Fixed Rate
Mortgages

Fixed Rate Mortgages

Fixed Rate Mortgages - Fixed rate mortgages are mortgages with a length of time specified by the lender in which the interest rate is fixed. Fixed rate mortgages may be used by some providers to encourage applicants to switch from their current mortgage by offering favourable rates for a relatively short period. Alternatively, fixed rate mortgages with a longer duration may appeal to those who seek financial stability and can be helpful when creating long term household budgets.

When Bank of England base rates are low, fixed rate mortgages protect borrowers from any future rise, although they may be slightly more costly in the short term. Borrowers may stay on their lender’s Standard Variable Rate package in this situation as it may offer a favourable rate. However, it is worth considering the long term financial risk of this.

We understand that individuals seeking fixed rate mortgages have a range of personal and financial circumstances. Therefore, we offer bespoke advice designed around your individual needs and requirements. Our knowledge and expertise of fixed rate mortgages and their wider economic context allows us to take this into account and recommend deals which look after your long term finances. As a whole of market fixed rate mortgage broker, we are not tied to any one lender and put our customers first.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 0845 3 630 430 or Enquiry Online.

For fixed rate mortgages advice that can save you time, money and hassle, call us today.

Contact Us

Capital Fortune
City Office

14 Nicholas Lane
London
EC4N 7BN

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Fortune mortgage brokers
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The overall cost for comparison on residential mortgages is 4.5% APR. The actual rate available will depend on your personal circumstances.

There will be a fee for our mortgage advice, the precise amount will depend upon your circumstances but we estimate that it will be £995, payable £495 at the outset but refunded if your mortgage application is declined upon initial underwriting. The balance of our fee is typically paid on completion. Your fee will not be refunded should you withdraw from the process or not accept our recommendation. Ask your Advisor for confirmation of our fees which we will email to you in an Initial Disclosure Document (IDD). You can find further information on our Terms of Business here.

The Financial Services Authority does not regulate some forms of buy to let, commercial mortgages, secured loans, bridging finance, trusts and conveyancing.

Capital Fortune Ltd is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Services Authority. Capital FortuneLtd Registered office address: 14 Nicholas Lane, Bank, London, EC4N 7BN. Registered in England and Wales No. 05683249.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Services Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.