Mortgage For Foreign Residents

Mortgage For Foreign Residents

Mortgage For Foreign Residents - Mortgage for foreign residents and mortgages obtained by foreign residents are increasingly difficult to secure. Banks and building societies nationwide are seemingly now more reluctant than ever to lend large amounts and sometimes with apparent lending prejudice towards non UK nationals. Those seeking a mortgage for foreign residents are increasingly requiring the services of a quality mortgage broker.

Clients looking to secure a mortgage for foreign residents with an EU passport should find less difficulty when completing their mortgage for foreign residents application. Nevertheless, foreign nationals outside of the European Union will be expected to provide certain documentation to obtain a successful package A UK work permit or visa with sufficient permission to live in the UK is essential for a mortgage to be obtained. The applicant will also find better rates and higher chances of a successful application if they have lived in the UK previously or have funds in a UK bank account.

Using our comprehensive panel base, we offer a specialised and bespoke service to all our clients seeking mortgage for foreign residents. Our outstanding relationships with many lenders of mortgage for foreign residents finance allow us to obtain the best available rate for your mortgage package.

In addition, our team of advisers also guarantee to fill in all the necessary documentation required to complete your mortgage for foreign residents transaction and all within your required timeframes.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Contact a member of our mortgage for foreign residents team today. Our advisers look forward to taking your call.

How to get in touch

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Selected UK Mortgages for Foreign Nationals

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeInitial
Rate
Mortgage
Type
For /
Until
Subsequent
Rate
APRCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes
001 1.24% Tracker 30/06/2018 3.99% 3.72%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.

002 1.44% Tracker 30/06/2018 4.00% 3.72% 1% of loan to be paid until 30/06/2017, Then 0.5% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

003 3.29% Fixed 30/06/2018 3.99% 4.03%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 90% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.
004 2.50% Fixed

30/06/2018

4.00% 3.86% 2% of loan to be paid until 30/06/2017, Then 1% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 90% Residential

Tier 1 visa only. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

005 2.59%

Buy to Let Fixed

30/05/2018 5.35% 5.23%

 

3% of loan to be paid until 31/05/2017, Then 2% of loan to be paid until 31/05/2018, 10% capital repayments allowed per year without penalty.

 

£1999 None

Buy to Let max 60%

Tier 1 visa required