Highly Skilled Migrant Mortgages

Highly Skilled Migrant Mortgages

Highly Skilled Migrant Mortgages - Mortgages for skilled migrants are available to highly skilled migrants working throughout the UK.

Capital  Fortune  specializes in obtaining the most suitable and affordable skilled migrant mortgages for overseas professionals. We particularly work with clients in the financial services industry, the legal and medical profession, accountancy, optometrists and skilled staff working in the National Health Service.

We are fully aware, that highly skilled migrant workers contribute significantly to the UK work force and British economy, increasing the skills base, paying taxes and adding to our community. Mortgage lenders are however, reluctant to offer mortgages for skilled migrants on the basis that permanent residency is not established or that the skilled migrants UK-wide may be on contracts tied to their employment contract or other conditions

At Capital  Fortune, we deal with a number of overseas visitors including foreign diplomats, visiting academics and professionals. We know our criteria and we know our lenders. We are able to place the right client at the right rate at the right time. 

We provide a bespoke mortgage solution to our highly skilled migrant clients working in the UK and are able to assist those looking for a highly skilled migrant visa mortgage.

Call us today on 020 77 100 400 or Enquire Online.

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Selected UK Mortgages for Foreign Nationals

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeInitial
Rate		Mortgage
Type		For /
Until		Subsequent
Rate		APRCEarly
Repayment
Charge		Fixed Lender
Fees		% Lender
Fees		Notes
001 1.24% Tracker 30/06/2018 3.99% 3.72%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

 £999 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.
002 1.44% Tracker 30/06/2018 4.00% 3.72% 1% of loan to be paid until 30/06/2017, Then 0.5% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.
003 3.29% Fixed 30/06/2018 3.99% 4.03%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

 £999 None

Max 90% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.
004 2.50% Fixed

30/06/2018

 4.00% 3.86% 2% of loan to be paid until 30/06/2017, Then 1% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 90% Residential

Tier 1 visa only. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.
005 2.59%

Buy to Let Fixed

 30/05/2018 5.35% 5.23%

 

3% of loan to be paid until 31/05/2017, Then 2% of loan to be paid until 31/05/2018, 10% capital repayments allowed per year without penalty.

 

 £1999 None

Buy to Let max 60%

Tier 1 visa required
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