First Time Buyer Mortgage UK

First Time Buyer Mortgage UK

First Time Buyer Mortgage UK - First time buyer mortgage UK products are mortgage packages designed for a first time buyer looking to purchase property within the UK. Although a first time buyer can apply for a standard mortgage, there are generally various incentives for purchasers as part of packages for the first time buyer mortgage. UK credit conditions currently remain less favourable than before the credit crunch and this means successfully apply for a mortgage can be difficult. Although the availability of first time buyer mortgage UK products depend on market conditions, incentives such as smaller deposits and free valuations make these packages appealing to those struggling to finance their first home purchase.

Without the experience of securing a mortgage previously, becoming a home owner for the first time can be a daunting prospect. Our brokers have substantial experience in arranging first time buyer mortgage UK deals and are able to guide you through the process, from start to finish. If there are specialist first time buyer mortgage UK products available on the market, we can find the best deal for your specific circumstances. If not, our close relationships with a variety of providers can help us negotiate the best deal available to allow you to secure a mortgage which suits your particular financial position.

As a first time buyer, we can also offer advice on mortgage insurance. This may cover a range of losses that may damage your ability to pay the mortgage or costs involved with your home loan.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

We can help you obtain the best first time buyer mortgage UK product for your needs and requirements. If you are looking to become a home owner, call us today.

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Residential - Purchase - First Time Buyer Rates


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Barclays Bank 3 Year Fixed No Fee Family Springboard BWO2.49%FixedApr-20212.99%2.9%APRC30-Apr-2021 £095%
Product Code: 238
Product Name: 3 Year Fixed No Fee Family Springboard
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 2.49
Mortgage Class: Fixed
Initial Rate Period: Apr-2021
Initial Rate Period Months: 38
Standard Variable Rate: 2.99
Apr Lenders: 2.9
Early Repayment Charge Applies Until: 30-Apr-2021
Early Repayment Charge Period Sort Field: 1455
Initial Monthly Payment: 851.42
Monthly Payment After Initial Period: 894.42
Fees Total: 115.00
True Cost: 0.00
True Cost Over Initial Period: 32468.96
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 0.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 95
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 126.00
Lender Product Reference: BG96
Detail
The Melton BS 3 Year Discount No Fee BME2.79%Discount3 years 4.99%4.7%APRC3 years £095%
Product Code: 15Q
Product Name: 3 Year Discount No Fee
Lender Code: BME
Lender Name: The Melton BS
Initial Pay Rate: 2.79
Mortgage Class: Discount
Initial Rate Period: 3 years
Initial Rate Period Months: 36
Standard Variable Rate: 4.99
Apr Lenders: 4.7
Early Repayment Charge Applies Until: 3 years
Early Repayment Charge Period Sort Field: 1453
Initial Monthly Payment: 880.39
Monthly Payment After Initial Period: 1084.19
Fees Total: 415.00
True Cost: 0.00
True Cost Over Initial Period: 31859.04
Cashback: 250.00
Valuation Fee: 240.00
Arrangement Fee: 0.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 95
Product Type: Residential
Mortgage Discharge Fee: 150.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 250000.00
Legal Fee: 155.00
Lender Product Reference: DISC 026
Detail
Ipswich BS Intermediary 2 Year Discount No Fee BIP2.89%Discount2 years 5.49%5.1%APRC2 years £19995%
Product Code: 002YWY
Product Name: Intermediary 2 Year Discount No Fee
Product Availability: Intermediaries Only
Lender Code: BIP
Lender Name: Ipswich BS
Initial Pay Rate: 2.89
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.49
Apr Lenders: 5.1
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1441
Initial Monthly Payment: 890.33
Monthly Payment After Initial Period: 1145.57
Fees Total: 544.00
True Cost: 0.00
True Cost Over Initial Period: 21876.92
Cashback: 0.00
Valuation Fee: 160.00
Arrangement Fee: 0.00
Booking Fee: 199.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 95
Product Type: Residential
Mortgage Discharge Fee: 95.00
Deeds Release Fee: 55.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 150.00
Lender Product Reference: 11062/67085
Detail
Ipswich BS Direct / Semi Exclusive 2 Year Discount No Fee BIP2.89%Discount2 years 5.49%5.1%APRC2 years £19995%
Product Code: 1U0
Product Name: Direct / Semi Exclusive 2 Year Discount No Fee
Product Availability: Exclusive
Lender Code: BIP
Lender Name: Ipswich BS
Initial Pay Rate: 2.89
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.49
Apr Lenders: 5.1
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1441
Initial Monthly Payment: 890.33
Monthly Payment After Initial Period: 1145.57
Fees Total: 544.00
True Cost: 0.00
True Cost Over Initial Period: 21876.92
Cashback: 0.00
Valuation Fee: 160.00
Arrangement Fee: 0.00
Booking Fee: 199.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 95
Product Type: Residential
Mortgage Discharge Fee: 95.00
Deeds Release Fee: 55.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 150.00
Lender Product Reference: 11062/67085
Detail
Ipswich BS Intermediary 2 Year Discount No Fee BIP2.89%Discount2 years 5.49%5.1%APRC2 years £19995%
Product Code: 1U1
Product Name: Intermediary 2 Year Discount No Fee
Product Availability: Intermediaries Only
Lender Code: BIP
Lender Name: Ipswich BS
Initial Pay Rate: 2.89
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.49
Apr Lenders: 5.1
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1441
Initial Monthly Payment: 890.33
Monthly Payment After Initial Period: 1145.57
Fees Total: 544.00
True Cost: 0.00
True Cost Over Initial Period: 21876.92
Cashback: 0.00
Valuation Fee: 160.00
Arrangement Fee: 0.00
Booking Fee: 199.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 95
Product Type: Residential
Mortgage Discharge Fee: 95.00
Deeds Release Fee: 55.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 150.00
Lender Product Reference: 11062/67085
Detail
Family Building Society (NCBS) 3 Year Fixed £599 Fee Purchase Family Mortgage FAM2.94%FixedFeb-20214.79%4.5%APRC28-Feb-2021 £77495%
Product Code: 0023B2
Product Name: 3 Year Fixed £599 Fee Purchase Family Mortgage
Lender Code: FAM
Lender Name: Family Building Society (NCBS)
Initial Pay Rate: 2.94
Mortgage Class: Fixed
Initial Rate Period: Feb-2021
Initial Rate Period Months: 36
Standard Variable Rate: 4.79
Apr Lenders: 4.5
Early Repayment Charge Applies Until: 28-Feb-2021
Early Repayment Charge Period Sort Field: 1453
Initial Monthly Payment: 897.91
Monthly Payment After Initial Period: 1069.92
Fees Total: 904.00
True Cost: 0.00
True Cost Over Initial Period: 32629.76
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 599.00
Booking Fee: 175.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 95
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 153.93
Lender Product Reference: XF0123
Detail
Family Building Society (NCBS) ATOM 3 Year Fixed £599 Fee Purchase Family Mortgage FAM2.94%FixedFeb-20214.79%4.5%APRC28-Feb-2021 £77495%
Product Code: 0023B3
Product Name: ATOM 3 Year Fixed £599 Fee Purchase Family Mortgage
Lender Code: FAM
Lender Name: Family Building Society (NCBS)
Initial Pay Rate: 2.94
Mortgage Class: Fixed
Initial Rate Period: Feb-2021
Initial Rate Period Months: 36
Standard Variable Rate: 4.79
Apr Lenders: 4.5
Early Repayment Charge Applies Until: 28-Feb-2021
Early Repayment Charge Period Sort Field: 1453
Initial Monthly Payment: 897.91
Monthly Payment After Initial Period: 1069.92
Fees Total: 1003.00
True Cost: 0.00
True Cost Over Initial Period: 32629.76
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 599.00
Booking Fee: 175.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 95
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 153.93
Lender Product Reference: XF0123
Detail
Family Building Society (NCBS) Brightstar 3 Year Fixed £599 Fee Purchase Family Mortgage FAM2.94%FixedFeb-20214.79%4.5%APRC28-Feb-2021 £77495%
Product Code: 0023B4
Product Name: Brightstar 3 Year Fixed £599 Fee Purchase Family Mortgage
Lender Code: FAM
Lender Name: Family Building Society (NCBS)
Initial Pay Rate: 2.94
Mortgage Class: Fixed
Initial Rate Period: Feb-2021
Initial Rate Period Months: 36
Standard Variable Rate: 4.79
Apr Lenders: 4.5
Early Repayment Charge Applies Until: 28-Feb-2021
Early Repayment Charge Period Sort Field: 1453
Initial Monthly Payment: 897.91
Monthly Payment After Initial Period: 1069.92
Fees Total: 1203.00
True Cost: 0.00
True Cost Over Initial Period: 32629.76
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 599.00
Booking Fee: 175.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 95
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 153.93
Lender Product Reference: XF0123
Detail
Family Building Society (NCBS) Complete FS 3 Year Fixed £599 Fee Purchase Family Mortgage FAM2.94%FixedFeb-20214.79%4.5%APRC28-Feb-2021 £77495%
Product Code: 0023B5
Product Name: Complete FS 3 Year Fixed £599 Fee Purchase Family Mortgage
Lender Code: FAM
Lender Name: Family Building Society (NCBS)
Initial Pay Rate: 2.94
Mortgage Class: Fixed
Initial Rate Period: Feb-2021
Initial Rate Period Months: 36
Standard Variable Rate: 4.79
Apr Lenders: 4.5
Early Repayment Charge Applies Until: 28-Feb-2021
Early Repayment Charge Period Sort Field: 1453
Initial Monthly Payment: 897.91
Monthly Payment After Initial Period: 1069.92
Fees Total: 1103.00
True Cost: 0.00
True Cost Over Initial Period: 32629.76
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 599.00
Booking Fee: 175.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 95
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 153.93
Lender Product Reference: XF0123
Detail
Family Building Society (NCBS) Positive Lending 3 Year Fixed £599 Fee Purchase Family Mortgage FAM2.94%FixedFeb-20214.79%4.5%APRC28-Feb-2021 £77495%
Product Code: 0023B6
Product Name: Positive Lending 3 Year Fixed £599 Fee Purchase Family Mortgage
Lender Code: FAM
Lender Name: Family Building Society (NCBS)
Initial Pay Rate: 2.94
Mortgage Class: Fixed
Initial Rate Period: Feb-2021
Initial Rate Period Months: 36
Standard Variable Rate: 4.79
Apr Lenders: 4.5
Early Repayment Charge Applies Until: 28-Feb-2021
Early Repayment Charge Period Sort Field: 1453
Initial Monthly Payment: 897.91
Monthly Payment After Initial Period: 1069.92
Fees Total: 1199.00
True Cost: 0.00
True Cost Over Initial Period: 32629.76
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 599.00
Booking Fee: 175.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 95
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 153.93
Lender Product Reference: XF0123
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £190000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.