Discount Rate
Mortgages

Discount Rate Mortgages

Discount Rate Mortgages - Discount rate mortgages offer a discount on the standard variable rate of the lender. Discount rate mortgages can span from two to ten years. During this discount period, the rate which the borrower pays is based on a discount off of the standard variable rate. Since the interest rate of discount rate mortgages is determined by the lender, and not necessarily by the market rate or Bank of England rate, there is no guarantee of being on the best rate at any given time.

Discount rate mortgages can be quite complex. The terms and conditions attached to these mortgages and the range of discount rate mortgages available means that these mortgages may be much more complicated than they first appear. It may be advisable to seek help from a professional mortgage broker while seeking discount rate mortgages.

As an impartial mortgage broker, we specialise in using our close contact with lenders to source some of the best discount rate mortgages for our clients. We offer a holistic view of deals on the market, beyond the headline rate. We carefully examine our clients’ requirements to arrange discount rate mortgages that are suitable to their specific needs and personal circumstances.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 0845 3 630 430 or Enquiry Online.

Our advisers are on hand to advise to you on your ideal discount rate mortgage. Call us today.

Contact Us

Capital Fortune
City Office

14 Nicholas Lane
London
EC4N 7BN

Need Help?Contact one of our Capital
Fortune mortgage brokers
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The overall cost for comparison on residential mortgages is 4.5% APR. The actual rate available will depend on your personal circumstances.

There will be a fee for our mortgage advice, the precise amount will depend upon your circumstances but we estimate that it will be £995, payable £495 at the outset but refunded if your mortgage application is declined upon initial underwriting. The balance of our fee is typically paid on completion. Your fee will not be refunded should you withdraw from the process or not accept our recommendation. Ask your Advisor for confirmation of our fees which we will email to you in an Initial Disclosure Document (IDD). You can find further information on our Terms of Business here.

The Financial Services Authority does not regulate some forms of buy to let, commercial mortgages, secured loans, bridging finance, trusts and conveyancing.

Capital Fortune Ltd is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Services Authority. Capital FortuneLtd Registered office address: 14 Nicholas Lane, Bank, London, EC4N 7BN. Registered in England and Wales No. 05683249.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Services Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.