UK Mortgages For Expats

UK Mortgages For Expats

UK Mortgages For Expats - UK mortgages for expats are mortgages designed for UK expats looking to purchase a buy to let or residential property within the British Isles. UK mortgages for expats are becoming a low in supply commodity, with many clients not obtaining the mortgage for their bespoke needs. Some expats are left with no option but to take up high mortgage repayments. UK mortgages for expats clients have found increasing reluctance from many lenders on the high street. This is where we can help.

As specialist UK mortgages for expats brokers we can source and provide details of a number of mortgage lenders through our online mortgage service. We will be able to assist you as to what UK mortgages for expats deals will be made available. The property can be lived in by the returning expat either permanently or as a second home and can be used at your leisure or to rent out.

We have direct links to many top UK mortgages for expats providers and their leading underwriters, allowing us to gain access to rates not necessarily available on the high street. We insist the lender we put you with treats you as a valued and long term customer.

We appreciate the potential stress and time involved in your UK mortgages for expats application and can guarantee to complete all applications within your UK mortgages for expats time constraints as well as providing constant support and guidance throughout.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

For more information on UK mortgages for expats call one of our advisers today. We look forward to taking your call.

How to get in touch

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Selected Expat and Offshore Worker Mortgages

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 26/07/2017.

For /
Fixed Lender
% Lender




30/09/2019 4.59% 4.70% 2% in year 1, then 1% in year 2 £995


Expat Buy to Let to75% LTV

Repayment or Interest Only

Expat and UK Resident Joint Application.



3.19% Discount


5.70% 5.70% 3% in year 1, then 2% in year 2 £0 0.75%

Expat Residential to 80% LTV

Second Home or UK Base



1.69% Discount 31/07/2019 5.70% 5.70% 1% until 31/07/2019 £199 None

Expat Residential to 75% LTV

Free Standard Valuation.

Either: immediately returning to the UK or UK resident and Expat Joint Application.



2.89% Discount 2 Years 5.70% 5.70% 3% in year 1, then 2% in year 2 £0 0.75%

Expat Buy to Let

Max 50%-75% LTV (product dependant)

First Time Buyers / Pure Expat Applicants Considered


1.24% Fixed 30/11/2019 3.75% 3.75% 2% in year 1 & 2 £995 None

Expat Residential

Max 60% to 90% LTV (product dependant)

UK resident and Expat Joint Application



 2.80% Discount  2 Years  5.29%  5.29%  2% in year 1, then1% in year 2  £995  None 

Expat Holiday Let

Max 60% - 75% LTV (product dependant) 

007  3.60% Fixed 31/08/2019  4.00%  4.00%  2% in year 1,then 1% in year 2  None  1% 

Expat Buy to Let

Max 65% - 75% LTV (product dependant)

Personal income used (not based on rental income)