Mortgages For Immigrants

Mortgages For Immigrants

Mortgages For Immigrants - Mortgages for immigrants are mortgages sought by foreign nationals seeking to purchase a residential or buy to let property within the UK. Since the recent global economic downturn, it has often been complex and difficult for individuals to obtain suitable and affordable mortgages for immigrants. Many High Street lenders have become more reluctant to lend to clients who may appear to be a higher risk, often rejecting applications. However, mortgages for immigrants can still be obtained for the right clients. We offer a bespoke and holistic service for all clients seeking mortgages for immigrants, guiding and assisting all clients from their initial enquiry until the completion of their application and beyond.

Seekers of mortgages for immigrants outside the EU will require certain documentation to be provided in order for their mortgage application to succeed. A UK work permit or visa with sufficient open ended permission to live in the UK is essential for a mortgage to be obtained. The applicant should also find better rates and higher chances of a successful application if they have lived in the UK previously or have funds in a UK bank account. Those seeking to secure mortgages for immigrants with an EU passport should find less difficulty when completing their immigration mortgage transaction.

Our team are experts in finding mortgages for immigrants. We will scour from our comprehensive panel foreign national mortgage base to find the best available product for your individual needs and requirements. Aware of any time constraints you may have, our team will be able to complete all the relevant paperwork required to ensure your transaction is secured.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Mortgages for immigrants can be obtained through our specialist advisory service. Contact us today.

How to get in touch

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Selected UK Mortgages for Foreign Nationals

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeInitial
Rate
Mortgage
Type
For /
Until
Subsequent
Rate
APRCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes
001 1.24% Tracker 30/06/2018 3.99% 3.72%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.

002 1.44% Tracker 30/06/2018 4.00% 3.72% 1% of loan to be paid until 30/06/2017, Then 0.5% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

003 3.29% Fixed 30/06/2018 3.99% 4.03%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 90% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.
004 2.50% Fixed

30/06/2018

4.00% 3.86% 2% of loan to be paid until 30/06/2017, Then 1% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 90% Residential

Tier 1 visa only. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

005 2.59%

Buy to Let Fixed

30/05/2018 5.35% 5.23%

 

3% of loan to be paid until 31/05/2017, Then 2% of loan to be paid until 31/05/2018, 10% capital repayments allowed per year without penalty.

 

£1999 None

Buy to Let max 60%

Tier 1 visa required