Foreign Nationals Mortgage

Foreign Nationals Mortgage

Foreign Nationals Mortgage - Foreign nationals mortgage refers to the available mortgage solutions for foreign nationals seeking to purchase buy to let or residential property within the UK. A foreign nationals mortgage can often be difficult to obtain for individuals on the High Street and since the recent economic downturn a number of Banks and Building societies within the UK have been unwilling to lend to individuals. Foreign nationals mortgage advice and assistance may be required to obtain the optimum financial result.

For non EU residents, there is certain documentation which must be obtained to complete a foreign nationals mortgage transaction. Our foreign national clients seeking a foreign nationals mortgage in the UK who live outside the EU must have a visa or work permit and sufficient open ended permission to live in the UK. Furthermore, there will be greater benefits for clients who have had residence in the UK previously for 2 years or have funds in a UK bank account. EU nationals can apply for a mortgage in the UK without any prejudice or jurisdiction difficulties.

We offer a bespoke and customised service for all clients seeking a foreign nationals mortgage. We will guide and assist you throughout your application, using our knowledge and expertise of the UK mortgage market to find and obtain the best available foreign nationals mortgage deal on the market for your individual needs and requirements. As well as quickly advising as to which provider most fits your circumstances, our team also ensure to complete all the relevant documentation to ensure your mortgage is secured.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Foreign nationals seeking a mortgage can contact our specialist foreign nationals mortgage team today for the best mortgage products on the market.

How to get in touch

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Selected UK Mortgages for Foreign Nationals

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeInitial
Rate
Mortgage
Type
For /
Until
Subsequent
Rate
APRCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes
001 1.24% Tracker 30/06/2018 3.99% 3.72%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.

002 1.44% Tracker 30/06/2018 4.00% 3.72% 1% of loan to be paid until 30/06/2017, Then 0.5% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

003 3.29% Fixed 30/06/2018 3.99% 4.03%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 90% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.
004 2.50% Fixed

30/06/2018

4.00% 3.86% 2% of loan to be paid until 30/06/2017, Then 1% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 90% Residential

Tier 1 visa only. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

005 2.59%

Buy to Let Fixed

30/05/2018 5.35% 5.23%

 

3% of loan to be paid until 31/05/2017, Then 2% of loan to be paid until 31/05/2018, 10% capital repayments allowed per year without penalty.

 

£1999 None

Buy to Let max 60%

Tier 1 visa required