Foreign National Mortgages

Foreign national mortgages are mortgages for foreign nationals who wish to purchase a property within the UK. Applicants seeking foreign national mortgages are finding it increasingly difficult to obtain a mortgage at the right rate for their application. UK banks and building societies have become increasingly risk averse since the credit crunch, unwilling to lend to UK or EU nationals and even more reluctant to lend to foreign nationals seeking mortgages. With less money to lend available, they are more selective when considering a standard UK national or EU national application.

We offer a holistic service to all our clients seeking foreign national mortgages, using our relations with leading underwriters at providers of foreign national mortgages both nationally and internationally, increasing our customer’s chances of success in their application. It is our role to obtain the most cost effective rate for your transaction.

Our expert foreign national mortgages advisers have built up strong relationships over the years with many of the providers of foreign national mortgages. Using our whole of market base, our mortgage brokers will seek to find all our foreign national mortgages clients the optimum solution for their finance and banking needs.

Thos seeking foreign national mortgages with and EU passport have the right to live and work within the UK without having to overcome significant difficulty. Customers looking for foreign national mortgages living outside the EU must have a visa or work permit and sufficient open ended permission to live in the UK. Furthermore, there may be better mortgage products and rates for foreign national mortgages clients who have had residency in the UK for 2 years previous or longer or have funds in a UK bank account. However, even with all the necessary documentation, securing a foreign national mortgage for the individual can be problematic. This is where we can help.

Speak to one of our foreign national mortgages team today. We look forward to taking your call. or try our Enquiry Online.