Mortgages For Foreigners

Mortgages For Foreigners

Mortgages For Foreigners - Mortgages for foreigners are mortgages obtained by those seeking residence within the United Kingdom who are not British nationals. This can refer to mortgage seekers from within or outside the EU. Throughout recent economic hardship, mortgages for foreigners providers have become increasingly reluctant when lending to mortgages for foreigners clients. Maximum loans capped at £500,000 by certain high street banks and building societies have made it increasingly difficult for high net worth individuals to navigate the mortgages for foreigners market. We offer a bespoke and customised service to our clients, using our comprehensive panel base to secure you the best mortgages for foreigners rates available.

A mortgages for foreigners package seeker living within the EEA legally has the right to work and within the UK and will not need to overcome any complexity in jurisdiction. Nevertheless, for foreign nationals not within the EEA, documentation must be obtained to secure mortgages for foreigners contracts. Our customers looking for a mortgage living outside the EEA must have a visa or work permit and adequate open ended permission to live in the UK. Furthermore, it would be of benefit to our customers were they to have a UK bank account or have lived in the UK previously. However, even with all the required paperwork, increasing unwillingness from major banks and building societies has left it still tough to obtain a mortgages for foreigners package. This is where we are here to help.

Our mortgages for foreigners advisers will quickly be able to tell you whether your application will be best suited through a UK or international bank, building society or private mortgages for foreigners provider using our established relationships with many mortgages for foreigners lenders and their senior underwriters. In addition to this, we have an expert team who will complete all the necessary documentation and evidence required for your mortgages for foreigners application within your required timescales.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call one of our mortgages for foreigners advisers today. We look forward to taking your call.

How to get in touch

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Selected UK Mortgages for Foreign Nationals

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeInitial
Rate
Mortgage
Type
For /
Until
Subsequent
Rate
APRCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes
001 1.24% Tracker 30/06/2018 3.99% 3.72%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.

002 1.44% Tracker 30/06/2018 4.00% 3.72% 1% of loan to be paid until 30/06/2017, Then 0.5% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

003 3.29% Fixed 30/06/2018 3.99% 4.03%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 90% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.
004 2.50% Fixed

30/06/2018

4.00% 3.86% 2% of loan to be paid until 30/06/2017, Then 1% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 90% Residential

Tier 1 visa only. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

005 2.59%

Buy to Let Fixed

30/05/2018 5.35% 5.23%

 

3% of loan to be paid until 31/05/2017, Then 2% of loan to be paid until 31/05/2018, 10% capital repayments allowed per year without penalty.

 

£1999 None

Buy to Let max 60%

Tier 1 visa required