HSMP Mortgage

HSMP Mortgage

HSMP Mortgage - HSMP mortgage refers to mortgage solutions for individuals on the Highly Skilled Migrant Programme.

HSMP mortgage applicants have been less fortunate in recent years since the credit crunch. High street banks and building societies are increasingly been risk averse and are even more reluctant to offer HSMP mortgage packages. The UK housing market can often be difficult to navigate and for HSMP mortgage applicants, the arranging of a competitive rate for their HSMP finance deal is often requiring the services of a mortgage broker.

Our team of HSMP mortgage advisers specialise in finding our HSMP clients at the right time with the right lender, but importantly at the right rate. We have established strong relationships with many providers of HSMP mortgages who have been in business for a number of years. Our relations with senior underwriters at many HSMP mortgage lending institutions often ensures our clients get the best rates possible for their financial needs and circumstances. Furthermore, the team can increase your chances of success for the HSMP mortgage.

Aware of any time constraints you may have, our expert team will be able to advise and assist you throughout your HSMP mortgage application. As well as briskly advising you as to whether your HSMP mortgage application will be most suited to a private lender, UK or international lender, we will complete all the paperwork required to ensure your mortgage is secured at the best possible rate.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

HSMP mortgage solutions can be found with our HSMP mortgage team. Call us today.

How to get in touch

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Selected UK Mortgages for Foreign Nationals

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeInitial
Rate
Mortgage
Type
For /
Until
Subsequent
Rate
APRCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes
001 1.24% Tracker 30/06/2018 3.99% 3.72%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.

002 1.44% Tracker 30/06/2018 4.00% 3.72% 1% of loan to be paid until 30/06/2017, Then 0.5% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

003 3.29% Fixed 30/06/2018 3.99% 4.03%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 90% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.
004 2.50% Fixed

30/06/2018

4.00% 3.86% 2% of loan to be paid until 30/06/2017, Then 1% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 90% Residential

Tier 1 visa only. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

005 2.59%

Buy to Let Fixed

30/05/2018 5.35% 5.23%

 

3% of loan to be paid until 31/05/2017, Then 2% of loan to be paid until 31/05/2018, 10% capital repayments allowed per year without penalty.

 

£1999 None

Buy to Let max 60%

Tier 1 visa required