Mortgage For Foreigner

Mortgage For Foreigner

Mortgage For Foreigner - Mortgage for foreigner refers to the available mortgage solutions sought by foreign nationals seeking to purchase a buy to let or residential property within the UK having been granted sufficient open ended permission to live and work within the UK. A mortgage for foreigners has often been difficult for individuals to obtain, however, since the recent economic downturn, more stringent criteria has seen it become increasingly difficult and sometimes impossible for a mortgage for foreigners to be obtained. To obtain a mortgage for foreign nationals which suits their individual needs and requirements, specialist advice and assistance may be required. This is where we can assist.

Our team have years of experience in obtaining a mortgage for foreigners from a range of nationalities, guiding and assisting all clients from their initial enquiry until the securing of their mortgage transaction. Over a number of years we have established excellent relationships with a number of providers offering a mortgage for foreigners, often utilising these links to obtain the most suitable and affordable deals on the market, often not available to individuals on the open market.

Seekers of a mortgage for foreigner package living within the EEA legally have the right to work and within the UK without having to overcome any difficulty in jurisdiction. On the other hand, for non EEA residents, documentation must be obtained to secure their finance. Our customers looking for a mortgage living outside the EEA must have a visa or work permit and sufficient open ended permission to live in the UK. In addition, it would be of benefit to our customers were they to have a UK bank account or have lived in the UK previously. However, even with all the required paperwork, securing a mortgage for foreigner deal for the individual can be problematic. This is where we are here to help.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Our team have years of experience in obtaining a mortgage for foreigners. Contact us today.

How to get in touch

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Selected UK Mortgages for Foreign Nationals

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeInitial
Rate
Mortgage
Type
For /
Until
Subsequent
Rate
APRCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes
001 1.24% Tracker 30/06/2018 3.99% 3.72%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.

002 1.44% Tracker 30/06/2018 4.00% 3.72% 1% of loan to be paid until 30/06/2017, Then 0.5% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

003 3.29% Fixed 30/06/2018 3.99% 4.03%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 90% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.
004 2.50% Fixed

30/06/2018

4.00% 3.86% 2% of loan to be paid until 30/06/2017, Then 1% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 90% Residential

Tier 1 visa only. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

005 2.59%

Buy to Let Fixed

30/05/2018 5.35% 5.23%

 

3% of loan to be paid until 31/05/2017, Then 2% of loan to be paid until 31/05/2018, 10% capital repayments allowed per year without penalty.

 

£1999 None

Buy to Let max 60%

Tier 1 visa required