Ex Pat Buy To Let Mortgages

Ex Pat Buy To Let Mortgages

Ex Pat Buy To Let Mortgages - Ex pat buy to let mortgages are mortgages sought by ex-pats wishing to purchase a buy to let property within the British Isles. The UK ex pat buy to let mortgages market has changed dramatically in recent years. Expatriates seeking a return to the UK may have left a booming mortgage market, soaring house prices and easily obtainable mortgages. However, in the current economic climate, ex pat buy to let mortgages are increasingly being rejected by high street banks and building societies, it is now more difficult to find a cost effective solution for your finance and banking needs.

Ex pat buy to let mortgages applicants are increasingly requiring the services of a mortgage broker. Our expat buy to let mortgages team are experts in placing clients with the right lender at the right rate, but importantly at the right time. Using our comprehensive panel base, both nationally and internationally, it is our role to seek to obtain the optimum financial result for you.

We have built up strong and established relationships with many lenders of ex pat buy to let mortgages within the UK. Using our contacts and links with leading underwriters of many providers, we can increase our clients chances of a successful application. We will arrange the most suitable and affordable package for your individual ex pat buy to let mortgages needs.

Aware of the time constraints some clients have, our ex pat buy to let mortgages advisers will complete your enquiry through to completion. We will quickly advise as to whether a private lender of ex pat buy to let mortgages, UK or international bank or building society will be most suitable. We also guarantee to complete all the critical details towards your application, all within your specific required timeframes.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Seeking ex pat buy to let mortgages? Call us today

How to get in touch

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Selected Expat and Offshore Worker Mortgages

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 26/07/2017.

For /
Fixed Lender
% Lender




30/09/2019 4.59% 4.70% 2% in year 1, then 1% in year 2 £995


Expat Buy to Let to75% LTV

Repayment or Interest Only

Expat and UK Resident Joint Application.



3.19% Discount


5.70% 5.70% 3% in year 1, then 2% in year 2 £0 0.75%

Expat Residential to 80% LTV

Second Home or UK Base



1.69% Discount 31/07/2019 5.70% 5.70% 1% until 31/07/2019 £199 None

Expat Residential to 75% LTV

Free Standard Valuation.

Either: immediately returning to the UK or UK resident and Expat Joint Application.



2.89% Discount 2 Years 5.70% 5.70% 3% in year 1, then 2% in year 2 £0 0.75%

Expat Buy to Let

Max 50%-75% LTV (product dependant)

First Time Buyers / Pure Expat Applicants Considered


1.24% Fixed 30/11/2019 3.75% 3.75% 2% in year 1 & 2 £995 None

Expat Residential

Max 60% to 90% LTV (product dependant)

UK resident and Expat Joint Application



 2.80% Discount  2 Years  5.29%  5.29%  2% in year 1, then1% in year 2  £995  None 

Expat Holiday Let

Max 60% - 75% LTV (product dependant) 

007  3.60% Fixed 31/08/2019  4.00%  4.00%  2% in year 1,then 1% in year 2  None  1% 

Expat Buy to Let

Max 65% - 75% LTV (product dependant)

Personal income used (not based on rental income)