Mortgage Foreigner

Mortgage Foreigner

Mortgage Foreigner - Mortgage foreigner mortgage products are the available mortgages sought by non UK nationals, seeking to purchase a buy to let or residential property within the UK. For individuals seeking a mortgage foreigner deal, specialist advice and assistance may be required to achieve the optimum financial result. Since the recent economic downturn, a number of High Street banks and building societies within the UK and internationally have been unwilling to offer mortgage foreigner packages for clients, becoming more risk averse and often rejecting applications. We offer a bespoke and customised service for all individuals seeking a mortgage foreigner deal.

Clients looking to secure a mortgage foreigner deal with an EU passport should find less difficulty when completing their mortgage foreigner application. Nevertheless, foreign nationals outside of the European Union will be expected to provide certain documentation to obtain a successful package A UK work permit or visa with sufficient permission to live in the UK is essential for a mortgage to be obtained.

Our team understand the complexity and difficulty of the mortgage options available for foreign nationals and will guide you throughout your application to ensure success. We will quickly advise you as to whether a UK or international bank, private bank or local building society will be most suited to your application, completing all the paperword required.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Our mortgage foreigner team look forward to taking your call. Contact us today

How to get in touch

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Selected UK Mortgages for Foreign Nationals

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeInitial
Rate
Mortgage
Type
For /
Until
Subsequent
Rate
APRCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes
001 1.24% Tracker 30/06/2018 3.99% 3.72%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.

002 1.44% Tracker 30/06/2018 4.00% 3.72% 1% of loan to be paid until 30/06/2017, Then 0.5% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

003 3.29% Fixed 30/06/2018 3.99% 4.03%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 90% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.
004 2.50% Fixed

30/06/2018

4.00% 3.86% 2% of loan to be paid until 30/06/2017, Then 1% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 90% Residential

Tier 1 visa only. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

005 2.59%

Buy to Let Fixed

30/05/2018 5.35% 5.23%

 

3% of loan to be paid until 31/05/2017, Then 2% of loan to be paid until 31/05/2018, 10% capital repayments allowed per year without penalty.

 

£1999 None

Buy to Let max 60%

Tier 1 visa required