British Mortgages

British Mortgages

British Mortgages - British mortgages solutions can be found using Capital Fortune's help and advisory service. A British mortgage can be obtained by ex-pats and foreign nationals seeking to obtain a mortgage for their residential or buy to let property within the UK. Capital Fortune offer a customised and bespoke service to clients seeking a British mortgage ensuring they have a transitional journey through their transaction. Our team of specialist British mortgages brokers have built up strong relationships with many leading British mortgage lenders and their underwriters to help us find the best deals for your situation. This can allow us to find rates not necessary available on the high street.

Capital Fortune appreciate our clients may have personalised needs and often require tailor made guidance for your ex pat mortgages needs and requirements. We can guarantee to fill in all required documentation within your time constraints as well as keeping you informed throughout. Our British mortgage specialists are able to assist you with capital raising for home improvements, debt consolidation or to simply release equity in order to purchase additional property abroad.

We can source and provide details of a number of British mortgage lenders through our online mortgage service as well as being able to assist you as to which British mortgages will be made available and best suited to you and your application. British mortgage lenders nationally are able to provide ex pat and foreign nationals with mortgages for the purposes of a purchase or a remortgage. The property can be lived in either permanently or as a second home, your leisure or to rent out. The choice remains yours.

Call our mortgage broker team now on 020 3 216 2037 Mortgage Enquiry Online. As part of our service, we will call you back.

The Financial Conduct Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.

How to get in touch

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Selected Expat and Offshore Worker Mortgages

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 26/07/2017.

For /
Fixed Lender
% Lender




30/09/2019 4.59% 4.70% 2% in year 1, then 1% in year 2 £995


Expat Buy to Let to75% LTV

Repayment or Interest Only

Expat and UK Resident Joint Application.



3.19% Discount


5.70% 5.70% 3% in year 1, then 2% in year 2 £0 0.75%

Expat Residential to 80% LTV

Second Home or UK Base



1.69% Discount 31/07/2019 5.70% 5.70% 1% until 31/07/2019 £199 None

Expat Residential to 75% LTV

Free Standard Valuation.

Either: immediately returning to the UK or UK resident and Expat Joint Application.



2.89% Discount 2 Years 5.70% 5.70% 3% in year 1, then 2% in year 2 £0 0.75%

Expat Buy to Let

Max 50%-75% LTV (product dependant)

First Time Buyers / Pure Expat Applicants Considered


1.24% Fixed 30/11/2019 3.75% 3.75% 2% in year 1 & 2 £995 None

Expat Residential

Max 60% to 90% LTV (product dependant)

UK resident and Expat Joint Application



 2.80% Discount  2 Years  5.29%  5.29%  2% in year 1, then1% in year 2  £995  None 

Expat Holiday Let

Max 60% - 75% LTV (product dependant) 

007  3.60% Fixed 31/08/2019  4.00%  4.00%  2% in year 1,then 1% in year 2  None  1% 

Expat Buy to Let

Max 65% - 75% LTV (product dependant)

Personal income used (not based on rental income)