Mortgage Non UK Resident

Mortgage Non UK Resident

Mortgage Non UK Resident - Mortgage non UK resident refers to a non UK resident, either within the EU or outside looking to obtain permanent residence within the United Kingdom. Banks and building societies have become increasingly reluctant to lend to UK residents applying for a mortgage. Non UK residents are having even greater difficulty when processing their mortgage non UK resident application individually. We offer a customised and holistic service to all of our mortgage non UK resident clients, seeking to obtain the right rate, with the right lender but importantly at the right time for your non UK resident mortgage.

For non EU residents, there is certain documentation which must be obtained to complete a ‘mortgage non UK resident’ transaction. Our non UK resident clients seeking a mortgage in the UK who live outside the EU must have a visa or work permit and sufficient open ended permission to live in the UK. Furthermore, there will be greater benefits for clients who have had residence in the UK previously for 2 years or have funds in a UK bank account. EU nationals can apply for a mortgage in the UK without any prejudice or jurisdiction difficulties.

Our team of expert mortgage non UK resident advisors have built up outstanding relations with many €˜mortgage non UK resident’ lenders nationally and internationally. It is with these relationships and direct access to senior underwriting staff which often see an increased chance of success in your mortgage non UK resident’ application. We also guarantee to complete all the vital forms necessary for your documentation to be completed, all within your specific timeframes too.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call us today to speak to one of our mortgage non UK residential€™ advisory experts

How to get in touch

Feefo logo

Selected UK Mortgages for Foreign Nationals

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeInitial
Rate
Mortgage
Type
For /
Until
Subsequent
Rate
APRCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes
001 1.24% Tracker 30/06/2018 3.99% 3.72%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.

002 1.44% Tracker 30/06/2018 4.00% 3.72% 1% of loan to be paid until 30/06/2017, Then 0.5% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

003 3.29% Fixed 30/06/2018 3.99% 4.03%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 90% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.
004 2.50% Fixed

30/06/2018

4.00% 3.86% 2% of loan to be paid until 30/06/2017, Then 1% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 90% Residential

Tier 1 visa only. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

005 2.59%

Buy to Let Fixed

30/05/2018 5.35% 5.23%

 

3% of loan to be paid until 31/05/2017, Then 2% of loan to be paid until 31/05/2018, 10% capital repayments allowed per year without penalty.

 

£1999 None

Buy to Let max 60%

Tier 1 visa required