International Mortgage Solutions

International Mortgage Solutions

Offshore Mortgages are available through Capital Fortune’s premier mortgage service for High Net Worth clients. A number of offshore mortgage lenders are based both offshore and in the UK and the market for offshore mortgages is becoming increasingly competitive. We are able to offer a range of international mortgage solutions for your offshore mortgage needs.

The offshore mortgage market is now a multi million pound industry as globalization results in less domestic and more international mortgage solutions. The offshore mortgage lenders are increasingly making their offshore mortgage and offshore finance products more available and accessible. They can depending on your current circumstances, be extremely competitive given offshore tax arrangements, and these can be discussed with your own tax adviser.

Offshore mortgage lenders have dramatically cut set up fees, interest rates and early repayment charges in order to attract more offshore mortgage customers to its range of international mortgage solutions. Some mortgage lenders have taken a fairly flexible attitude to mortgage solutions and have created international finance products suitable for those wishing to own real estate in offshore trust or within an offshore company structure. They also provide specialist offshore mortgage and taxation saving advice to clients who may be in a position to mitigate tax through the use of a offshore international mortgage solutions.

Capital Fortune can offer bespoke offshore and international mortgage solutions by way of foreign currency mortgages, property purchase schemes, expat mortgages and buy to let mortgages for those living offshore or overseas. We can also provide international mortgage solutions for those who wish to invest in UK property, and equity release schemes for those with property assets in one country but who reside elsewhere.

The potential to benefit from a truly offshore international mortgage solution may be significant in terms of mitigating income tax and possibly also inheritance tax but not everyone or every scheme is eligible and it therefore imperative to seek offshore taxation advice from your accountant or other adviser before seeking an offshore mortgage.

Capital Fortune are able to provide you with a range of international mortgage solutions but we are unable to provide you with any offshore taxation as it relates to either taxation or legal matters. This advice can be obtained from your own individual specialists.

Call us today to discuss our offshore mortgages and other international mortgage solutions on 020 3 216 2037 or Enquiry Online .

How to get in touch

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Selected UK Mortgages for Foreign Nationals

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeInitial
Rate
Mortgage
Type
For /
Until
Subsequent
Rate
APRCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes
001 1.24% Tracker 30/06/2018 3.99% 3.72%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.

002 1.44% Tracker 30/06/2018 4.00% 3.72% 1% of loan to be paid until 30/06/2017, Then 0.5% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

003 3.29% Fixed 30/06/2018 3.99% 4.03%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 90% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.
004 2.50% Fixed

30/06/2018

4.00% 3.86% 2% of loan to be paid until 30/06/2017, Then 1% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 90% Residential

Tier 1 visa only. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

005 2.59%

Buy to Let Fixed

30/05/2018 5.35% 5.23%

 

3% of loan to be paid until 31/05/2017, Then 2% of loan to be paid until 31/05/2018, 10% capital repayments allowed per year without penalty.

 

£1999 None

Buy to Let max 60%

Tier 1 visa required