Flats Above
Commercial Property

Flats Above Commercial Property

Flats Above Commercial Property - are a specialist area within Capital Fortune. We have deemed flats above commercial property a bespoke area of mortgage lending given most lenders are not prepared to offer mortgages or loans against such property.

Flat living in cities is extremely popular and a number of flats above commercial premises are well positioned often on the high street and are accessible to all amenities and transport links. Flats above commercial premises make ideal homes and can provide a good investment.

We are able to place these properties with UK mortgage lenders but often these forms of application require a degree of negotiation with the lenders and the valuers. That is where are expertise is essential. We know our lenders criteria and we often know the local valuer. We will speak to the valuer prior to any application to ascertain whether the actual property meets the lenders specific criteria, this will save you and us, both time and money.

At Capital Fortune, we work with a number of lenders willing to mortgage flats above commercial premises and who offer competitive mortgages on these properties.

To discuss a mortgage on a flats above commercial premises call us today on 0845 3 630 430 or Enquiry Online.

Contact Us

Capital Fortune
City Office

14 Nicholas Lane
London
EC4N 7BN

Need Help?Contact one of our Capital
Fortune mortgage brokers
for whole of market expert
advice.

click here for Details

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The overall cost for comparison on residential mortgages is 4.5% APR. The actual rate available will depend on your personal circumstances.

There will be a fee for our mortgage advice, the precise amount will depend upon your circumstances but we estimate that it will be £995, payable £495 at the outset but refunded if your mortgage application is declined upon initial underwriting. The balance of our fee is typically paid on completion. Your fee will not be refunded should you withdraw from the process or not accept our recommendation. Ask your Advisor for confirmation of our fees which we will email to you in an Initial Disclosure Document (IDD). You can find further information on our Terms of Business here.

The Financial Services Authority does not regulate some forms of buy to let, commercial mortgages, secured loans, bridging finance, trusts and conveyancing.

Capital Fortune Ltd is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Services Authority. Capital FortuneLtd Registered office address: 14 Nicholas Lane, Bank, London, EC4N 7BN. Registered in England and Wales No. 05683249.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Services Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.