Expatriate Finance

Expatriate Finance

Expatriate Finance - Expatriate finance is required for individuals who seek finance for their expatriate needs and requirements to purchase a property within the UK. Many high street banks and building societies since the credit crunch have been increasingly reluctant to offer expatriate finance deals. Risk averse mainstream lenders often are unwilling to offer competitive rates for expatriate finance clients. This can lead to the rejection of applications. However, expatriate finance lenders are still willing to lend to the right clients and suitable and affordable expatriate finance packages can still be obtained.

We have a team of advisers who offer a bespoke and holistic service to all clients seeking expatriate finance. Using our comprehensive panel base, we will not just obtain our clients the best available rates on the market and our staff will also help and guide you with your application. This continues until completion and beyond, saving all clients’ time and stress.

Our advisory team have established strong relationships with many senior underwriting staff offering expatriate finance. Our contacts enable us to not only increase the chances of securing an application, but also allow us to gain the optimum financial result for your individual expatriate finance needs and requirements.

Our expatriate finance team place our clients with the right lender at the right time and importantly at the right rate.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call our expatriate finance advisory team today. We look forward to taking your call.

How to get in touch

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Selected Expat and Offshore Worker Mortgages

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 26/07/2017.

CodeIntial
Rate
Mortgage
Type
For /
Until
Subsequent
Rate
APRCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes

001

1.99%

Fixed

30/09/2019 4.59% 4.70% 2% in year 1, then 1% in year 2 £995

None

Expat Buy to Let to75% LTV

Repayment or Interest Only

Expat and UK Resident Joint Application.

002 **SEMI EXCLUSIVE**

 

3.19% Discount

31/12/2019

5.70% 5.70% 3% in year 1, then 2% in year 2 £0 0.75%

Expat Residential to 80% LTV

Second Home or UK Base

003

 

1.69% Discount 31/07/2019 5.70% 5.70% 1% until 31/07/2019 £199 None

Expat Residential to 75% LTV

Free Standard Valuation.

Either: immediately returning to the UK or UK resident and Expat Joint Application.

004

**SEMI EXCLUSIVE**

2.89% Discount 2 Years 5.70% 5.70% 3% in year 1, then 2% in year 2 £0 0.75%

Expat Buy to Let

Max 50%-75% LTV (product dependant)

First Time Buyers / Pure Expat Applicants Considered

005

1.24% Fixed 30/11/2019 3.75% 3.75% 2% in year 1 & 2 £995 None

Expat Residential

Max 60% to 90% LTV (product dependant)

UK resident and Expat Joint Application

006

**SEMI EXCLUSIVE**

 2.80% Discount  2 Years  5.29%  5.29%  2% in year 1, then1% in year 2  £995  None 

Expat Holiday Let

Max 60% - 75% LTV (product dependant) 

007  3.60% Fixed 31/08/2019  4.00%  4.00%  2% in year 1,then 1% in year 2  None  1% 

Expat Buy to Let

Max 65% - 75% LTV (product dependant)

Personal income used (not based on rental income)