UK Citizens

Mortgages For Non UK Citizens - Mortgages for Non UK citizens are available from a number of mortgage lenders, yet chosing the right deal for one’s individual buy to let or residential property within the UK can often be a complex and difficult process. Since the credit crunch, criteria has become more stringent from lenders offering mortgages for Non UK citizens and many have become more risk averse and reluctant to lend to individuals off the High Street. To obtain mortgages for non UK citizens, specialist assistance may be required. This is where we can assist.

Our expert team have years of experience obtaining mortgages for non UK citizens from a range of nationalities and with a range of different financial circumstances. All clients must have the legal right to live and work within the UK when applying for mortgages for non UK citizens, with current funds in a UK bank account also likely to help your application.

Our expert team will scour our comprehensive panel mortgage base to find mortgages for non UK citizens which suit our clients bespoke individual needs and requirements. Our team have established outstanding relationships with a number of mortgage lenders offering mortgages for non UK citizens, often being able to acquire favourable packages not available to individuals on the High Street.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Mortgages for non UK citizens can be obtained through our specialist team. Call us today.

How to get in touch

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Selected UK Mortgages for Foreign Nationals

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeInitial
Rate
Mortgage
Type
For /
Until
Subsequent
Rate
APRCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes
001 1.24% Tracker 30/06/2018 3.99% 3.72%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.

002 1.44% Tracker 30/06/2018 4.00% 3.72% 1% of loan to be paid until 30/06/2017, Then 0.5% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

003 3.29% Fixed 30/06/2018 3.99% 4.03%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 90% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.
004 2.50% Fixed

30/06/2018

4.00% 3.86% 2% of loan to be paid until 30/06/2017, Then 1% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 90% Residential

Tier 1 visa only. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

005 2.59%

Buy to Let Fixed

30/05/2018 5.35% 5.23%

 

3% of loan to be paid until 31/05/2017, Then 2% of loan to be paid until 31/05/2018, 10% capital repayments allowed per year without penalty.

 

£1999 None

Buy to Let max 60%

Tier 1 visa required