Divorce

Divorce Matrimonial Home

Divorce Matrimonial Home - Divorce matrimonial home mortgages refer to the financial solutions sought by divorcees and those in the process of undergoing a divorce to finance their former matrimonial household. Applicants looking for divorce matrimonial home solutions are finding it increasingly difficult to obtain the finance which they require. Banks and building societies nationwide – despite recently opening up to the divorced demographic – have since the credit crunch become seemingly more reluctant to lend to individuals. Those seeking divorce matrimonial home packages are increasingly requiring the services o f a mortgage broker.

This is where we can assist. Our specialist divorce matrimonial home team are experts in placing our clients with the right lender at the right rate, but importantly at the right time. We offer a personalised and customised service to all divorced clients and those undergoing a divorce who need help with their banking and financial needs and requirements. It is our role to obtain the optimum divorce matrimonial home deal for you.

Divorce matrimonial home clients may be experiencing difficulties over who should continue to own the matrimonial home divorce or before the process of divorce was undertaken. Matrimonial courts, unless there is evidence to the contrary will presume that any assets owned – including the house – by the couple seeking their divorce matrimonial home solution will be shared on a joint owned basis.

Our team appreciate how complex, wearing and stressful a divorce can be. We can advise you throughout your application until completion. We will quickly advise all divorce matrimonial home clients whether a UK or international bank, private lender offering divorce matrimonial home packages or local building society will be most suited to your bespoke needs. We can also guarantee to complete all the critical and necessary paperwork required to complete your application, all within your given divorce matrimonial home timeframes.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call us today. Our divorce matrimonial home advisers look forward to taking your call

Divorce Mortgage

Divorce Mortgage - Divorce mortgage is a mortgage solution available to couples who have decided to legally dissolve their marriage. A divorce mortgage can cause financial distress especially to the spouse who ends up with majority of the mortgage responsibility after the divorce. However with close to 40% of almost all marriages ending in divorce, some divorce mortgage lenders are sympathetic to clients and offer mortgage options for newly divorced spouses (Wikipedia). Despite this, the best mortgage options may not necessarily be found on the open market. Our team of experienced brokers are associated with no particular divorce mortgage lender. We can search a comprehensive panel of lenders for the best deal which suits your individual needs and requirements.

Divorced spouses may have their homes repossessed if they fail to keep up with their divorce mortgage repayments. Our advisers will therefore shop around carefully to find a lender willing to work with you and your current financial situation. This way, you will be less likely to miss out on your repayments. We will also provide a complete professional service for your divorce mortgage application and process your paperwork to a time frame that meets your requirements, regularly reviewing your case to ensure you are still getting the best divorce mortgage package available.

Our brokers will be on hand to provide constant guidance and assistance throughout your divorce mortgage application. We are confident that our contacts and relationships with divorce mortgage lenders will increase the chances of securing you the most suitable package on the most favourable terms for you.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Our divorce mortgage team look forward to taking your call. Contact us today.

Divorce Mortgage Payments

Divorce Mortgage Payments - Divorce mortgage payments are mortgage payments sought by divorced couples who have decided to legally end their marriage. Divorced couples need to address their divorce mortgage payments to ensure they still fulfil their financial obligation to their lender. Divorce mortgage payments can be easy to miss when the couples involved have failed to address who in particular will cover the mortgage payments on ones property

Couples faced with divorce mortgage payments can consider retaining their original mortgage. This will apply to a situation where one of the spouses agrees to keep the home. However, this could be difficult if the other spouse fails to keep up with their mortgage payments. Ultimately this can affect your credit rating as the home is still in you name. However divorced couples can choose to remove their liability from their divorce mortgage payments by just selling the house. Indeed, this way neither spouse has cause for concern regarding their ex-partner.

We understand there are a number of divorce mortgage payments options to choose from and as part of our proposition, we can assist and advise you on the best, most suitable and affordable, package to meet your needs. Our brokers will match you, our client, with the most cost effective lender offering solutions to your divorce mortgage payment difficulties

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call us today to speak to one of our divorce mortgage payments specialist advisors.

Divorce Mortgage Transfer

Divorce Mortgage Transfer - Divorce mortgage transfer is the transfer of the marital home mortgage between a couple who are going through a divorce or have divorced. The marital home may be sold as part of a divorce, although weak house prices can reduce this possibility. Many couples are getting divorced at a relatively young age, meaning that a dip in property prices is more likely to result in them going into negative equity, as they have paid off relatively little of their mortgage. As a result, a divorce mortgage transfer will allow one party to buy the other’s equity, without loosing money through an unprofitable house sale. A divorce mortgage transfer may also be the preferred option if one party is granted a larger share of the house and can easily buy out the other’s share.

Specialist divorce mortgage transfer products are offered by some lenders. These packages are designed to suit those conducting a divorce mortgage transfer. For example, specialist mortgages make take into account income streams such as maintenance payments and child benefits, as well as child tax credits. If the future mortgage applicant is supported by these income streams they may need to secure a specialist package which recognises them.

We recognise that there are many hurdles out there which prevent parties in a divorce from performing a divorce mortgage transfer. As a leading UK mortgage broker specialising in divorce mortgage transfers, we can help you overcome these difficulties. Our market expertise and contacts allow us to secure divorce mortgage transfer packages that may not be available on the open market. We strive to offer a reliable and transparent service, providing all recommendations in writing. Our personable advisors will take into account your particular needs and circumstances to provide individually tailored advice for you.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

For a successful divorce mortgage transfer, call us today. We look forward to hearing from you.

Divorce Mortgages

Divorce Mortgages – Divorce mortgages are mortgage solutions for recently divorced couples or those undergoing a divorce. Divorce mortgages may be required to purchase a new property, re-mortgage an existing property or to buy out a partner’s equity on a property that may be jointly owned. Divorce mortgages can vary depending on the circumstances of each couple, taking into account factors such as new income, the divorce settlement, maintenance, savings and the potential outgoings following a divorce.

As divorcees may undergo significant financial changes following their divorce, all divorce mortgages applicants will often have to prove that they are capable of fulfilling mortgage payments following a divorce.

Our advisers at Capital Fortune can assist you by finding a lender willing to work with you and your current financial situation. This can protect your finances and ensure the optimum financial result is secured for you.

Our broker’s will strive to find the most competitive rate on your divorce mortgages that suits your own financial circumstances. We understand that clients seeking divorce mortgages often have bespoke needs and require a holistic approach. We can therefore offer divorcees a tailored service in order to attain a package to suit your needs and requirements.

Call our mortgage broker team now on 020 77 100 400 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.

Divorce Property

Divorce Property - Divorce property mortgages are property solutions sought by those undergoing or who have recently completed a divorce. Property is a difficult and complex issue when it comes to a divorced couple as there may be debate over who the property should be allocated to after the completion of the divorce. Property solutions can, however, be found for the right client.

A property can be owned solely by one person in a partnership or through joint ownership. There are two main joint ownership options for couples who are seeking divorce property solutions: joint tenancy and tenancy in common. A joint tenancy may mean there is a direct split between the couple and that all parties own the whole of property between them on an equal basis. If this is a previously married couple this is likely to be on a 50/50 basis. Alternatively, a tenancy in common is where each of the owners involved will own a set percentage of the matrimonial property between them.

Regardless, of which stake in your matrimonial property you hold, it can often be difficult to obtain the right divorce property package for you. We offer a bespoke and holistic service for all clients requiring advice on their divorce property finance needs, using our comprehensive panel divorce mortgage base to obtain the best available rates for you.

Our specialist advisory team who work with divorce property packages are experts in placing our clients with the right lender at the right time and importantly at the right rate. We fully appreciate just how difficult and problematic it can be for individuals overcoming a divorce and help all clients from their initial enquiry until completion of their divorce property package and beyond.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Contact us today. Our specialist divorce property finance team await your call.

Divorce Property Transfer

Divorce Property Transfer - Divorce property transfer mortgages are mortgages which allow a party in a divorce to secure the equity of their previous partner in the marital home. Divorce property transfer mortgages may be similar to a standard home loan package or may contain esoteric conditions. For example, temporarily low interest rates or recognising unusual income streams, such as maintenance grants or benefits, often make specialised divorce property transfer mortgages more suitable for divorcees or those finalising a divorce settlement.

There are a range of options on the market. We appreciate that it can be stressful and time consuming to find a divorce property transfer mortgage which suits your particular circumstances. This is where we may be able to help. Our bespoke advice can enable you to find the best deal available and save you time and hassle. Our personable and knowledgeable advisers will listen to your particular needs and requirements and find divorce property transfer products which suit you. Our industry knowledge and contacts allow us to find divorce property transfer deals that may not be available on the High Street.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

If you are looking to secure a divorce property transfer mortgage, we can save you time, money and hassle. Call us today.

Divorce Settlement - Divorce Mortgages

Divorce Settlement or Divorce Mortgages 

As part of a divorce settlement it may be agreed that one of the parties will keep the matrimonial home and will either buy out or transfer the other parties share as part of the mediation, agreement or Court order.

Capital Fortune are divorce mortgage specialists and any application for finance will be overseen by one of our specialist advisers, Rob Killeen who practised as a London family law barrister for 8 years. Rob re-trained as a Financial Adviser in 2005 and has focused specifically in Mortgage Advice and Protection specifically for divorcing couples. Rob enjoys the unique position of being the only Mortgage Adviser in the UK who is regulated by both the Financial Conduct Authority for mortgage advice whilst still being authorised and regulated by the Bar Council to undertake family law advocacy.

Whilst no legal advice can be provided to you when taking out a divorce mortgage, due to conflicts of interest, (we prefer to leave that to your solicitors), the use of a Mortgage Adviser with ancillary relief experience will become self evident. A detailed knowledge of what income a lender will accept and/or what mortgage documentation will assist the Family Courts to determine an application for ancillary relief will prove helpful.

Divorce Mortgages - How much can I borrow?

Usually, the most important issue for a divorcing party is - How much can I borrow?

Whilst this question may seem straight forward, it should really be divided into two aspectss. Firstly, following divorce, am I able to borrow in my own right? And if so, and only then, ask secondly, how much can I borrow?

In order to answer whether you can borrow funds in your own right following your divorce, we will take you through a detailed fact find and ascertain your full needs and circumstances. This will involve obtaining details of who will be the resident parent and whether any Court maintenance orders will be made in your favour or against you.

We will then be able to confirm whether you can borrow and how much you can borrow over the telephone, at your home, work or even your solicitors' office.

We will be able to guide you as to how much you can borrow and importantly ensure that it remains affordable. How much to borrow is therefore an important question and is predominantly based on your disposable income following divorce and your projected expenditure.

Our mortgage repayment calculator will allow you to answer the question how much I can borrow? It will determine your overall level of disposable income and can then subtract your potential outgoings following divorce.

It is extremely important to determine from the outset that you will be able to keep up your mortgage repayments both now and for the full term of the mortgage.

As part of the mortgage process we will therefore take you fully through an income and expenditure analysis to determine how much you can borrow. We will also ensure that based on your individual needs and circumstances, that the proposed level of borrowing is right for you.

Income considerations on divorce

Mortgage lenders must lend responsibly and whilst we are independent, Capital Fortune fully supports them in this. Neither you, us, nor the mortgage lender wants to agree a mortgage loan which becomes unaffordable in the future. On all mortgage documentation there is a stark warning that failure to keep up on your mortgage may lead to repossession and there is no point taking on such a significant commitment if it cannot be met. The effects can be devastating.

In order to assess how much you can borrow, we will take into account not only how much income you will have coming in, but also how that income is made up. For example, if your income is based on a Court order, child tax credits, child support payments, state benefits or part / full time work this income may not be guaranteed for the future. We will therefore need to ascertain, what portion of it can be calculated when looking at how much you can borrow. Another good source of mortgage borrowing calculators can be found at the Money Advice Service.

Expenditure considerations on divorce

Once we have calculated how much your income is, we will then look at how much your monthly expenditure is likely to be following divorce. We will look at your future financial commitments such as credit cards and loans but also, we will look at general household expenses such as gas, heat and light, telephone bills, satellite and TV, travel costs and even your general entertainment and social costs.

Our Capital Fortune budget planner will take you through the costs of your monthly grocery bills, the costs of children attending school, the cost of contact arrangements, how much you spend on clothes for the family and even the cost of your own entertainment.

These factors, whilst they may seem unimportant are all fundamental is assisting you to answer the question of how much to borrow. We will calculate your disposable income and more importantly, how much is left over at the end of the month to service you new housing needs.

Once we have determined how much you can borrow, we will use our mortgage calculator to see how much you will have to repay each month at the different rates offered by lenders. We also recommend, calculating how much these payments would alter if rates increased by 1 or 2%. This gives you piece of mind that the mortgage would still be affordable in this scenario and will ensure that the mortgage loan is in fact affordable.

In the event that your Legal team or Court require documentation for legal proceedings, we are happy to provide this information as part of our ongoing service.

For more information on Divorce Mortgages, contact us today on 020 77 100 400

Divorce Settlement Financial Advice

Divorce Settlement Financial Advice - Divorce settlement financial advice is mortgage and insurance advice given to divorcees and those experiencing a divorce, seeking a settlement package for their future. Undergoing a divorce can often be a time constraining and highly emotional process for individuals. Divorce settlement financial advice should be sought by clients sooner rather than later as it can be difficult for clients seeking a divorced mortgage.

This is where we can assist. Our specialist team are experts in giving out divorce settlement financial advice as it relates to mortgage and general protection. As a comprehensive panel of lenders divorce mortgage broker, we hold no bias towards any one particular lender. Our role is to gain the optimum financial result for our clients, offering the best available divorce settlement financial advice to support your mortgage application.

It can often be difficult for divorce settlement financial advice seekers to individually know what is best for them. Every divorce procedure is different from another, with some more complex than others. Our team have built up outstanding relationships with a number of lenders offering mortgage solutions for divorcees. Our divorce settlement financial advice team use our strong and built up contacts to increase the chances of you securing your application. We will find the best available deals for divorced mortgage applicants, some of which may not be available on the High Street.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Contact us today. Our specialist team offering divorce settlement financial advice, look forward to taking your call.

Divorced Mortgage

Divorced Mortgage - Divorced mortgage applicants are finding it increasingly difficult to obtain a mortgage during a divorce of having become divorced. It is common for lenders assessing a divorce mortgage to use traditional procedures to assess divorced mortgage applications. Many divorced mortgage applicants, may rely on child benefits and Working Families Tax Credit to increase their income from work and maintenance payments. Lenders offering divorce mortgage solutions can sometimes fail to take these factors into account, making many divorced mortgage applicants appear to have less income than they actually have.

We are able to offer divorced mortgage applicants the advice and assistance they require to help them secure an appropriate mortgage package. Our years of expertise and established links with existing lenders that deal with divorced mortgage applicants, allow us to access the best deals available. We understand that some divorced mortgage applicants can have complex needs. We therefore aim to ensure a relatively stress free process to find the most suitable divorce mortgage solution for you.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

If you are a divorced mortgage applicant looking to find the best mortgage rate available for you, do not hesitate to call a member of our advisory team today.

How to get in touch

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Residential - Purchase - Best Buys


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Barclays Bank 2 Year Tracker £1999 Fee Purchase No ERC BWO0.99%Tracker2 years 3.74%3.4%APRC £199960%
Product Code: 001D4T
Product Name: 2 Year Tracker £1999 Fee Purchase No ERC
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 0.99
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 459.23
Monthly Payment After Initial Period: 612.73
Fees Total: 2114.00
True Cost: 0.00
True Cost Over Initial Period: 11136.52
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 126.00
Lender Product Reference: AR50
Detail
Skipton BS 2 Year Tracker £995 Fee SBS0.99%Tracker2 years 4.74%4%APRC £99560%
Product Code: 002ETH
Product Name: 2 Year Tracker £995 Fee
Lender Code: SBS
Lender Name: Skipton BS
Initial Pay Rate: 0.99
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.74
Apr Lenders: 4
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 455.47
Monthly Payment After Initial Period: 669.43
Fees Total: 1061.00
True Cost: 0.00
True Cost Over Initial Period: 10991.28
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 6
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 60.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 105.00
Lender Product Reference: TR470
Detail
Tipton & Coseley BS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.04%DiscountJan-20204.74%3.8%APRC31-Jan-2020 £99965%
Product Code: 002BN9
Product Name: Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.04
Mortgage Class: Discount
Initial Rate Period: Jan-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.74
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 457.83
Monthly Payment After Initial Period: 666.76
Fees Total: 1124.00
True Cost: 0.00
True Cost Over Initial Period: 12585.41
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD002
Detail
Tipton & Coseley BS ATOM Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.04%DiscountJan-20204.74%3.8%APRC31-Jan-2020 £99965%
Product Code: 002BNA
Product Name: ATOM Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.04
Mortgage Class: Discount
Initial Rate Period: Jan-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.74
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 457.83
Monthly Payment After Initial Period: 666.76
Fees Total: 1323.00
True Cost: 0.00
True Cost Over Initial Period: 12585.41
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD002
Detail
Tipton & Coseley BS Complete FS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.04%DiscountJan-20204.74%3.8%APRC31-Jan-2020 £99965%
Product Code: 002BNB
Product Name: Complete FS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.04
Mortgage Class: Discount
Initial Rate Period: Jan-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.74
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 457.83
Monthly Payment After Initial Period: 666.76
Fees Total: 1124.00
True Cost: 0.00
True Cost Over Initial Period: 12585.41
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD002
Detail
Tipton & Coseley BS Positive Lending Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.04%DiscountJan-20204.74%3.8%APRC31-Jan-2020 £99965%
Product Code: 002BNC
Product Name: Positive Lending Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.04
Mortgage Class: Discount
Initial Rate Period: Jan-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.74
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 457.83
Monthly Payment After Initial Period: 666.76
Fees Total: 1419.00
True Cost: 0.00
True Cost Over Initial Period: 12585.41
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD002
Detail
Barclays Bank 2 Year Tracker £999 Fee Purchase BWO1.04%Tracker2 years 3.74%3.4%APRC2 years £99960%
Product Code: HZQ
Product Name: 2 Year Tracker £999 Fee Purchase
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.04
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1437
Initial Monthly Payment: 458.21
Monthly Payment After Initial Period: 607.99
Fees Total: 1114.00
True Cost: 0.00
True Cost Over Initial Period: 11112.04
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 126.00
Lender Product Reference: AR41
Detail
Tipton & Coseley BS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.09%DiscountNov-20194.74%3.9%APRC30-Nov-2019 £99975%
Product Code: 002BNH
Product Name: Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.09
Mortgage Class: Discount
Initial Rate Period: Nov-2019
Initial Rate Period Months: 25
Standard Variable Rate: 4.74
Apr Lenders: 3.9
Early Repayment Charge Applies Until: 30-Nov-2019
Early Repayment Charge Period Sort Field: 1438
Initial Monthly Payment: 460.58
Monthly Payment After Initial Period: 668.69
Fees Total: 1124.00
True Cost: 0.00
True Cost Over Initial Period: 11738.50
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD004
Detail
Tipton & Coseley BS ATOM Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.09%DiscountNov-20194.74%3.9%APRC30-Nov-2019 £99975%
Product Code: 002BNI
Product Name: ATOM Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.09
Mortgage Class: Discount
Initial Rate Period: Nov-2019
Initial Rate Period Months: 25
Standard Variable Rate: 4.74
Apr Lenders: 3.9
Early Repayment Charge Applies Until: 30-Nov-2019
Early Repayment Charge Period Sort Field: 1438
Initial Monthly Payment: 460.58
Monthly Payment After Initial Period: 668.69
Fees Total: 1323.00
True Cost: 0.00
True Cost Over Initial Period: 11738.50
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD004
Detail
Tipton & Coseley BS Complete FS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.09%DiscountNov-20194.74%3.9%APRC30-Nov-2019 £99975%
Product Code: 002BNJ
Product Name: Complete FS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.09
Mortgage Class: Discount
Initial Rate Period: Nov-2019
Initial Rate Period Months: 25
Standard Variable Rate: 4.74
Apr Lenders: 3.9
Early Repayment Charge Applies Until: 30-Nov-2019
Early Repayment Charge Period Sort Field: 1438
Initial Monthly Payment: 460.58
Monthly Payment After Initial Period: 668.69
Fees Total: 1124.00
True Cost: 0.00
True Cost Over Initial Period: 11738.50
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD004
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.