Expats

Offshore Mortgages

Offshore Mortgages – Offshore mortgages are mortgages sought by individuals and high net worth clients within the UK offshore on a buy to let or residential basis. A number of lenders offering offshore mortgages are based both offshore and in the UK and the market for offshore mortgages is very competitive with suitable and affordable deals to be found for the right client. Capital Fortune is able to offer a range of international mortgage solutions for your offshore mortgage needs. Our role is to obtain the optimum financial result for you.

The offshore mortgage market is a multi million pound market as globalisation results in less domestic and more international mortgage solutions. We offer a bespoke and holistic service for all clients seeking offshore mortgages, using our comprehensive panel mortgage base to find the most cost effective deal to meet your individual needs and requirements. We know our clients and we know our lenders.

Capital Fortune's expert team will guide and assist all clients throughout their application. We will speedily advise as to whether a private lender of offshore mortgages, UK or international bank will be most suited to your specific financial circumstances. Aware of any time constraints you may have, our team will complete all the relevant documentation associated to complete your offshore mortgage transaction, all within your given timescales.

Call our mortgage broker team now on 020 77 100 400 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.

The Financial Conduct Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.

 

Overseas Income Mortgages

Overseas Income Mortgages - overseas income mortgages are mortgages for individuals earning an overseas income. For individuals with overseas income, mortgages since the credit crunch have been increasingly difficult to obtain. Many banks and building societies throughout the UK have been reluctant to lend to individuals with an overseas income and will increasingly only accept certain currencies for application. For overseas income mortgage applicants, specialist mortgage advice and assistance may be required. This is where Capital Fortune can assist.

Overseas income mortgages can be found using our help. Capital Fortune in recent years have established excellent relationships with a number of providers offering overseas income mortgages and their senior underwriters. Utilising these links and contacts, we can increase your chances of a successful application often obtaining packages not available to individuals on the High Street.

All clients will be guided and assisted throughout their application from their initial enquiry until the completion of their application and beyond. Capital Fortune are experts in finding overseas income mortgages for our clients at the right rate with the right lender and importantly at the right time.

Call our mortgage broker team now on 020 77 100 400 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.

UK Expat Mortgages

UK Expat Mortgages - UK expat mortgages are mortgages for UK expats seeking to return to the UK having recently purchased a residential or buy to let property. The UK expat mortgages market has shrunk since the credit crunch. We offer a bespoke and holistic service to all UK expat mortgages clients increasing the chances of a secured application and often obtaining a better rate for your specific individual needs and circumstances.

UK Expat mortgages seekers now returning to the UK may have left the British Isles at a time of prosperity, with finance easy to obtain. Nevertheless, this is not currently the case. The UK mortgage market has shrunk considerably since the economic downturn with many high street banks and building societies having capped the loans that they offer at a maximum of £500,000. High net worth individuals and UK expat mortgages seekers for a larger home are often now requiring the services of a mortgage broker.

Our UK expert mortgages team are experts in placing our clients at the right rate at the right time and with the right lender. Using our comprehensive panel base, we will briskly advise you whether a private UK expat mortgages lender, UK or international banks or building society will be best equipped to your individual needs and requirements. In addition, aware of any potential time constraints our clients may have, our team will also guarantee to fill out all the critical and necessary documentation required to complete your UK expat mortgages application, all within your required timescales.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call us today. Our UK expat mortgages team look forward to taking your call.

UK Mortgages For Expats

UK Mortgages For Expats - UK mortgages for expats are mortgages designed for UK expats looking to purchase a buy to let or residential property within the British Isles. UK mortgages for expats are becoming a low in supply commodity, with many clients not obtaining the mortgage for their bespoke needs. Some expats are left with no option but to take up high mortgage repayments. UK mortgages for expats clients have found increasing reluctance from many lenders on the high street. This is where we can help.

As specialist UK mortgages for expats brokers we can source and provide details of a number of mortgage lenders through our online mortgage service. We will be able to assist you as to what UK mortgages for expats deals will be made available. The property can be lived in by the returning expat either permanently or as a second home and can be used at your leisure or to rent out.

We have direct links to many top UK mortgages for expats providers and their leading underwriters, allowing us to gain access to rates not necessarily available on the high street. We insist the lender we put you with treats you as a valued and long term customer.

We appreciate the potential stress and time involved in your UK mortgages for expats application and can guarantee to complete all applications within your UK mortgages for expats time constraints as well as providing constant support and guidance throughout.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

For more information on UK mortgages for expats call one of our advisers today. We look forward to taking your call.

How to get in touch

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Selected Expat and Offshore Worker Mortgages

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 26/07/2017.

CodeIntial
Rate
Mortgage
Type
For /
Until
Subsequent
Rate
APRCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes

001

1.99%

Fixed

30/09/2019 4.59% 4.70% 2% in year 1, then 1% in year 2 £995

None

Expat Buy to Let to75% LTV

Repayment or Interest Only

Expat and UK Resident Joint Application.

002 **SEMI EXCLUSIVE**

 

3.19% Discount

31/12/2019

5.70% 5.70% 3% in year 1, then 2% in year 2 £0 0.75%

Expat Residential to 80% LTV

Second Home or UK Base

003

 

1.69% Discount 31/07/2019 5.70% 5.70% 1% until 31/07/2019 £199 None

Expat Residential to 75% LTV

Free Standard Valuation.

Either: immediately returning to the UK or UK resident and Expat Joint Application.

004

**SEMI EXCLUSIVE**

2.89% Discount 2 Years 5.70% 5.70% 3% in year 1, then 2% in year 2 £0 0.75%

Expat Buy to Let

Max 50%-75% LTV (product dependant)

First Time Buyers / Pure Expat Applicants Considered

005

1.24% Fixed 30/11/2019 3.75% 3.75% 2% in year 1 & 2 £995 None

Expat Residential

Max 60% to 90% LTV (product dependant)

UK resident and Expat Joint Application

006

**SEMI EXCLUSIVE**

 2.80% Discount  2 Years  5.29%  5.29%  2% in year 1, then1% in year 2  £995  None 

Expat Holiday Let

Max 60% - 75% LTV (product dependant) 

007  3.60% Fixed 31/08/2019  4.00%  4.00%  2% in year 1,then 1% in year 2  None  1% 

Expat Buy to Let

Max 65% - 75% LTV (product dependant)

Personal income used (not based on rental income)