Expatriate Mortgage

Expatriate Mortgage

Expatriate Mortgage - Expatriate mortgage are expatriate mortgages designed for those returning to the UK seeking a mortgage to purchase a property. Expatriate mortgage can be arranged by our team who understand the expatriate community and appreciate the reasons for an expatriate mortgage. We have specialist expatriate mortgage brokers who have themselves worked abroad and understand the many benefits of expats and foreign nationals owning a home in the UK.

As expatriate mortgage broker specialists, we can source and provide details of a number of lenders through our online expatriate mortgage service. Our team will be able to assist you as to what package will be made available to your specific requirements and needs. We understand expatriate mortgage customers often have bespoke needs and require a holistic approach. We make sure we find the right rate at the right lender and most importantly at the right time for your circumstances.

Expatriate mortgage lenders UK wide, are able to provide finance for the purposes of a purchase or a remortgage. The property can be lived in by the returning client either permanently or as a second home and can be used at your leisure or to rent out.

Our expatriate mortgage brokers are able to source all clients the best value expat mortgages and provide them with a professional service from mortgage application to completion. We have strong connections with many leading expatriate mortgage lenders and are able to provide rates not necessarily found on the market for the individual, leaving us in a confident position to obtain the optimum financial results for your expatriate mortgage application

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Our specialist expatriate mortgage team look forward to taking your call.

How to get in touch

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Selected Expat and Offshore Worker Mortgages

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 26/07/2017.

For /
Fixed Lender
% Lender




30/09/2019 4.59% 4.70% 2% in year 1, then 1% in year 2 £995


Expat Buy to Let to75% LTV

Repayment or Interest Only

Expat and UK Resident Joint Application.



3.19% Discount


5.70% 5.70% 3% in year 1, then 2% in year 2 £0 0.75%

Expat Residential to 80% LTV

Second Home or UK Base



1.69% Discount 31/07/2019 5.70% 5.70% 1% until 31/07/2019 £199 None

Expat Residential to 75% LTV

Free Standard Valuation.

Either: immediately returning to the UK or UK resident and Expat Joint Application.



2.89% Discount 2 Years 5.70% 5.70% 3% in year 1, then 2% in year 2 £0 0.75%

Expat Buy to Let

Max 50%-75% LTV (product dependant)

First Time Buyers / Pure Expat Applicants Considered


1.24% Fixed 30/11/2019 3.75% 3.75% 2% in year 1 & 2 £995 None

Expat Residential

Max 60% to 90% LTV (product dependant)

UK resident and Expat Joint Application



 2.80% Discount  2 Years  5.29%  5.29%  2% in year 1, then1% in year 2  £995  None 

Expat Holiday Let

Max 60% - 75% LTV (product dependant) 

007  3.60% Fixed 31/08/2019  4.00%  4.00%  2% in year 1,then 1% in year 2  None  1% 

Expat Buy to Let

Max 65% - 75% LTV (product dependant)

Personal income used (not based on rental income)