Expats

Expat Finance

Expat Finance - Expat finance refers to finance, mortgages and loans desired by expats to purchase a property in the UK. Many expat finance seekers are experiencing trouble finding the right loan to suit their specific needs, especially when combined with current economic difficulties. This is where our specialist expat finance brokers come in.

Our team have years of expertise and experience dealing with many leading expat finance providers and their underwriters, gaining access to deals not necessarily available on the market for the individual. We believe in high levels of customer service and so expect the same of lenders we recommend, ensuring they treat you as a valued and long term customer. Our comprehensive panel approach allows us to find the best deal to fit your individual circumstances.

We understand the time and stress involved and guarantee to fill in all documentation and forms within your time constraints. Our team also appreciate the difficulties associated with expat finance such as credit rating requirements. This leads us to find the most appropriate and affordable package for your specific expat finance needs.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

For more information on our expat finance call our specialist team today. We look forward to taking your call.

Expat Finance Mortgage

Expat Finance Mortgage - Expat finance mortgage are mortgages designed for an expatriate seeking finance and to gain either a loan or a mortgage for their property within the UK. Expat finance mortgage has become difficult to obtain since the economic downturn, making it harder to find a competitive and affordable rate that suits you. We offer a holistic service to our clients to ensure they gain a rate to fit their individual needs and requirements.

We strive to simplify the process of obtaining an expat finance mortgage whilst also providing the largest choice of available mortgage products and lenders that are familiar with your lending requirements and circumstances. We also wish to maintain high standards of customer service, so expect the same of all expat finance mortgage providers we recommend.

Our team has a long and established trading history behind us, gaining direct access to many leading expat finance mortgage lenders and their underwriters to help expats coming from a wide variety of locations including the Middle East, Americas, Europe, and the Far East.

We guarantee to complete all the required documentation required for the completion of your expat finance mortgage within your time constraints. We will also keep you regularly informed on progress throughout your enquiry. Our expat finance mortgage specialist team are able to assist you with capital raising for many home improvements, debt consolidation to simply release equity in order to purchase additional property.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call us today. Our expat finance mortgage advisers look forward to taking your call.

Expat Holiday Let Mortgages

Expat Holiday Let Mortgages are one of the specialist areas we assist clients with here at Capital Fortune.

From time to time we do have clients wishing to purchase a UK property that they intend to let on a holiday letting basis for 1 to 2 weeks at a time. Our clients sometimes also wish to use the property for their family, friends or simply when they are back in the UK from time to time.

Most enquiries we receive regarding expat holiday let mortgages are from clients that have found it difficult to find a mortgage lender that would consider the requirement to rent a property as a holiday let given the expat status of the applicants.

We have and do assist clients in this situation and have a set process we follow to quickly assess your situation and let you know whether it is something we can help with.

For an initial conversation regarding your mortgage requirements feel free to contact us on the number at the top of the page or alternatively use one of our enquiry forms to send us an online enquiry. Our telephone number is available 24 hours a day.

Expat Mortgage

Expat Mortgage - Expat mortgage refers to an expats seeking to obtain a mortgage to purchase a property in the UK. Expat mortgages have become scarce and uncompetitive in recent years due to the current economic crisis, leaving many customers seeking expat mortgage unable to obtain a package that suits them.

We understand our client’s requirements such as credit ratings and the need to secure expat mortgages. We appreciate many of the reasons a client may have for wishing to purchase in the UK or remortgaging through a UK mortgage bank. Our specialist expat mortgage team contains brokers who have themselves lived and worked overseas and so understand the many financial benefits of expats owning a home in the UK.

As expat mortgage brokers offering UK mortgages we can source and provide details on a number of mortgage products from British banks and UK expat mortgage lenders. We have built up strong relationships with many leading expat mortgage providers, putting us in the best possible position to save you money. We may be able to obtain rates not found on the high street. The property can be lived in if you are returning back to the UK or it can be let out as a second home. 

We appreciate the possible stress and time involved in such an application and as such we guarantee to fill in all required documentation to meet your time constraints, along with providing constant support and guidance.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call us today. Our ex pat mortgage team look forward to taking your call.

Expat Mortgage Buy To Let

Expat Mortgage Buy To Let - Expat mortgage buy to let is finance for those seeking to purchase property within the UK to rent out. Those searching for expat mortgage buy to let can often find it difficult to obtain a mortgage to suit their bespoke needs in today’s economic climate. Many are finding loans that are not competitive or affordable due to the risk aversion of high street banks. This is where our expertise can assist.

We are a comprehensive panel of lenders expat mortgage buy to let broker team. We search the whole market to find the best rate, at the right lender and most importantly at the right time, for you. We have built up strong relationships with many leading expat mortgage buy to let providers to gain access to rates that may not be available on the market. This eaves us in the optimum position to save you money on your mortgage.

We offer a custom and personalised service to all our clients, ensuring high levels of customer service, which we expect to be mirrored with lenders we recommend. Our specialist mortgage broker team have themselves worked and lived abroad and understand the importance of owning property within the UK to rent out. We can also guarantee to fill out required forms and documentation along your time constraints as well as advice on tap when required.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Our expat mortgage buy to let team look forward to taking your call.

Expat Mortgages

Expat Mortgages - Expat mortgages are specialist mortgages for expats. These mortgages allow British nationals living abroad to purchase properties in the UK, whether as an investment, a second home or a home to move back to upon their return to the UK. Borrowers wishing to take out expat mortgages should keep in mind that they are specialist products. In addition, exchange rate fluctuations are likely to affect monthly payments, affecting budgeting.

At Capital Fortune, our specialist team are experienced in arranging expat mortgages. Many lenders in the UK provide expat mortgages. Our team has established links with these lenders and work closely with our clients to arrange the mortgages which are most suitable for our clients’ specific needs. We offer our clients a personalised service, especially in specialist areas such as expat mortgages.

Our advisers at Capital Fortune are able to save you money, time and hassle by dealing with the lenders on your behalf. We also take care of the paperwork and present your details to the lenders in a manner which maximises the potential success of your application.

Call our mortgage broker team now on 020 3 216 2037 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.

The Financial Conduct Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.

Expat Mortgages For UK Buy To Let

Expat Mortgages For UK Buy To Let - Expat mortgages for UK buy to let refers to an expat taking out a mortgage having recently purchased a buy to let property within the UK. Since the recent credit crunch, many expat mortgages for UK buy to let lenders have been increasingly reluctant to provide for expats seeking a UK buy to let mortgage. Many lenders have capped maximum loans at £500,000, often rejecting applications and offering unfavourable rates to those granted a successful application individually. The change in the mortgage market nationwide has left many expat mortgages for UK buy to let clients now requiring the services of a quality mortgage broker.

Expat mortgages for UK buy to let lenders are still willing to lend to the right clients and suitable and affordable expat mortgages for UK buy to let packages can still be obtained. We have a team of advisers who offer a bespoke and holistic service to all clients seeking expat loan, banking and finance solutions. Using our comprehensive panel international mortgage base, we will not just obtain our clients the best available rates on the market for your expat mortgages for UK buy to let application but our staff will also help and guide you and your application all the way until completion and beyond, saving all clients time and stress.

Expat Remortgages

Expat Remortgages - Expat remortgages are offered through Capital Fortune to British Nationals based overseas. These types of remortgages have become increasingly difficult to obtain in recent years as mortgage lenders have tightened their lending policy and criteria. This is where our experience can help.

We offer a holistic and tailor made service to all our clients in order to ensure we obtain the best possible rate, with the right lender and most importantly at the right time for them. Our comprehensive panel approach has aloud us to build up strong relationships with a range of leading expatriate remortgage providers, allowing us to access rates not necessarily available on the high street, that suit your needs.

Our specialist expat remortgage team have years of experience working with providers and many have themselves lived and worked abroad while owning property within the UK. We guarantee to work to all your time constraints, as well as completing your expatriate remortgage application within deadlines. We will be on hand to offer advice and guidance and to ensure your expatriate remortgage transaction is a smooth and successful process.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

For more information on expatriate remortgage call one of our advisers today. We look forward to taking your call.

 

Expatriate Finance

Expatriate Finance - Expatriate finance is required for individuals who seek finance for their expatriate needs and requirements to purchase a property within the UK. Many high street banks and building societies since the credit crunch have been increasingly reluctant to offer expatriate finance deals. Risk averse mainstream lenders often are unwilling to offer competitive rates for expatriate finance clients. This can lead to the rejection of applications. However, expatriate finance lenders are still willing to lend to the right clients and suitable and affordable expatriate finance packages can still be obtained.

We have a team of advisers who offer a bespoke and holistic service to all clients seeking expatriate finance. Using our comprehensive panel base, we will not just obtain our clients the best available rates on the market and our staff will also help and guide you with your application. This continues until completion and beyond, saving all clients’ time and stress.

Our advisory team have established strong relationships with many senior underwriting staff offering expatriate finance. Our contacts enable us to not only increase the chances of securing an application, but also allow us to gain the optimum financial result for your individual expatriate finance needs and requirements.

Our expatriate finance team place our clients with the right lender at the right time and importantly at the right rate.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call our expatriate finance advisory team today. We look forward to taking your call.

Expatriate Mortgage

Expatriate Mortgage - Expatriate mortgage are expatriate mortgages designed for those returning to the UK seeking a mortgage to purchase a property. Expatriate mortgage can be arranged by our team who understand the expatriate community and appreciate the reasons for an expatriate mortgage. We have specialist expatriate mortgage brokers who have themselves worked abroad and understand the many benefits of expats and foreign nationals owning a home in the UK.

As expatriate mortgage broker specialists, we can source and provide details of a number of lenders through our online expatriate mortgage service. Our team will be able to assist you as to what package will be made available to your specific requirements and needs. We understand expatriate mortgage customers often have bespoke needs and require a holistic approach. We make sure we find the right rate at the right lender and most importantly at the right time for your circumstances.

Expatriate mortgage lenders UK wide, are able to provide finance for the purposes of a purchase or a remortgage. The property can be lived in by the returning client either permanently or as a second home and can be used at your leisure or to rent out.

Our expatriate mortgage brokers are able to source all clients the best value expat mortgages and provide them with a professional service from mortgage application to completion. We have strong connections with many leading expatriate mortgage lenders and are able to provide rates not necessarily found on the market for the individual, leaving us in a confident position to obtain the optimum financial results for your expatriate mortgage application

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Our specialist expatriate mortgage team look forward to taking your call.

How to get in touch

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Selected Expat and Offshore Worker Mortgages

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 26/07/2017.

CodeIntial
Rate
Mortgage
Type
For /
Until
Subsequent
Rate
APRCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes

001

1.99%

Fixed

30/09/2019 4.59% 4.70% 2% in year 1, then 1% in year 2 £995

None

Expat Buy to Let to75% LTV

Repayment or Interest Only

Expat and UK Resident Joint Application.

002 **SEMI EXCLUSIVE**

 

3.19% Discount

31/12/2019

5.70% 5.70% 3% in year 1, then 2% in year 2 £0 0.75%

Expat Residential to 80% LTV

Second Home or UK Base

003

 

1.69% Discount 31/07/2019 5.70% 5.70% 1% until 31/07/2019 £199 None

Expat Residential to 75% LTV

Free Standard Valuation.

Either: immediately returning to the UK or UK resident and Expat Joint Application.

004

**SEMI EXCLUSIVE**

2.89% Discount 2 Years 5.70% 5.70% 3% in year 1, then 2% in year 2 £0 0.75%

Expat Buy to Let

Max 50%-75% LTV (product dependant)

First Time Buyers / Pure Expat Applicants Considered

005

1.24% Fixed 30/11/2019 3.75% 3.75% 2% in year 1 & 2 £995 None

Expat Residential

Max 60% to 90% LTV (product dependant)

UK resident and Expat Joint Application

006

**SEMI EXCLUSIVE**

 2.80% Discount  2 Years  5.29%  5.29%  2% in year 1, then1% in year 2  £995  None 

Expat Holiday Let

Max 60% - 75% LTV (product dependant) 

007  3.60% Fixed 31/08/2019  4.00%  4.00%  2% in year 1,then 1% in year 2  None  1% 

Expat Buy to Let

Max 65% - 75% LTV (product dependant)

Personal income used (not based on rental income)