Expat Finance Mortgage

Expat Finance Mortgage

Expat Finance Mortgage - Expat finance mortgage are mortgages designed for an expatriate seeking finance and to gain either a loan or a mortgage for their property within the UK. Expat finance mortgage has become difficult to obtain since the economic downturn, making it harder to find a competitive and affordable rate that suits you. We offer a holistic service to our clients to ensure they gain a rate to fit their individual needs and requirements.

We strive to simplify the process of obtaining an expat finance mortgage whilst also providing the largest choice of available mortgage products and lenders that are familiar with your lending requirements and circumstances. We also wish to maintain high standards of customer service, so expect the same of all expat finance mortgage providers we recommend.

Our team has a long and established trading history behind us, gaining direct access to many leading expat finance mortgage lenders and their underwriters to help expats coming from a wide variety of locations including the Middle East, Americas, Europe, and the Far East.

We guarantee to complete all the required documentation required for the completion of your expat finance mortgage within your time constraints. We will also keep you regularly informed on progress throughout your enquiry. Our expat finance mortgage specialist team are able to assist you with capital raising for many home improvements, debt consolidation to simply release equity in order to purchase additional property.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call us today. Our expat finance mortgage advisers look forward to taking your call.

How to get in touch

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Selected Expat and Offshore Worker Mortgages

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 26/07/2017.

For /
Fixed Lender
% Lender




30/09/2019 4.59% 4.70% 2% in year 1, then 1% in year 2 £995


Expat Buy to Let to75% LTV

Repayment or Interest Only

Expat and UK Resident Joint Application.



3.19% Discount


5.70% 5.70% 3% in year 1, then 2% in year 2 £0 0.75%

Expat Residential to 80% LTV

Second Home or UK Base



1.69% Discount 31/07/2019 5.70% 5.70% 1% until 31/07/2019 £199 None

Expat Residential to 75% LTV

Free Standard Valuation.

Either: immediately returning to the UK or UK resident and Expat Joint Application.



2.89% Discount 2 Years 5.70% 5.70% 3% in year 1, then 2% in year 2 £0 0.75%

Expat Buy to Let

Max 50%-75% LTV (product dependant)

First Time Buyers / Pure Expat Applicants Considered


1.24% Fixed 30/11/2019 3.75% 3.75% 2% in year 1 & 2 £995 None

Expat Residential

Max 60% to 90% LTV (product dependant)

UK resident and Expat Joint Application



 2.80% Discount  2 Years  5.29%  5.29%  2% in year 1, then1% in year 2  £995  None 

Expat Holiday Let

Max 60% - 75% LTV (product dependant) 

007  3.60% Fixed 31/08/2019  4.00%  4.00%  2% in year 1,then 1% in year 2  None  1% 

Expat Buy to Let

Max 65% - 75% LTV (product dependant)

Personal income used (not based on rental income)