Mortgages For Non Residents

Mortgages For Non Residents

Mortgages For Non Residents - Mortgages for non residents are mortgages for non UK nationals seeking to purchase a buy to let or remortgage property within the UK. Mortgages for non residents are often difficult product to obtain and there can be significant jurisdiction associated with such products. Since the economic downturn, many lenders have decreased their available mortgages for non residents, seeing potential applicants as risks. To obtain the most suitable and affordable mortgages for non residents on the market, specialist advice and assistance may be required. This is where we can assist.

Our team have years of experience obtaining mortgages for non residents, from a range of nationalities and with a range of different individual needs and requirements. We are able to scour from our comprehensive panel mortgage base without prejudice or bias, finding mortgages for non residents suited for our clients.

Seekers of mortgages for non residents living within the EEA legally have the right to work and within the UK without having to overcome any difficulty in jurisdiction. On the other hand, for non EEA residents, documentation must be obtained to secure non residents the mortgage they require. Clients seeking mortgages for non residents living outside the EEA must have a visa or work permit and sufficient open ended permission to live in the UK. In addition, it would be of benefit to our clients were they to have a UK bank account or have lived in the UK previously.

We will guide and assist you throughout your application, from your initial enquiry until the completion of your application. Mortgages for non residents are our speciality. Our expert team will explain all the relevant terms and conditions associated with each mortgage package, completing all the paperwork required to secure your transaction.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Mortgages for non residents can be found through our specialist team. Call us today.

How to get in touch

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Selected UK Mortgages for Foreign Nationals

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeInitial
Rate
Mortgage
Type
For /
Until
Subsequent
Rate
APRCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes
001 1.24% Tracker 30/06/2018 3.99% 3.72%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.

002 1.44% Tracker 30/06/2018 4.00% 3.72% 1% of loan to be paid until 30/06/2017, Then 0.5% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

003 3.29% Fixed 30/06/2018 3.99% 4.03%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 90% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.
004 2.50% Fixed

30/06/2018

4.00% 3.86% 2% of loan to be paid until 30/06/2017, Then 1% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 90% Residential

Tier 1 visa only. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

005 2.59%

Buy to Let Fixed

30/05/2018 5.35% 5.23%

 

3% of loan to be paid until 31/05/2017, Then 2% of loan to be paid until 31/05/2018, 10% capital repayments allowed per year without penalty.

 

£1999 None

Buy to Let max 60%

Tier 1 visa required